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Rachel Clark

Step by step process to file for unemployment in Washington - need detailed walkthrough

I got laid off yesterday and need to file for unemployment benefits but I'm completely lost on where to start. I've never done this before and the Washington ESD website is confusing me. Can someone walk me through the step by step process to file for unemployment? What documents do I need and what should I expect? I'm worried I'll mess something up and delay my benefits.

First step is to go to esd.wa.gov and create an account through SecureAccess Washington (SAW). You'll need your Social Security number, driver's license, and employment history for the last 18 months including employer names, addresses, dates worked, and reason for separation. Don't rush through it - take your time to be accurate.

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Thanks! Do I need exact addresses for all my employers or just the general location?

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Exact addresses are best. If you don't have them, you can usually find them on old pay stubs or tax documents. Washington ESD will verify this information with your employers.

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Make sure you apply within the first week after your last day of work. There's no waiting period anymore but you want to get your claim established ASAP. The sooner you file, the sooner your weekly benefit amount gets calculated.

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My last day was Friday, so I should file this week then?

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Yes definitely! File as soon as you can gather all your employment info.

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Here's the complete step by step: 1) Create SAW account at SecureAccess Washington, 2) Complete the initial application with all employment history, 3) Wait for your monetary determination letter, 4) Start filing weekly claims every Sunday, 5) Complete your job search activities and log them. The whole process can take 2-3 weeks before you see your first payment.

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What if you can't get through to file your weekly claim on Sunday? The system always seems to crash.

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You can file your weekly claim any day of the week, Sunday through Saturday. Just don't miss the deadline for your claim week.

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I had the same problem with the system crashing. Ended up using Claimyr.com to get through to an actual person at Washington ESD when I couldn't file online. They have this demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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ugh the whole system is such a nightmare!! took me 6 weeks to get my first payment and that was WITH everything filled out correctly. good luck dealing with washington esd

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That's exactly what I'm worried about. Did you have to do anything special to get it resolved?

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just kept calling and calling until someone finally looked at my account. probably called 200 times

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Don't listen to the horror stories - most claims go through fine if you fill everything out correctly the first time. The key things Washington ESD looks for: accurate employment dates, correct reason for separation, and complete employer information. Double check everything before submitting.

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What counts as acceptable reasons for separation? I was laid off due to company downsizing.

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Layoff due to lack of work is definitely qualifying. Just make sure you select the right option when filling out the separation reason.

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Pro tip: gather all your documents before you start the application. You'll need: ID, Social Security card, employment history, bank account info for direct deposit, and any separation paperwork from your employer. Having everything ready makes the process much smoother.

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Should I wait for my employer to send me separation paperwork or can I file without it?

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Don't wait - file as soon as you can. Washington ESD will contact your employer directly to verify the separation details.

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Make sure you understand the job search requirements too. You'll need to make 3 job search contacts per week and keep detailed records. WorkSource has good resources for this.

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Do I start the job search requirement immediately or after I get approved?

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You start job search activities right away, beginning with your first weekly claim. Don't wait for approval.

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The job search log is super important - I got audited and had to provide proof of all my contacts. Keep everything documented.

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What happens if your claim goes into adjudication? Mine has been pending for 2 weeks now and I can't get anyone on the phone to explain why.

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Adjudication means they're reviewing something about your claim - could be employment verification, separation details, or eligibility questions. It can take several weeks unfortunately.

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This is exactly why I started using Claimyr. Instead of calling Washington ESD 50 times a day, their service calls for you and gets you connected to an actual person who can explain what's happening with your claim.

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been there! the waiting is the worst part. just remember to keep filing your weekly claims even if your payment is delayed. you don't want to lose any weeks.

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Good point - I was wondering about that. So I should keep filing even if I haven't been approved yet?

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yes absolutely! you can backdate but it's easier to just keep filing consistently

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One more important thing - set up direct deposit when you file your initial claim. Paper checks take much longer and can get lost in the mail. You'll need your bank routing and account numbers.

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Can you change to direct deposit later if you initially chose paper checks?

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Yes, you can update your payment method in your online account, but it's better to set it up correctly from the start.

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The monetary determination letter is key - that tells you your weekly benefit amount and how many weeks you're eligible for. Don't panic if it takes a week or two to arrive.

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How is the weekly amount calculated? Is it based on your highest earning quarter?

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It's based on your highest quarter earnings in your base period, roughly 50% of your average weekly wage up to the state maximum.

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seriously though if you run into problems getting through to washington esd, don't waste weeks trying to call. i found this service called claimyr that actually got me connected to someone who could help with my adjudication issue. saved me so much time and stress.

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How does that work exactly? Do they just call for you?

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Yeah they handle all the calling and waiting, then connect you when they get someone on the line. Way better than spending all day hitting redial.

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Don't forget about the waiting week! Oh wait, they eliminated that. Never mind, you can get paid for your first week now if you're eligible.

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That's good news! So I could potentially get paid for this week if I file today?

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If you're eligible and everything processes correctly, yes. The waiting week elimination was a huge improvement.

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make sure you answer all the weekly claim questions honestly. they ask about work, income, availability, etc. being dishonest can disqualify you and create overpayment issues later.

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What kind of work questions do they ask on the weekly claims?

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Things like did you work any days, did you earn any money, were you able and available for work, did you refuse any job offers. Pretty straightforward.

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The whole process is actually pretty straightforward if you have all your info ready. Just take it step by step and don't rush. Most people who have problems either made mistakes on the initial application or didn't provide complete employment history.

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This is reassuring. I was getting overwhelmed by all the horror stories online.

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The horror stories are usually from people who had complicated situations or made errors. Straightforward layoffs typically process smoothly.

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One last tip - if you have any questions during the process, the Washington ESD website has pretty good FAQs and tutorials. Also check WorkSource for job search help since that's required.

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Thanks everyone! This has been super helpful. I feel much more confident about filing now.

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Good luck! Remember to keep filing those weekly claims consistently and stay on top of your job search requirements.

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Just wanted to add - when you're gathering your employment history, make sure to include ALL employers from the last 18 months, even short-term or part-time jobs. Washington ESD uses this to calculate your base period wages, so leaving out any employment could actually hurt your benefit amount. Also, if you worked for any temp agencies or contractors, include those too with the agency name as the employer, not the client company where you actually worked.

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