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Evelyn Rivera

How do I file for unemployment - Washington ESD application process help needed

I just got laid off yesterday and need to file for unemployment benefits but I'm totally lost on where to start. I've never done this before and the Washington ESD website is confusing me. Do I need to create an account first? What information do I need to have ready? I'm worried I'm going to mess something up and delay my claim. Can someone walk me through the basic steps to file for unemployment in Washington state?

First thing - don't panic! Filing for unemployment with Washington ESD isn't as complicated as it looks. You'll need to create a SecureAccess Washington (SAW) account if you don't have one already. Go to esd.wa.gov and look for the 'Apply for Benefits' link. Have your Social Security number, driver's license, and last employer's information ready including dates of employment and reason for separation.

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Thank you! Do I need my W2 from last year or just recent pay stubs?

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You don't need your W2 to file initially, but having your most recent pay stub can be helpful for the wage information. Washington ESD will verify your wages from their database.

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Make sure you file as soon as possible! Your claim starts the week you file, not the week you lost your job. I made that mistake and lost a week of benefits. Also be prepared - the Washington ESD phone lines are absolutely swamped right now.

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Oh no, I should have filed yesterday then? I'm already behind?

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Don't worry too much, just file today. You can't backdate to before you file, but one day won't hurt you much.

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The online application usually takes about 30-45 minutes if you have all your info ready. You'll need employment history for the last 18 months, including employer names, addresses, phone numbers, dates worked, and gross wages earned. If you worked for multiple employers, you'll need all of them. Washington ESD also asks about the reason you're unemployed - be honest and specific.

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What if I can't remember exact dates from a job I had over a year ago?

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Do your best to estimate. You can always correct information later if needed. Washington ESD will verify everything with employers anyway.

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If you run into issues with the online system or need to talk to someone at Washington ESD, good luck getting through on the phone. I've been trying for weeks to resolve an issue with my claim. Recently discovered Claimyr (claimyr.com) which actually got me through to an ESD agent - they have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.

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Is that service free? I'm already stressed about money.

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It's not free but honestly worth it if you need to actually speak with someone at Washington ESD. Way better than sitting on hold for hours or getting disconnected.

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ugh the washington esd website is such a pain. took me like 2 hours to figure out how to even start the application last month. make sure you write down your username and password somewhere safe because youll need to log in every week to file your weekly claim

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Weekly claim? I have to do something every week?

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yeah you have to file a weekly claim every week to get paid. its like answering questions about whether you worked, looked for work, etc. dont forget or you wont get your money

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Once you submit your initial application, Washington ESD will send you information about your weekly reporting requirements. You'll need to certify for benefits every week by answering questions about your job search activities, any work performed, and earnings. The job search requirement is currently 3 job contacts per week.

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Do I need to start looking for jobs immediately or can I take a few days to recover from being laid off?

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You should start your job search right away. Washington ESD requires you to be actively seeking work to receive benefits, and you'll need to report your job search activities on your weekly claims.

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Just a heads up - after you file, your claim might go into 'adjudication' which means they're reviewing something about your application. This can take WEEKS and there's usually no way to know what's happening. Super frustrating but unfortunately normal with Washington ESD.

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What would cause it to go into adjudication? I was just laid off due to budget cuts.

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Could be anything - they might want to verify your reason for separation with your employer, or review your work history. Sometimes it's random.

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Make sure you keep records of EVERYTHING. Save confirmation numbers, print out pages, keep track of all your job applications. Washington ESD can ask for documentation at any time and if you can't provide it, they might deny your claim or create an overpayment.

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What kind of job application records do I need to keep?

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Keep the job posting, date you applied, company name, contact info, and method of application. I use a spreadsheet to track everything.

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Don't forget about WorkSource! You'll probably need to register with WorkSourceWA.com as part of your job search requirements. It's another government website that's supposed to help with job searching but mostly it's just another hoop to jump through.

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Is that separate from the Washington ESD website?

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Yes, it's a different site entirely. You'll get instructions about it after you file your claim.

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i filed online last week and its been pending ever since. no idea whats going on and cant get through to anyone on the phone. this whole system is broken

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That's exactly why I ended up using Claimyr. The waiting and not knowing is the worst part.

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might have to try that if this drags on much longer

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For anyone filing - the monetary determination letter you'll receive shows your weekly benefit amount and total benefits available. This is based on wages from your 'base year' which is usually the first four of the last five completed calendar quarters. If your recent wages aren't included, you might qualify for an alternate base year.

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This is getting confusing with all the different terms. Is there a glossary somewhere?

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Washington ESD has a glossary on their website, but honestly it's not very user-friendly. The basics: monetary determination = how much you'll get, base year = the time period they use to calculate benefits.

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Just remember that unemployment benefits are taxable income! You can choose to have taxes withheld or pay at the end of the year. Don't forget about this when tax time comes around.

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Ugh, I didn't think about taxes. Should I have them withheld?

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Up to you, but it might be easier than getting hit with a big tax bill later. You can change this option anytime through your account.

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THE WASHINGTON ESD SYSTEM IS A NIGHTMARE! I've been waiting 6 weeks for my claim to be processed and every time I call they tell me something different. How is this legal?? We pay into this system and then they make it impossible to get benefits when we need them!

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6 weeks?! That's terrifying. How are you paying bills?

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Credit cards and borrowing money from family. It's humiliating.

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had similar experience as @profile11, was stuck in adjudication hell for over a month. finally got through using that claimyr service someone mentioned earlier - agent was able to see my case notes and explain what was holding it up. got resolved within a week after that call

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What was actually holding up your claim?

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they needed additional documentation from my employer about my layoff. something that couldve been resolved weeks earlier if anyone had told me

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Quick tip for anyone filing - take screenshots of every page as you're filling out the application. I had a technical error halfway through and lost everything, had to start over. Screenshots saved me the second time when it happened again.

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Good advice! I'll definitely do that.

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Once you get your claim approved, payments usually come on a debit card unless you set up direct deposit. The debit card has fees for some transactions, so set up direct deposit if you can. Also, benefits are paid for the previous week, not the current week, which confused me at first.

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How do I set up direct deposit?

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You can do it through your online account after your claim is established. You'll need your bank routing and account numbers.

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One more important thing - if you have any questions about your eligibility or the application process, Washington ESD has workshops and phone consultations available. Check their website for schedules. Sometimes it's easier to get help through these than trying to call the main number.

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Thank you everyone for all the help! I'm going to start the application right now.

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Good luck! Remember to file your weekly claims on time once you're approved.

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filed mine online about 3 months ago and everything went smoothly. took about 2 weeks to get approved and start receiving payments. not everyone has horror stories with washington esd

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You're lucky. Seems like it's totally random who gets processed quickly and who gets stuck in limbo.

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Make sure you understand the difference between 'able and available' vs 'actively seeking work.' These are separate requirements and Washington ESD can disqualify you for either one. Able and available means you're physically and mentally capable of working and available to accept suitable work. Actively seeking work means you're actually looking for jobs and can prove it.

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What counts as proof of actively seeking work?

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Job applications, networking contacts, attending job fairs, interviews. Washington ESD can audit your job search activities and ask for documentation.

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Also heads up - if you worked in multiple states recently, you might need to file an interstate claim. This can complicate things and take longer to process. Washington ESD will help determine which state you should file in based on where you worked and earned wages.

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I only worked in Washington so I should be good there.

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Remember that your waiting week is built into the system now - you won't get paid for your first eligible week. This used to be separate but they changed it a few years ago. So don't panic if your first payment seems delayed.

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So I'll miss a week of payments no matter what?

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Right, the first week is unpaid but it's automatic now, not something you have to serve separately.

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