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KhalilStar

Can you get temporary unemployment for maternity leave in Washington ESD?

I'm 7 months pregnant and trying to figure out what benefits I can get after my baby is born. My employer offers some maternity leave but it's unpaid after the first 2 weeks. I've been working full time for 3 years. Can I file for regular unemployment benefits during maternity leave through Washington ESD? Or is there a different program I should be looking at? I'm really confused about what's available and don't want to mess up my eligibility for anything.

You can't get regular UI benefits for maternity leave since you're not available for work. But Washington has Paid Family and Medical Leave (PFML) that covers bonding with a new baby. You apply through the same ESD website but it's a totally different program.

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Oh I didn't know there was a separate program! Do I apply before the baby comes or after?

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You can apply up to 30 days before your leave starts. Definitely don't wait until after - the sooner you apply the better.

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Yeah regular unemployment won't work because you have to be able and available for work. PFML is what you want - it pays like 90% of your wages up to a cap. I used it last year for my son and it was amazing.

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That sounds perfect! How long does the application process take?

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Mine took about 2 weeks to get approved but I heard it can take longer if they need more documentation.

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I've been trying to reach someone at Washington ESD about PFML for weeks and keep getting hung up on. The phone system is terrible. Has anyone found a way to actually talk to someone there?

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I had the same problem until I found Claimyr. It's this service that calls ESD for you and gets you connected to an actual person. Saved me hours of calling. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Never heard of that but anything is better than spending my entire lunch break on hold!

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wait so you CANT use regular unemployment for maternity leave at all? that seems really unfair. other states let you do that

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Regular UI is for people who lost their job through no fault of their own and are actively looking for work. Maternity leave doesn't fit that criteria.

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ok that makes sense when you put it that way

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PFML is way better than trying to use unemployment anyway. With unemployment you'd have to do job searches and be available for work interviews which is impossible with a newborn. PFML lets you actually bond with your baby.

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That's a good point about the job search requirement. I definitely wouldn't want to be interviewing with a newborn!

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Make sure you check if your employer also has to continue your health insurance during PFML leave. Mine did but some don't and you need to plan for that.

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Good catch - I need to check with HR about that.

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Yeah definitely ask about continuation of benefits. It varies by employer.

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I thought you could get unemployment if you quit for good cause like having a baby? Or is that only in certain situations?

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You can quit for good cause in some situations but pregnancy alone usually isn't considered good cause for UI purposes. That's why PFML exists.

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ah ok that makes sense, thanks for clarifying

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Just to add - PFML covers up to 12 weeks for bonding and you can take it anytime in the first year after birth. So if you want to go back to work for a few months then take leave later, you can do that too.

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Oh wow I didn't know you could split it up like that. That's really flexible!

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The Washington ESD PFML application is online and pretty straightforward. You'll need your employer's info and some basic details about your leave dates. Way easier than dealing with unemployment paperwork.

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That's reassuring to hear it's not too complicated.

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Yeah it's much simpler than I expected. Just make sure you have all your dates figured out before you start.

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Does PFML require you to use up all your vacation time first or can you save that for later?

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It depends on your employer's policy. Some require you to use accrued leave first, others let you choose. Check your employee handbook or ask HR.

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Update - I used that Claimyr thing someone mentioned and finally got through to talk to someone at ESD about my PFML questions. Took like 10 minutes instead of hours of calling. Definitely worth it if you need to actually speak to someone there.

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That's awesome! I've been putting off calling because I hate dealing with their phone system.

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Right? The regular calling is such a nightmare. Glad it worked for you!

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One thing to watch out for - if you're planning to come back to the same job after PFML, make sure your employer knows your expected return date. Some people have had issues with their position being filled.

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That's scary! I should probably get something in writing from my boss about holding my position.

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I used PFML for my daughter's birth and it was great but the payments took a while to start. Make sure you have some savings to cover the gap between when your employer pay stops and PFML kicks in.

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How long was the gap for you?

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About 3 weeks for me, but I think it can vary depending on when you apply and how quickly they process everything.

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Just make sure you understand the difference between PFML and FMLA. FMLA protects your job but doesn't pay you, PFML pays you but doesn't necessarily protect your job unless your employer also follows FMLA rules.

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So I might qualify for both? That's confusing.

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Yes, if you meet the requirements for both. FMLA is federal job protection, PFML is Washington state wage replacement. They work together.

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does the dad get PFML too or just the mom?

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Both parents can get PFML for bonding with a new baby. You can even take it at the same time if you want.

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that's awesome, thanks!

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Quick heads up - when you apply for PFML make sure your employer information is exactly right. Mine got delayed because I had a small typo in the employer name and they couldn't verify my wages.

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Good tip! I'll double check everything before submitting.

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The PFML website has a benefit calculator where you can estimate how much you'll get paid. Really helpful for planning your budget during leave.

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Perfect, I'll check that out. Thanks for all the helpful info everyone!

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Glad this thread was helpful! I was confused about the same thing when I was pregnant. The Washington ESD website has a good FAQ section about PFML vs UI that cleared things up for me.

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I'll definitely read through that FAQ section. This has been so much more helpful than trying to figure it out on my own.

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For anyone else who needs to talk to ESD directly about PFML stuff, that Claimyr service I mentioned earlier is at claimyr.com. Super helpful when you actually need to speak to a human there instead of getting stuck in phone tree hell.

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I'm definitely bookmarking that for when I apply. Thanks for sharing!

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One last thing - start gathering your documents early. You'll need things like your social security card, ID, and employment info. Better to have everything ready before you need to apply.

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Great advice! I'll start putting together a folder with everything I need.

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