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Christopher Morgan

Washington ESD maternity leave unemployment benefits - can I apply?

I'm 7 months pregnant and trying to figure out if I can get unemployment benefits through Washington ESD when I take maternity leave. My employer doesn't offer paid maternity leave, just unpaid FMLA. I've been working full-time for 3 years at the same company. Would I be eligible for Washington ESD unemployment benefits during my maternity leave? I'm really confused about whether pregnancy/maternity leave counts as being 'able and available' for work which I think is required for UI benefits.

Unfortunately, traditional unemployment benefits through Washington ESD typically require you to be able and available for work, which pregnancy leave doesn't qualify for. However, Washington State has Paid Family and Medical Leave (PFML) which is separate from unemployment - that's what you'd want to apply for instead.

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Oh I didn't know about PFML! Is that through Washington ESD too or a different agency?

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PFML is through the Washington State Employment Security Department but it's a different program than regular unemployment. You apply through their website.

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Grace Johnson

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Yeah regular UI benefits won't work for maternity leave. I learned this the hard way when I was pregnant 2 years ago - kept getting denied because I wasn't available for work. The PFML program is what you need, it covers up to 12 weeks for bonding with a new baby.

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How much does PFML pay compared to unemployment? And do I need to have been paying into it?

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Grace Johnson

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It pays up to 90% of your wages depending on your income level. And yes, you should have been paying into it through payroll deductions since like 2019 I think.

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Jayden Reed

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Just to clarify - if you're on unpaid FMLA leave, you're still employed, just not working. Washington ESD unemployment is for people who are unemployed and actively seeking work. Since you're not available to work due to childbirth/recovery, you wouldn't qualify for regular UI benefits. PFML is definitely the right program for your situation.

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Nora Brooks

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What if her employer fires her while she's on leave though? Would that change things?

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Jayden Reed

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If she's fired while on protected FMLA leave, that could be wrongful termination. But yes, if legitimately unemployed after leave, she could potentially qualify for UI benefits once she's able and available for work again.

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Eli Wang

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I had such a hard time getting through to Washington ESD when I was trying to figure this out during my pregnancy. Spent hours on hold trying to get clarification. Finally used claimyr.com to get connected to an actual agent who explained the difference between UI and PFML programs. There's even a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made the whole process so much easier.

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That sounds helpful! I've been dreading trying to call Washington ESD directly.

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Never heard of claimyr but anything that helps get through to ESD sounds worth trying. The phone system is brutal.

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wait so maternity leave isn't unemployment? that seems wrong, we should be able to get benefits when we cant work because of pregnancy

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That's exactly why Washington created the PFML program - to provide benefits for situations like pregnancy, family care, and medical leave that don't qualify for regular unemployment.

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oh ok that makes more sense. so its like unemployment but for different reasons?

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The key difference is that unemployment requires you to be actively seeking work. When you're on maternity leave, you're not seeking work - you're caring for your new baby. That's why PFML exists as a separate program. Both are administered by Washington ESD but they serve different purposes.

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This is so helpful, thank you! I was getting really worried about not having any income during leave.

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Ethan Scott

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Just make sure you apply for PFML well before your due date. There's paperwork and processing time involved.

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Lola Perez

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I'm going through this exact same thing right now! Due in February and just submitted my PFML application. The process is actually pretty straightforward once you understand it's not the same as unemployment. You can do it all online through the Washington ESD website.

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How far in advance did you apply? I want to make sure I don't miss any deadlines.

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Lola Perez

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I applied about 6 weeks before my due date. They recommend applying early but not too early since you need medical documentation closer to your leave date.

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PSA: Don't confuse PFML with unemployment benefits! They're completely different programs with different eligibility requirements. PFML is specifically for family and medical leave situations, while UI is for people who are unemployed and looking for work.

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Riya Sharma

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Yeah I made this mistake initially and wasted time applying for the wrong program. Wish this was explained better on the Washington ESD website.

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The website could definitely be clearer about the differences between all their programs.

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Santiago Diaz

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Been through this with two pregnancies in Washington. First time I didn't know about PFML and just took unpaid leave. Second time I used PFML and got 12 weeks at 90% pay. Huge difference! Make sure you understand the program and apply early.

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90% pay sounds amazing! Is there a maximum amount they'll pay?

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Santiago Diaz

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Yes there's a weekly maximum based on the state average wage. For 2025 I think it's around $1,327 per week max.

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Millie Long

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Just want to echo what others have said - you definitely want PFML, not unemployment. If you're having trouble getting through to Washington ESD to ask questions about PFML, that claimyr service someone mentioned earlier really does help. I used it when I had questions about my PFML claim and got connected to an agent within minutes instead of waiting on hold for hours.

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I'll definitely check that out if I need to call. The phone system sounds like a nightmare.

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KaiEsmeralda

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It really is. I've probably spent 10+ hours on hold with Washington ESD over various issues. Any shortcut to actually talk to someone is worth it.

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Debra Bai

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One thing to keep in mind - if you're planning to return to work after your maternity leave, make sure you coordinate with your employer about your FMLA and PFML timing. Sometimes there are overlaps or gaps that can affect your benefits.

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Good point! I should probably talk to HR about how this all works together.

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Definitely do that. HR should be familiar with both FMLA and PFML requirements.

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Laura Lopez

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washington state really does have good family leave benefits compared to other states. pfml covers not just maternity but also caring for sick family members and your own medical issues. way better than just hoping unemployment would cover it

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Agreed! I used PFML to care for my elderly parent last year. The program is really comprehensive.

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That's great to know it covers other situations too. Seems like a really valuable program.

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Final tip: Keep all your documentation organized when you apply for PFML. Medical records, employment verification, etc. The more complete your application, the faster it gets processed. And remember, this is not unemployment - it's paid family leave specifically designed for situations like yours!

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Thank you everyone! This has been incredibly helpful. I feel so much more confident about navigating this now.

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Good luck with your pregnancy and your PFML application! You've got this.

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