Can you collect unemployment on maternity leave in Washington ESD?
I'm 7 months pregnant and planning to take maternity leave starting next month. My employer offers unpaid FMLA leave but no paid maternity benefits. I've been working full-time for 3 years and paying into unemployment. Can I file for Washington ESD unemployment benefits while on maternity leave? I'm confused about whether this counts as being 'able and available' for work since I'll technically be unable to work during recovery. Has anyone done this successfully?
54 comments


Darcy Moore
Unfortunately, you generally can't collect regular unemployment benefits while on maternity leave in Washington. The key requirement is that you must be able and available for work, which you wouldn't be during recovery time. However, Washington has Paid Family and Medical Leave (PFML) which is separate from unemployment - that might be what you're looking for.
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Edward McBride
•Oh I didn't know about PFML! Is that through Washington ESD too or a different agency?
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Darcy Moore
•PFML is through the Employment Security Department but it's a different program. You apply at paidleave.wa.gov instead of the regular unemployment site.
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Dana Doyle
Wait I'm confused - I thought pregnancy was considered a disability so wouldn't that qualify for some kind of benefits? My sister collected something when she had her baby but that was in California.
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Liam Duke
•Each state has different rules. Washington doesn't have state disability insurance like California does, but we do have the newer PFML program that started in 2020.
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Dana Doyle
•Gotcha, thanks for clarifying that!
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Manny Lark
I went through this last year and it was so confusing trying to figure out what I qualified for. I spent weeks calling different numbers and getting transferred around. Finally used Claimyr.com to get through to someone at Washington ESD who could explain the difference between unemployment and PFML. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works - basically helps you get through to an actual person instead of being on hold forever.
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Edward McBride
•How long did it take you to get through to someone? I've been trying to call for days.
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Manny Lark
•With Claimyr it was like 20 minutes total. Way better than the 3 hours I spent on hold before that.
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Rita Jacobs
Just to be clear - regular unemployment (UI) requires you to be actively looking for work and available to start immediately. If you're on maternity leave, you obviously can't meet those requirements. PFML is specifically designed for family leave situations and pays a percentage of your wages.
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Khalid Howes
•What percentage does PFML pay? Is it the same as unemployment?
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Rita Jacobs
•PFML pays up to 90% of your average weekly wage depending on your income level, with a maximum weekly benefit amount. It's often more than unemployment for many people.
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Ben Cooper
omg this is exactly what i needed to know! im due in january and was freaking out about money during leave. so glad washington has this program now
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Edward McBride
•Same here! I had no idea this existed. Going to look into applying for PFML instead.
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Liam Duke
One important thing to note - you need to have worked a certain number of hours in Washington and paid into the PFML program to qualify. There's also a waiting period before you can take leave. Make sure you check the eligibility requirements early.
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Edward McBride
•Do you know what the work requirement is? I've been at my job for 3 years so hopefully I qualify.
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Liam Duke
•I believe it's 820 hours in the past year, but double check on the PFML website to be sure.
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Naila Gordon
This whole system is so confusing. Why can't they just have one program that covers everything? I had to figure this out when my husband was in the hospital and it took forever to understand what I qualified for.
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Darcy Moore
•I agree it's confusing but at least Washington has both programs available. Some states have neither.
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Naila Gordon
•True, I guess we're lucky to have options even if they're complicated.
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Manny Lark
Another thing - if your employer offers any kind of paid leave, that might affect your PFML benefits. Make sure to report any employer-provided benefits when you apply.
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Edward McBride
•My employer doesn't offer any paid leave, just unpaid FMLA. So I should be good to apply for full PFML benefits?
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Manny Lark
•Should be, but definitely mention the unpaid FMLA when you apply just to be transparent.
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Khalid Howes
Can you apply for PFML before you actually start your leave or do you have to wait until after the baby is born?
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Liam Duke
•You can apply up to 30 days before your leave starts. I'd recommend applying as soon as possible since there can be processing delays.
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Khalid Howes
•Good to know, thanks!
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Dana Doyle
So just to summarize for anyone else reading this - unemployment (UI) is for when you lose your job and are looking for work, PFML is for when you need to take family or medical leave but still have a job to return to. Two totally different programs.
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Edward McBride
•Perfect summary! That makes it so much clearer.
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Cynthia Love
I tried to get UI benefits during my maternity leave in 2019 before PFML existed and was denied because I wasn't 'available for work.' Super frustrating at the time but glad they have PFML now.
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Darcy Moore
•Yeah the timing matters a lot. PFML only started in 2020 so anyone who had babies before that was out of luck unfortunately.
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Ben Cooper
does anyone know if pfml covers the full 12 weeks of fmla or is it less?
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Liam Duke
•PFML covers up to 12 weeks for bonding with a new child, same as FMLA. You can use them together - FMLA protects your job while PFML provides the income replacement.
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Ben Cooper
•awesome thanks!
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Rita Jacobs
One more tip - start gathering your documentation early. You'll need medical certification from your doctor and possibly employment verification from your employer. Having everything ready makes the application process much smoother.
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Edward McBride
•What kind of medical certification do they need? Just a note saying I'm pregnant?
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Rita Jacobs
•They need specific forms filled out by your doctor detailing your expected due date and when you'll be unable to work. Your doctor should be familiar with the PFML requirements.
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Darren Brooks
This thread has been super helpful! I'm not pregnant yet but planning to start trying next year and wanted to understand what benefits would be available. Glad to know Washington has good coverage.
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Edward McBride
•Same! It's nice to be able to plan ahead knowing what's available.
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Manny Lark
Oh one more thing - if you do need to talk to someone at Washington ESD about the differences between UI and PFML, Claimyr really helped me get through. The regular phone lines are always busy but their service got me connected to someone who could explain everything clearly.
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Rosie Harper
•Is Claimyr free or do they charge for the service?
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Manny Lark
•They charge a fee but honestly it was worth it to actually talk to a human instead of being on hold for hours. Check out their demo video to see how it works.
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Khalid Howes
One question - if I'm already on PFML for maternity leave and then get laid off, can I switch to regular unemployment benefits?
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Darcy Moore
•That's a complex situation. You'd need to talk to Washington ESD directly about how those benefits interact if you lose your job while on family leave.
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Khalid Howes
•Makes sense, hopefully that doesn't happen but good to know I'd need to contact them.
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Elliott luviBorBatman
Thank you everyone for all this information! I feel so much more prepared now. Going to start the PFML application process this week.
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Liam Duke
•Good luck! Hope everything goes smoothly with your leave and the new baby.
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Edward McBride
•Thanks! And congratulations to you too! 💕
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Demi Hall
Just wanted to add - make sure your employer knows you're planning to use PFML. Some employers aren't familiar with it yet and might think you're just taking unpaid leave.
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Edward McBride
•Good point! I'll make sure to give them a heads up about the PFML application.
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Naila Gordon
This has been such a helpful thread. I wish there was clearer information about this stuff readily available instead of having to piece it together from forum posts.
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Darcy Moore
•Agreed! The Washington ESD website has the info but it's not always easy to find or understand.
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Manny Lark
•That's exactly why I ended up using Claimyr - sometimes you just need to talk to a real person who can explain things in plain English.
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Mateusius Townsend
congrats on the pregnancy! so exciting. and thanks for asking this question because i learned a lot from all the responses too 🙂
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Edward McBride
•Thank you! And you're welcome - I'm so glad this helped other people too!
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