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Elin Robinson

Can you claim unemployment while on maternity leave in Washington state?

I'm 7 months pregnant and trying to figure out my options for after the baby comes. My employer doesn't offer paid maternity leave and I've heard conflicting info about whether I can file for unemployment benefits during maternity leave in Washington. Does anyone know if this is allowed? I've been working full time for 2 years at the same company. Would love to hear from anyone who's been through this situation with Washington ESD.

Unfortunately you can't get regular unemployment benefits while on maternity leave in Washington. To qualify for UI benefits you have to be able and available for work, and being on maternity leave means you're not available. However, Washington does have Paid Family and Medical Leave (PFML) which might be what you're looking for - it's separate from unemployment but provides partial wage replacement.

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Elin Robinson

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Oh I didn't know about PFML! Is that through Washington ESD too or a different agency?

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PFML is through the Employment Security Department but it's a completely different program from unemployment insurance. You should look into it ASAP since there are deadlines for applying.

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Beth Ford

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Wait I'm confused - I thought if you get laid off while pregnant you could still file for unemployment? Or is that different from taking maternity leave?

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That's totally different! If you get laid off while pregnant you can absolutely file for UI as long as you're able and available to work. But voluntarily taking maternity leave is not the same as being laid off.

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Beth Ford

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Ah okay that makes sense, thanks for clarifying!

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I went through this exact situation last year. The key thing is the 'able and available' requirement for unemployment. When you're on maternity leave, you're not available for work so you don't qualify for UI benefits. But definitely look into Washington's PFML program - I got benefits through that instead. You have to apply before your leave starts though.

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Elin Robinson

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How much did PFML pay compared to your regular salary? Was the application process complicated?

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It was about 90% of my weekly wage up to a cap. The application wasn't too bad but there's paperwork your doctor and employer need to fill out. Start early!

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Joy Olmedo

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This is so frustrating - I called Washington ESD like 15 times trying to get through to someone who could explain this stuff to me when I was pregnant. Finally used this service called Claimyr (claimyr.com) that helped me get connected to an actual agent who explained the difference between UI and PFML. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling!

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Isaiah Cross

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Never heard of Claimyr but getting through to Washington ESD is impossible these days. Did they charge you for that?

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Joy Olmedo

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It wasn't free but honestly worth it to actually talk to someone who knew what they were talking about instead of getting hung up on constantly.

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Elin Robinson

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I might try that - I've been calling for weeks with no luck getting through to anyone at Washington ESD.

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Kiara Greene

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Just want to add that even though you can't get unemployment during maternity leave, you should still report any work you do during that time if you end up filing for UI later. Washington ESD is pretty strict about disclosure requirements.

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Evelyn Kelly

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Good point about reporting work. Better to over-report than get in trouble for an overpayment later.

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Paloma Clark

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The whole system is so confusing. Why can't they just have one program that covers all situations when you can't work?? Having UI separate from PFML separate from everything else makes no sense.

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I agree it's confusing but they serve different purposes. UI is for when you lose your job through no fault of your own. PFML is for when you need time off for family or medical reasons but still have a job to return to.

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Paloma Clark

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I guess that makes sense when you explain it that way. Still wish it was simpler though!

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Heather Tyson

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Make sure you understand the difference between voluntary and involuntary separation too. If you quit to have your baby, that's voluntary and you definitely won't qualify for UI. But if your employer terminates you because of your pregnancy, that could be different (and probably illegal).

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Elin Robinson

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My employer seems supportive so far but good to know about the voluntary vs involuntary thing. Thanks!

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Raul Neal

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Been there! One thing to keep in mind is that PFML has a waiting period before benefits start, so plan accordingly. Also you need to have worked a certain number of hours to qualify, but if you've been full time for 2 years you should be fine.

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Elin Robinson

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How long is the waiting period? And do you know what the hour requirement is?

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Raul Neal

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I think it's 7 days for the waiting period but double check that. For hours you need like 820 hours in the past year or something like that. Check the Washington PFML website for exact numbers.

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Jenna Sloan

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Another option to consider is if your employer offers short term disability insurance. Sometimes that can provide some income during maternity leave even if UI doesn't apply.

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Elin Robinson

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I'll check on that - not sure if we have STD coverage or not. Thanks for the suggestion!

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ugh the whole maternity leave situation in this country is such a mess. At least Washington has PFML now which is better than a lot of states. Definitely apply as soon as you can though - don't wait until the last minute like I did!

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Sasha Reese

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So true, we're way behind other countries on this stuff. But PFML is definitely a step in the right direction.

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One more thing - if you do end up needing to file for unemployment after your maternity leave ends (like if you can't return to work for some reason), make sure you're actually ready to start job searching before you file. Washington ESD requires active job search activities for UI claims.

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Elin Robinson

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Good to know! Hopefully I won't need UI but always good to understand the requirements just in case.

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Noland Curtis

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Yeah the job search requirements are no joke. You have to log all your activities and they do check up on it.

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Diez Ellis

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Just to echo what others have said - PFML is definitely the way to go for maternity leave, not unemployment. I used that service someone mentioned earlier (Claimyr) to get through to Washington ESD when I had questions about both programs and it was super helpful. The agent explained everything clearly.

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Elin Robinson

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Seems like a few people have had good luck with that service. Might be worth trying since I can't get through on my own.

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Document everything! Whatever program you end up using, keep records of all your applications, communications, medical forms, etc. Makes everything easier if there are any issues later.

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Elin Robinson

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Great advice - I'm definitely going to start a folder with all this stuff. Thanks everyone for all the helpful info!

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Abby Marshall

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Congratulations on your pregnancy! Hope everything works out with the leave situation. The PFML program really is a game changer compared to what was available before.

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Elin Robinson

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Thank you! Feeling much more informed now about my options. Really appreciate everyone taking the time to explain everything.

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Sadie Benitez

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Last tip - if you're planning to use Claimyr or try calling Washington ESD directly, Tuesday through Thursday mornings seem to be the best times to get through. Avoid Mondays and Fridays if possible!

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Drew Hathaway

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That's a good tip! I always wondered if there were better times to call.

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Elin Robinson

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Perfect timing for this advice - I was going to try calling again tomorrow which is Tuesday!

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I went through this same situation about 3 years ago and can confirm everything others have said about PFML being the right program, not unemployment. One thing I'd add is to start gathering your documentation early - you'll need medical certification from your doctor and employment verification from HR. Also, if you're planning to take leave before the baby arrives (like if you have complications), that can also qualify for PFML under the medical leave portion. The whole process took about 2-3 weeks from application to first payment for me, so definitely don't wait until the last minute to apply!

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