Can I file Washington ESD unemployment for maternity leave - confused about eligibility
I'm 7 months pregnant and trying to figure out if I can file for unemployment benefits when I take maternity leave. My employer doesn't offer paid maternity leave and I've been working there for 2 years. I know there's some kind of family leave program but I'm not sure if that's different from regular unemployment or if I need to apply through Washington ESD. Has anyone been through this process? I really need the income while I'm out with the baby.
58 comments


Javier Cruz
You're thinking of two different programs. Regular unemployment through Washington ESD is for people who lose their job involuntarily. For maternity leave, you'd apply for Paid Family and Medical Leave (PFML) through the state, not regular UI benefits. PFML covers bonding with a new child.
0 coins
Natasha Orlova
•Oh wow, I had no idea there were separate programs! So I can't use my regular unemployment eligibility for this?
0 coins
Javier Cruz
•Correct, they're completely separate systems. PFML has its own application process and benefit amounts.
0 coins
Emma Wilson
I just went through this last year! You definitely want PFML not unemployment. The application process was pretty straightforward but there's a waiting period before benefits start. Make sure you apply early!
0 coins
Natasha Orlova
•How early should I apply? And did you have any issues with the application?
0 coins
Emma Wilson
•I applied about 6 weeks before my due date. The only hiccup I had was getting the right medical documentation from my doctor.
0 coins
Malik Thomas
If you're having trouble reaching anyone about PFML or need to talk to someone about your specific situation, I used Claimyr to get through to state agents when I couldn't get through the regular phone lines. They have a service at claimyr.com that helps you connect with agents. There's even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.
0 coins
Natasha Orlova
•Is that legitimate? I've never heard of using a service to help with state calls.
0 coins
Malik Thomas
•Yeah it's real, I was skeptical too but it worked when I needed to clarify my PFML application details. Way better than sitting on hold for hours.
0 coins
NeonNebula
•I can vouch for this too - used it when I had questions about my leave timing and got through in like 10 minutes instead of the usual nightmare.
0 coins
Isabella Costa
Just to be clear - you CANNOT file regular unemployment for planned maternity leave. That would be considered voluntary separation from work and would disqualify you from UI benefits. PFML is specifically designed for family bonding and medical leave situations.
0 coins
Ravi Malhotra
•What if her employer laid her off while she was pregnant though? Would that change things?
0 coins
Isabella Costa
•If she was laid off involuntarily, then yes, she could potentially file for regular unemployment benefits through Washington ESD, but that's a completely different situation than taking maternity leave.
0 coins
Freya Christensen
I made this same mistake when I was pregnant with my first. Spent weeks trying to figure out Washington ESD unemployment eligibility before someone told me about PFML. The benefit amounts are different too - PFML is based on your wages but has different calculation methods than regular UI.
0 coins
Natasha Orlova
•Do you remember what the benefit amount was like compared to your regular salary?
0 coins
Freya Christensen
•It was about 60-70% of my regular pay, which was actually pretty decent. Way better than no income during leave!
0 coins
Omar Farouk
Are you sure you can't just file unemployment when you go on leave? I thought if you're not working you can get unemployment benefits. This is all so confusing!
0 coins
Javier Cruz
•No, unemployment requires that you be available and actively seeking work. When you're on maternity leave, you're not available for work, so you wouldn't qualify for UI benefits.
0 coins
Omar Farouk
•Oh that makes sense, I guess I never thought about the 'available for work' requirement.
0 coins
Chloe Davis
The state really needs to make this clearer. I bet tons of people get confused between unemployment and family leave benefits. They should have better information on the Washington ESD website about this.
0 coins
AstroAlpha
•Agreed! I had to call three different places before I understood the difference.
0 coins
Emma Wilson
•The PFML website actually has pretty good info once you find it, but yeah, the distinction isn't always clear upfront.
0 coins
Diego Chavez
Quick question - do you pay into PFML through your paycheck like you do for unemployment insurance? I'm trying to figure out if I'm even eligible.
0 coins
Javier Cruz
•Yes, PFML premiums are deducted from your paycheck if you're an employee in Washington. You should see it on your pay stub.
0 coins
Diego Chavez
•Perfect, I'll check my latest pay stub. Thanks!
0 coins
Anastasia Smirnova
I used to work for the state and can confirm - maternity leave falls under PFML, not unemployment. The applications are through different systems entirely. PFML has its own portal and everything.
0 coins
Natasha Orlova
•Do you know if there are any gotchas in the PFML application I should watch out for?
0 coins
Anastasia Smirnova
•Main thing is getting your medical provider to fill out their portion correctly and on time. That's where most delays happen.
0 coins
Sean O'Brien
This thread is super helpful! I'm not pregnant yet but planning to be soon and had no idea about PFML. So glad I found this discussion.
0 coins
Emma Wilson
•Definitely good to know ahead of time! I wish I had researched it earlier in my pregnancy.
0 coins
Zara Shah
One more thing to consider - you might be able to use both PFML and any accrued sick/vacation time depending on your employer's policies. Some employers let you supplement PFML benefits with PTO.
0 coins
Natasha Orlova
•That's a great point, I should check with HR about how they handle that.
0 coins
Zara Shah
•Definitely worth asking! Every employer handles it differently.
0 coins
Luca Bianchi
I'm dealing with a similar situation but for caring for my mom who had surgery. Would that also be PFML instead of unemployment?
0 coins
Javier Cruz
•Yes, caring for a family member with a serious health condition would also fall under PFML, not unemployment benefits.
0 coins
Luca Bianchi
•Thanks, that's what I thought but wanted to double-check.
0 coins
GalacticGuardian
Can you file for PFML if you're self-employed or do you have to be a regular employee?
0 coins
Anastasia Smirnova
•Self-employed workers can opt into PFML but it's not automatic like it is for employees. You have to specifically apply for coverage.
0 coins
GalacticGuardian
•Good to know! I'll look into that option.
0 coins
Nia Harris
The timing on PFML applications is important too. Don't wait until the last minute because there's paperwork involved and processing time.
0 coins
Natasha Orlova
•How long does the processing usually take?
0 coins
Nia Harris
•When I applied it took about 2-3 weeks to get approved, but that was a couple years ago. Could be different now.
0 coins
Mateo Gonzalez
I had issues with my PFML application getting stuck in review and ended up using that Claimyr service someone mentioned earlier to get through to an agent who could help. Definitely saved me weeks of waiting.
0 coins
Natasha Orlova
•Was it worth the cost? I'm trying to avoid any extra expenses right now.
0 coins
Mateo Gonzalez
•For me it was worth it because I needed the benefits to start on time. The service got me answers in one call that I couldn't get after multiple attempts on my own.
0 coins
Aisha Ali
Make sure you keep good records of everything - application dates, correspondence, medical forms, etc. You might need them if there are any questions about your claim.
0 coins
Natasha Orlova
•That's great advice, I'm pretty organized so I should be able to handle that.
0 coins
Emma Wilson
•Yes! I kept a folder with copies of everything and it really helped when I had questions later.
0 coins
Ethan Moore
One last thing - PFML benefits are taxable income, so keep that in mind for tax planning. They don't automatically withhold taxes like some other benefits.
0 coins
Natasha Orlova
•Oh wow, I hadn't thought about the tax implications. Thanks for mentioning that!
0 coins
Ethan Moore
•Yeah, I learned that the hard way at tax time. You can request tax withholding when you apply though.
0 coins
Yuki Nakamura
Thanks everyone for all this information! I feel much more informed now about the difference between unemployment and PFML. This has been incredibly helpful.
0 coins
Javier Cruz
•You're welcome! Good luck with your application and congratulations on the baby!
0 coins
Emma Wilson
•Feel free to come back and ask if you run into any issues with the application process.
0 coins
StarSurfer
This whole thread should be pinned or something. I bet this confusion between unemployment and family leave comes up all the time.
0 coins
Carmen Reyes
•Totally agree! This is exactly the kind of info that's hard to find when you need it.
0 coins
Andre Moreau
For anyone else reading this later - the key takeaway is that maternity leave = PFML (Paid Family and Medical Leave), not unemployment benefits. Two completely different programs with different eligibility and application processes.
0 coins
Natasha Orlova
•Perfect summary! That's exactly what I needed to understand.
0 coins