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Ingrid Larsson

Does unemployment cover maternity leave in Washington ESD?

I'm 6 months pregnant and trying to figure out my options for when the baby comes. My employer doesn't offer paid maternity leave and I can't afford to take unpaid time off. I've heard conflicting information about whether Washington ESD unemployment benefits can cover maternity leave. Does anyone know if you can collect UI while on maternity leave? I'm really confused about the whole process and don't want to make any mistakes when I file.

Washington ESD unemployment typically requires you to be able and available for work, which might be tricky during maternity leave. However, Washington State has the Paid Family and Medical Leave (PFML) program that specifically covers maternity leave. You should look into that instead of regular UI benefits.

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Oh I didn't know about PFML! Is that through Washington ESD too or a different agency?

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PFML is administered by Washington ESD but it's a separate program from regular unemployment. You pay into it through payroll deductions just like UI taxes.

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I tried to get UI when I had my baby last year and they denied me because I wasn't 'available for work' during recovery. The adjudication process took forever and they basically said maternity leave doesn't qualify for regular unemployment benefits.

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That's so frustrating! How long did the adjudication take?

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Almost 8 weeks! I kept calling but could never get through to explain my situation properly.

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If you're having trouble reaching Washington ESD directly, I found this service called Claimyr that helps you get through to actual agents. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Really helped me when I was stuck in adjudication hell.

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Is that legit? I'm desperate to talk to someone who can explain my options clearly.

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Yeah it's real, they basically call for you and get you connected to Washington ESD agents. Saved me hours of trying to get through myself.

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You definitely want PFML not regular UI for maternity leave. PFML gives you up to 12 weeks of paid leave at partial wage replacement. You have to apply through the Washington ESD website but it's a completely different application process than unemployment.

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Do you know what percentage of wages PFML covers?

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It varies based on your income but it's usually around 90% of your average weekly wage up to a maximum amount. Much better than trying to get UI which probably won't work anyway.

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Wait I'm confused - can you get both UI and PFML at the same time? What if you lose your job while pregnant?

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No you can't collect both simultaneously. If you lose your job while pregnant, you'd apply for regular UI first, then switch to PFML when the baby comes if you're still unemployed.

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This is so complicated! Why can't Washington ESD make this clearer on their website?

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I got pregnant right after I was laid off last year. Washington ESD told me I could collect UI while pregnant as long as I was actively job searching and available to work. But once the baby came, I had to stop UI and apply for PFML instead.

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That makes sense. So you can be on UI while pregnant but not during actual maternity leave recovery?

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Exactly! Being pregnant doesn't disqualify you from UI, but being unable to work due to childbirth/recovery does.

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The whole system is messed up if you ask me. Why should new mothers have to jump through all these hoops just to get basic support?

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Totally agree! Other countries handle this so much better.

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At least Washington has PFML now. It's still relatively new but it's better than nothing.

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Just to clarify - PFML requires you to have worked a certain number of hours in Washington State before you qualify. Make sure you check the eligibility requirements before counting on it.

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Good point! I've been at my current job for 2 years so I should qualify.

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You should be fine then. The requirement is usually 820 hours in the qualifying period.

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I used Claimyr when I was trying to figure out my PFML application. The Washington ESD phone lines were impossible to get through and I had questions about my specific situation. Worth checking out if you need to talk to someone.

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Did they help you get through to the right department for PFML questions?

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Yes! They connected me directly to a PFML specialist who could answer my questions about overlapping benefits.

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One thing to consider - if you're planning to return to work after maternity leave, make sure your employer knows about PFML. Some employers don't realize it exists and might not hold your job properly.

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That's a good point. I should probably talk to HR about this soon.

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Definitely! PFML provides job protection similar to FMLA but your employer needs to understand the process.

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Does anyone know if you can use PFML for bonding time with the baby after the medical recovery period?

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Yes! PFML covers both medical leave for recovery and bonding leave. You can take up to 12 weeks total in a year.

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That's amazing! I didn't realize Washington had such comprehensive coverage.

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Just wanted to add - you can also use PFML if your partner gives birth and you want to take bonding leave. It's not just for the person who physically gives birth.

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Oh wow, so my husband could potentially take PFML leave too?

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Yes, as long as he's been paying into the system through his job. Both parents can take PFML but there are limits on how much time total.

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This thread is super helpful! I'm due in 3 months and was also confused about UI vs PFML. Sounds like PFML is definitely the way to go for actual maternity leave.

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Right? So glad I asked! I was about to apply for the wrong thing.

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Same here! Going to start my PFML application process soon.

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One more thing - make sure you apply for PFML at least 30 days before you need to start the leave if possible. Washington ESD needs time to process the application.

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Good to know! I'll start gathering all the paperwork I need.

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Yeah, you'll need medical certification from your doctor and some employment documentation. The Washington ESD website has a checklist.

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Has anyone had issues with PFML claim processing? I'm wondering if it's as slow as regular UI claims.

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Mine went pretty smoothly actually. Took about 2-3 weeks to get approved once I submitted everything.

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That's reassuring! I was worried it would take months like some UI claims do.

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If you do run into problems with your PFML application, that Claimyr service mentioned earlier can help with that too. They helped my sister get through to resolve an issue with her claim.

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Good to know there's a backup option if I can't get through to Washington ESD directly.

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Yeah, especially since PFML is newer, sometimes the regular customer service reps don't know all the details.

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Just wanted to thank everyone for all this info! I feel so much more prepared now. Going to start the PFML application process this week.

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Glad we could help! PFML is really a game-changer for new parents in Washington.

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Seriously, this thread saved me so much confusion and stress. Thank you all!

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For anyone else reading this - don't make the same mistake I did and wait until the last minute. Start researching PFML early in your pregnancy so you're prepared.

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Definitely learned that lesson! Wish I had known about PFML sooner.

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Live and learn! At least now you know what to tell other pregnant friends.

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This has been such a helpful discussion. Washington ESD really should make the difference between UI and PFML clearer on their website for situations like this.

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Absolutely! I was so confused when I started researching this.

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Maybe they'll improve the website eventually. Until then, forums like this are lifesavers!

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Agreed! Real people sharing real experiences is often more helpful than official documentation.

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