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Omar Mahmoud

Can you file unemployment on maternity leave in Washington ESD?

I'm currently on unpaid maternity leave and wondering if I can file for unemployment benefits through Washington ESD while I'm off work. My employer doesn't offer paid maternity leave and I'm struggling financially. I've heard mixed things about whether this is allowed. Has anyone successfully filed for UI while on maternity leave? What are the requirements and do I need to be available for work even though I just had a baby?

The general rule is that you need to be able and available for work to collect unemployment benefits. During maternity leave, you typically wouldn't meet the 'available for work' requirement since you're not physically able to work due to childbirth recovery. However, there might be some exceptions depending on your specific situation.

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That makes sense but it's frustrating. I'm the primary breadwinner and we really need the income during this time.

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Have you looked into Paid Family and Medical Leave (PFML) instead? That might be more appropriate for your situation.

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You'll want to check Washington's Paid Family and Medical Leave program first. This is specifically designed for situations like yours where you need time off for bonding with a new child. PFML provides partial wage replacement and doesn't require you to be available for other work like unemployment does.

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I didn't know about PFML! Is this through Washington ESD or a different agency?

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PFML is administered by Washington ESD but it's a separate program from regular unemployment insurance. You can apply through the same SecureAccess Washington portal.

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I tried calling Washington ESD to ask about this exact situation last month but could never get through to a human. The automated system kept transferring me in circles. If you need to speak with someone directly about your specific case, I recently found this service called Claimyr (claimyr.com) that actually got me connected to a real ESD agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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How much does that cost? I'm already strapped for cash with the new baby.

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I understand being tight on money right now. The service focuses on getting you connected rather than being expensive. Given how hard it is to reach ESD otherwise, it was worth it for me to get clear answers about my situation.

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just went through this!! you CANNOT get regular unemployment while on maternity leave because you're not available for work. but definitely apply for PFML - i got approved and it helped so much during my leave

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How long did it take for your PFML to get approved? I'm worried about the timing.

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took about 2-3 weeks for me but i applied before my due date which helped

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To be completely clear about the unemployment eligibility: Washington ESD requires that you be physically able to work, available for work, and actively seeking work. Being on maternity leave typically disqualifies you on all three counts. The 'able and available' requirement is strictly enforced.

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What if she's medically cleared to work but just doesn't have childcare? Would that change things?

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Even then, lack of childcare arrangements can be considered unavailable for work. It's a tricky situation that's best discussed with an ESD representative directly.

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The Washington ESD website has some information about this but it's not super clear. From what I understand, if you're on approved family leave, you should be looking at PFML not UI. The two programs serve different purposes.

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I'll definitely look into PFML. Do you know if there's a waiting period like with unemployment?

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There's typically a 7-day waiting period for PFML benefits, but it's different from the UI waiting week.

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I was in a similar situation two years ago and made the mistake of trying to file for regular unemployment first. Washington ESD denied my claim because I wasn't available for work. The caseworker explained that maternity leave is specifically what PFML was created for.

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Did you end up getting PFML benefits? How was that process?

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Yes, I got approved for PFML after being denied for UI. The PFML application process was much more straightforward for my situation.

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wait can you get both unemployment and PFML at the same time? or is it one or the other?

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You cannot receive both benefits simultaneously. They're designed for different situations - UI for job loss, PFML for family/medical leave.

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ok that makes sense, thanks for clarifying

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Another thing to consider is that if you're planning to return to your job after maternity leave, you probably wouldn't qualify for unemployment anyway since you haven't actually lost your job. UI is for people who are unemployed through no fault of their own and seeking new employment.

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You're right, my job is being held for me. I just need income during the unpaid leave period.

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Exactly - that's the perfect scenario for PFML rather than unemployment insurance.

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I've been following this thread and want to add that timing matters a lot with PFML applications. You can apply up to 30 days before your expected leave start date, which helps avoid gaps in income. Don't wait until after the baby is born to start the process.

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That's really helpful! I wish I had known about this earlier in my pregnancy.

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It's not too late! Even if you're already on leave, you can still apply for PFML retroactively in many cases.

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THE SYSTEM IS SO CONFUSING! Why don't they make this clearer on the website?? I spent hours trying to figure out if I could get unemployment for maternity leave before someone told me about PFML

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I agree the information could be better organized. A lot of people don't know PFML exists until they need it.

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exactly!! and the phone lines are always busy when you try to get answers

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For anyone else reading this thread, here's the key difference: Unemployment requires you to be actively job searching and available for immediate work. PFML is specifically for when you need time off work for family bonding or medical recovery but plan to return to your job later.

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This explanation really helps me understand why UI wouldn't work for my situation. Thank you!

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Great summary! I wish this was explained this clearly on the official websites.

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I used Claimyr mentioned earlier when I had questions about my PFML application and they were able to connect me with someone who explained the whole process. Sometimes talking to a real person makes all the difference when you're dealing with these programs.

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I might try that if I run into issues with my PFML application. Thanks for the recommendation!

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No problem! The video demo they have really shows how the service works if you want to check it out first.

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Also worth mentioning that Washington's PFML program covers up to 12 weeks for bonding with a new child, and the benefit amount is calculated based on your recent wages. It's not 100% replacement but it's something.

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12 weeks would be a huge help! Do you know what percentage of wages they typically cover?

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It varies based on your income level, but it's typically around 90% of your average weekly wage up to a cap. The exact amount depends on your specific earnings history.

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Mei Liu

One more tip - make sure you have all your employment documentation ready when you apply for PFML. They'll need proof of your wages and employment history, similar to unemployment but for different purposes.

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Good to know! I'll gather my pay stubs and W-2s before I start the application.

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Mei Liu

Exactly! Having everything ready upfront helps avoid delays in processing your claim.

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Thanks everyone for all this helpful information! I'm going to apply for PFML instead of trying to file for unemployment. This thread has been more helpful than hours of trying to navigate the Washington ESD website on my own.

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You're making the right choice! PFML is designed exactly for your situation. Good luck with your application!

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So glad this helped! Congratulations on your new baby too!

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For future reference, if anyone needs to actually speak with a Washington ESD representative about PFML or any other benefits, that Claimyr service mentioned earlier really does work. I was skeptical at first but when you're stuck and need answers, it's worth having options.

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I might bookmark that for future reference. The phone wait times with ESD are ridiculous.

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That's exactly why I ended up trying it. Sometimes you just need to talk to a human who can give you specific guidance for your situation.

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This has been such a helpful thread! I'm saving this for when my sister goes on maternity leave next year. Had no idea about the difference between UI and PFML.

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Definitely share this info with her! I wish I had known about PFML from the beginning instead of worrying about unemployment eligibility.

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Will do! The more people know about these programs, the better prepared they'll be.

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