Can you collect unemployment during maternity leave in Washington state?
I'm due in about 6 weeks and trying to figure out my options for income during maternity leave. My employer doesn't offer paid maternity leave and I can't afford to go 3 months without any income. I've heard conflicting information about whether you can collect Washington ESD unemployment benefits while on maternity leave. Does anyone know if this is possible? I'm confused about the able and available requirements since technically I wouldn't be available for work while recovering from childbirth.
50 comments


Sean Kelly
Unfortunately you can't collect regular unemployment benefits during maternity leave because you have to be able and available for work. However, Washington has Paid Family and Medical Leave (PFML) which is specifically designed for situations like yours. You should look into that instead of trying to use unemployment.
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Anastasia Kozlov
•Thank you! I had no idea about PFML. Do you know how much it pays compared to unemployment?
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Sean Kelly
•PFML pays up to 90% of your wages depending on your income level, which is usually better than unemployment. You need to apply through the Washington Employment Security Department but it's a different program entirely.
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Zara Mirza
I tried to collect unemployment during my maternity leave last year and got denied. The Washington ESD said I didn't meet the able and available requirements. Like the previous poster said, you need to apply for Paid Family and Medical Leave instead. It took me a while to figure out the difference between the two programs.
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Anastasia Kozlov
•Did you have any issues with the PFML application process? I'm worried about getting denied and then having no income at all.
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Zara Mirza
•The PFML application was pretty straightforward once I understood what documents I needed. Just make sure you apply at least 30 days before your leave starts if possible.
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Luca Russo
•I had trouble reaching someone at Washington ESD to ask questions about my PFML application. Kept getting busy signals and when I did get through, I'd get disconnected after waiting on hold forever.
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Nia Harris
Actually, I used a service called Claimyr (claimyr.com) when I needed to reach Washington ESD about my PFML claim. They helped me get through to an actual person instead of dealing with the automated system. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me a lot of frustration trying to get answers about my claim.
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Anastasia Kozlov
•That sounds helpful! I'm definitely going to need to talk to someone about the application process since this is all new to me.
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GalaxyGazer
•Is that one of those services that charges you to call government agencies? Seems like something that should be free.
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Nia Harris
•It's not free but honestly worth it when you consider how much time you save not sitting on hold for hours. I tried calling Washington ESD directly for weeks before I found Claimyr.
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Mateo Sanchez
To clarify the difference - unemployment is for people who lost their job through no fault of their own and are actively looking for work. Paid Family and Medical Leave is for people who need time off for bonding with a new child or serious health conditions. Two completely different programs even though they're both through Washington ESD.
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Anastasia Kozlov
•This makes so much sense now. I was getting confused because they're both handled by the same agency.
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Aisha Mahmood
•Yeah the naming is confusing. I thought all benefits from Washington ESD were unemployment benefits until I had to apply for PFML myself.
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Ethan Moore
WAIT - there might be an exception if you quit your job due to pregnancy complications or if your employer fired you because of your pregnancy. In those cases you might be eligible for unemployment benefits. But for regular maternity leave, PFML is definitely the way to go.
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Anastasia Kozlov
•My employer has been supportive so far, so I don't think that applies to me. But good to know in case anything changes.
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Yuki Kobayashi
•This is true but you'd still need to be able and available for work to collect unemployment, which would be difficult during recovery from childbirth.
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Ethan Moore
•Good point. The able and available requirement is pretty strict with Washington ESD.
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Carmen Vega
just had my baby 3 months ago and used PFML the whole time. way better than trying to figure out unemployment stuff. you get 12 weeks for bonding and more if you have complications during delivery. definitely apply as soon as you can!
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Anastasia Kozlov
•Congratulations on your baby! Did you have to provide a lot of documentation for the PFML claim?
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Carmen Vega
•thanks! not too much paperwork - mostly just forms from your doctor confirming due date and delivery. way easier than I expected
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QuantumQuester
I'm a benefits coordinator and deal with this question a lot. Washington's PFML program is one of the better ones in the country. You can take up to 12 weeks for bonding with a new child, and it can be combined with medical leave if you have complications. The key is to apply early and make sure your employer knows you'll be using PFML, not trying to claim unemployment.
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Anastasia Kozlov
•This is really helpful coming from someone who works with these benefits professionally. Should I notify my employer before I apply?
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QuantumQuester
•Yes, give your employer as much notice as possible. They need to know you'll be taking PFML leave so they can plan accordingly. Most employers are familiar with the program now.
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Andre Moreau
•Do you know if small employers have to participate in PFML or is it optional?
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QuantumQuester
•All Washington employers with employees who work in the state have to participate in PFML. It's not optional like some other benefits.
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Zoe Stavros
ugh I wish I had known about PFML when I had my first kid 5 years ago. I tried to stretch my vacation time and then went unpaid for 2 months. It was awful financially. At least now Washington has better options for new parents!
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Anastasia Kozlov
•That sounds really tough. I'm grateful these programs exist now even if they're confusing to navigate.
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Jamal Harris
•Same here - had to go back to work way too early because we couldn't afford unpaid leave. PFML is a game changer for families.
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Mei Chen
One thing to watch out for - make sure you understand the difference between medical leave for recovery and bonding leave. You can use medical leave before and after delivery for your own health, then bonding leave to spend time with your baby. They have different requirements and time limits.
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Anastasia Kozlov
•I didn't realize they were separate types of leave. This is getting complicated but I'm learning a lot.
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Mei Chen
•It seems complicated at first but once you understand the basics it makes sense. Medical leave is for your physical recovery, bonding leave is for family time.
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Liam Sullivan
Has anyone had issues getting approved for PFML? I'm worried about what happens if my application gets denied and I'm already on leave.
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Amara Okafor
•I haven't heard of many denials for maternity leave as long as you have the medical documentation. The requirements are pretty straightforward compared to unemployment claims.
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Anastasia Kozlov
•That's reassuring. I was worried it would be as complicated as unemployment benefits.
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Nia Harris
•If you do run into issues or need to check on your PFML application status, that Claimyr service I mentioned earlier works for all Washington ESD programs, not just unemployment. Saved me when I had questions about my claim.
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CosmicCommander
Question - if you're planning to quit your job after maternity leave to stay home with the baby, does that affect your PFML eligibility? Or can you still use the full 12 weeks even if you don't plan to return?
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Giovanni Colombo
•Good question. From what I understand, PFML doesn't require you to return to the same job afterward. It's about taking time to bond with your baby, not job protection.
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QuantumQuester
•That's correct. PFML is an income replacement program, not job protection. You can use your full benefit even if you don't plan to return to that specific employer.
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CosmicCommander
•Perfect, that's exactly what I was hoping to hear. Thanks for clarifying!
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Fatima Al-Qasimi
For anyone reading this thread later - make sure to check if your employer offers any additional paid maternity leave on top of PFML. Some companies will supplement the PFML payment to bring you closer to your full salary.
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Anastasia Kozlov
•I should ask HR about this. I know we don't have official maternity leave but maybe there are other options I don't know about.
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Dylan Cooper
•Even if they don't have a formal policy, it's worth asking. Some employers are willing to work with you on a case-by-case basis.
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Sofia Ramirez
Just want to echo what everyone else is saying - PFML is definitely the right program for maternity leave, not unemployment. I was initially confused too because they're both through Washington ESD. The websites and applications are completely separate though.
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Anastasia Kozlov
•Thanks for confirming this. It sounds like everyone who's been through this process has the same advice about using PFML instead of trying for unemployment.
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Dmitry Volkov
•Yep, unemployment is really strict about the able and available requirements. PFML is designed specifically for situations like pregnancy and family bonding time.
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StarSeeker
One last tip - when you apply for PFML, make sure to keep copies of all your paperwork and track your application status online. The Washington ESD portal lets you see updates on your claim, which is really helpful for peace of mind.
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Anastasia Kozlov
•Good advice. I'll make sure to stay organized with all the documentation. This thread has been incredibly helpful - thank you everyone!
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Ava Martinez
•Agreed, this was a great discussion. Hope everything goes smoothly with your PFML application and congratulations on your upcoming baby!
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Nia Harris
•If you need help navigating the Washington ESD system or have questions about your PFML claim status, remember that Claimyr service can help you reach an actual person instead of dealing with automated systems. Good luck with everything!
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