Can you get temporary unemployment for maternity leave in Washington?

Oh I didn't know about PFML! Is that through Washington ESD or a different department?

It's through the Employment Security Department but it's a different program. You apply through the same website but it's not unemployment insurance - it's specifically for family and medical leave.

How much does PFML pay compared to regular unemployment? And do you have to have worked for a certain amount of time to qualify?

PFML pays up to $1,327 per week but it depends on your income. You need to have worked at least 820 hours in the qualifying period. It's actually better than regular UI for most people.

That makes sense. So I should apply for PFML instead of trying to file an unemployment claim?

Exactly. You'll want to apply for PFML benefits, not unemployment. The application process is different and the eligibility requirements are specifically for family and medical leave.

I had the same problem calling Washington ESD directly. I ended up using a service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. It was really helpful for getting specific answers about my situation.

Thanks! I'll check that out. I've been trying to call during lunch breaks but never get through.

No, you can't collect both at the same time. If you got laid off while pregnant, you'd initially qualify for unemployment as long as you're able and available for work. But once you go on maternity leave, you'd switch to PFML.

ok that makes sense, thanks for explaining

I mean, at least Washington has PFML now. A lot of states don't have anything like that.

True, but it's still way too complicated to figure out what you qualify for.

What kind of documentation do they need exactly? I want to make sure I have everything ready.

You'll need pay stubs, tax forms, and your employer's information. If you've had multiple jobs, they need info for all of them during the qualifying period.

Oh no! Did you eventually get PFML benefits or did the delay cause problems?

I did get PFML eventually but it delayed everything by like 6 weeks. Definitely apply for the right program from the beginning.

So I should apply soon even though I'm not due until February?

You can apply up to 30 days before your leave starts, so probably wait until January unless you're planning to take leave before delivery.

I'm an employee, not self-employed, so I think I should be covered automatically?

Yes, if you're a regular employee your employer should be paying into the system automatically. You can check your pay stubs to see the PFML deduction.

Your employer is legally required to provide the necessary documentation for PFML. If they're not cooperating, you might need to contact Washington ESD directly or file a complaint.

Good to know, thanks. I'll keep that in mind if they give me trouble.

Can you take both types of leave? Like medical leave first then bonding leave?

Yes, you can take both. Medical leave starts when you're unable to work due to childbirth, then bonding leave can start after that. Total time depends on your specific situation.

Yeah the website could be clearer. I ended up calling and actually got through using that Claimyr service someone mentioned earlier. The agent was able to explain exactly which program I needed to apply for.

I might try that too. I've been putting off calling because I know it's such a hassle to get through.

That's good to hear! I was worried I'd be missing out by not being able to get unemployment.

Nope, PFML is definitely the better option for maternity leave. It's designed specifically for family and medical situations.

That's good to know for the future. Right now I just need to focus on maternity leave planning.

Absolutely, just wanted to mention it since a lot of people don't realize how comprehensive the PFML program is.

That's a really clear way to explain it. I feel much less confused now about which program to apply for.

Glad I could help! The distinction is important because trying to apply for the wrong program just delays getting the benefits you actually need.

How long did it take to get approved and start receiving benefits?

It took about 3 weeks from application to first payment, but that was pretty typical. Some people get approved faster, some take longer depending on their situation.

Thanks everyone for all the helpful information! I feel much more confident about the process now.

You're welcome! Good luck with everything and congratulations on your upcoming arrival!