TWC direct deposit timing - Sunday request day to bank deposit?
Hey y'all, I just submitted my payment request with TWC on Sunday (yesterday) and I'm trying to figure out when the money will actually hit my bank account. This is only my second payment request so I'm still figuring out how the timing works. My bills are due Friday and I'm getting nervous about whether the deposit will clear in time. Does requesting on Sunday mean longer processing time? Anyone with Bank of America know their typical deposit timing for TWC payments? Thanks for any help!
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AstroAce
TWC typically processes payment requests within 2-3 business days. Since you requested on Sunday, Monday would be the first business day. So you'll likely see the deposit hit your account Tuesday night or Wednesday morning, depending on your bank. Bank of America usually makes funds available immediately once they receive the deposit from TWC.
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Andre Laurent
•Thank you! That's a relief to hear. So it should definitely be in before my Friday bills then?
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Zoe Kyriakidou
mine always comes 2 days after i request no matter what day i do it. i request on sunday it comes tuesday night around 11pm. every bank diffrent tho
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Jamal Brown
•Mine too! Always Tuesday night when I request Sunday. Like clockwork.
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Mei Zhang
It totally depends on your bank! With BofA I usually see it pending Tues morning and available Wed. BUT sometimes TWC randomly puts a hold on payments - happened to me last month for NO REASON and delayed everything by a week!! So frustrating!!! Their system is SO messed up!
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Andre Laurent
•Oh no, that's exactly what I'm worried about! Did they explain why there was a hold? Did you have to call them?
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Mei Zhang
Yeah I had to call them like 20 times before I got through! They said something about "identity verification review" which made NO SENSE because I've been claiming for months with no problems! Apparently it was some random system flag.
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Liam McConnell
To give you a more accurate timeline: When you request payment on Sunday, TWC typically processes it on Monday. It then initiates the direct deposit on Tuesday, and most banks make the funds available by Wednesday. Bank of America specifically tends to show pending deposits on Tuesday and makes them available Wednesday morning. If you encounter any issues like the holds mentioned above, you'll want to contact TWC directly. Their phone lines are notoriously busy, but there's a service called Claimyr (claimyr.com) that can help you get through to a TWC representative much faster. They have a video showing how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh I'd recommend checking your claim status on the TWC website tomorrow (Tuesday) to see if it shows "payment processed" - that's a good indication everything is on track.
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Andre Laurent
•Thanks for the detailed explanation! I'll check the claim status tomorrow like you suggested. And I appreciate the tip about Claimyr - if I don't see a pending deposit by Wednesday, I'll definitely look into that service. The TWC phone lines have been impossible every time I've tried.
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Amara Oluwaseyi
When I first started getting unemployment back in January, I would always request on Sundays too. My credit union would show it pending Tuesday afternoon and available Wednesday morning without fail. But then in March it suddenly switched to Thursday deposits for some reason. I never changed anything! So frustrating because my car payment is due Wednesdays and now I have to juggle things around.
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AstroAce
•That timing change likely happened because TWC occasionally adjusts their processing schedule. They don't always announce these changes. If you need the funds by Wednesday consistently, you might want to start requesting on Saturday instead of Sunday. That often pushes the deposit timeline forward by one day.
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CosmicCaptain
Is this your first time filing for a payment request? Because there's actually a waiting week for your first payment where you don't get paid at all, then the second request covers both weeks but takes longer to process. That might be why you're worried about timing.
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Andre Laurent
•No, this is my second payment request. I already went through the waiting week last month. I'm just trying to figure out the normal timing since my bills are due Friday.
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Jamal Brown
My roommate has BofA and gets her TWC payments exactly 2 days after requesting. So Sunday request = Tuesday deposit for her. Hope that helps!
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Zoe Kyriakidou
one time i had a payment that never showed up and i had to wait 2 more weeks!!! turns out they needed more info about my job search activities but never told me!!
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AstroAce
•That's a good point about work search activities. Make sure you're submitting your required 3 work search activities for each week you're requesting payment. If TWC finds any discrepancies in your work search reporting, they can delay payment while they investigate.
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Andre Laurent
Thanks everyone for the help! Based on what you're all saying, it sounds like I should expect to see something pending in my account by tomorrow night or Wednesday morning. I made sure to document all my work search activities correctly, so hopefully there won't be any holds or delays. Fingers crossed it comes through before Friday!
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Liam McConnell
•You're welcome! Please update us once you receive your deposit - it helps others who might be in the same situation to know the current processing times.
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Andre Laurent
UPDATE: The money hit my account this morning (Wednesday)! Showed as pending last night around 11pm and was available when I woke up. Thanks again for all the help everyone!
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Jamal Brown
•Awesome! Glad it worked out for you! 👍
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