TWC Direct Deposit vs Debit Card - how long for funds to appear after payment request?

the system is always slow as MOLASSES!!! I've been dealing with this garbage for months. they'll show a deposit date but then the money takes ANOTHER 1-2 business days to actually hit your card!!! it's ridiculous!!

So even though it says posted on 10/9, it might not show up until tomorrow or even Friday? That's frustrating.

Based on my experience with the TWC ReliaCard, there's a consistent pattern to the timing. When your payment request is processed, it typically shows as

this is right i got mine like this 2 ok my card comes a day after it posts on the twc site evry time

If you're in urgent need to speak with someone at TWC about this or future payments, I'd recommend using Claimyr. I was in the same boat last month, getting anxious about my payment not showing up. Kept calling TWC but couldn't get through. Claimyr got me connected to a TWC agent within 30 minutes when I'd been trying for days on my own. They have a video showing how it works at https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh and their website is claimyr.com. Totally worth it for my peace of mind!

Is it really worth paying for that tho? Like cant you just keep calling TWC yourself?

After spending 6 hours over 3 days repeatedly calling and getting disconnected, it was absolutely worth it to me. Time is money, especially when you're stressing about bills coming due!

Here's what you need to know about TWC payment timing: 1. Request payment on your filing day 2. TWC typically processes it within 24-48 hours (shows as

Thank you for the detailed breakdown! I'll definitely consider switching to direct deposit if the card continues to be this slow. Just didn't want to mess anything up with my first payment.

one time mine said posted but didnt show up for like 4 days and i freaked out called twc they said sometimes theres glitches with the card issuer especially if its ur first payment ever, maybe call the relicard people directly? their number should be on the back of ur card

This happened to my sister last month too. The TWC website showed payment posted but nothing on her card for like 3 days. She called the ReliaCard customer service and they said they could see the pending deposit in their system but it hadn't fully processed. Try calling them directly if you're worried.

Yes, this!! The ReliaCard people can often see pending deposits before they actually show up in your available balance. Their customer service is actually way better than TWC's in my experience.

Just to follow up - how is your situation now? Did the payment show up on your ReliaCard yet? The standard processing time has passed since your post, so I'm curious if everything worked out as expected. This information could help others with similar concerns.

Yes! The money finally showed up this morning. Took exactly 2 business days after the TWC portal showed it as posted. Thanks everyone for the help and reassurance!

i had the same problem but mine turned out i put my account # wrong lol. make sure you double check all ur bank info if u switch to direct deposit bc fixing that was a NIGHTMARE

PRO TIP: After you get ur first payment, IMMEDIATELY transfer that money to your regular bank account!!! The ReliaCard has crazy fees if you use it at certain ATMs or stores. Don't leave ur $$ sitting on that card!

Good idea! I'll transfer it to my regular bank account as soon as it hits. Definitely don't want to deal with extra fees.

Glad to hear it worked out @Drake! For anyone else reading this thread, here's a quick summary of what we learned: TWC typically takes 24-48 hours to process and show "posted" status, then the ReliaCard takes an additional 1-2 business days for funds to actually appear. So total time from payment request to available funds is usually 2-4 business days. The ReliaCard customer service can often see pending deposits before they show in your balance, so that's worth calling if you're worried. And definitely consider switching to direct deposit for faster access - just triple-check your banking info first!