Will my NY unemployment payment be delayed because I certified right before a holiday?

It'll probably be delayed unfortunately. Holidays always mess up the deposit schedule. When I certified before Memorial Day, my payment didnt show up until Wednesday. Just a heads up so ur not counting on it for Monday.

After spending weeks trying to reach someone at ny unemployment about delayed payments, I finally tried this service called Claimyr (claimyr.com) and got a callback with an actual human agent on the phone! Talking to a real person got my payments flowing again. They stayed on hold for me and it was the best money I've spent to finally get my benefits paid quickly. Here's a video explaining how it works: https://youtu.be/Rdqa1gKtxuE

In my experience with ny unemployment, if you certified on Saturday before a holiday Sunday, your payment will probably hit Tuesday. The system processes claims on Sunday night/Monday morning, but since Monday is a bank holiday, the actual deposit won't process until the next business day. That's been my pattern anyway.

The DOL website actually has a payment schedule somewhere that explains all this. I think there's a chart that shows when payments go out based on certification and holidays. Has anyone seen this? I can't find the link now.

LPT: Always keep a small emergency fund for exactly this reason. Unemployment payments are notoriously unpredictable, especially around holidays. I made this mistake last Thanksgiving and ended up having to borrow money from my mom 😭

I've been on UI benefits in New York for almost 9 months now (ugh), and here's what I've learned about the payment schedule: • Regular certifications (non-holiday): If you certify Sunday, you typically get paid Tuesday or Wednesday • Holiday situations: Add at least one business day to whatever the normal timeline would be • Bank matters: Some banks (like Chase and Capital One) sometimes release the funds a day early • Direct deposit vs debit card: Direct deposit is generally faster • System outages: These randomly happen and can delay everything by 1-3 days The most reliable way to track your payment is through your payment history on the website, but even that sometimes updates late. If you're having ongoing payment issues or need immediate help, I highly recommend using claimyr.com to get through to an agent. It costs a bit but honestly saved me thousands in delayed benefits. Hope this helps!

I literally call this "The Holiday Delay Dance" 💃 Every time there's a holiday I just automatically add 2 days to whatever I'm expecting. The unemployment gods must be appeased with our suffering lmaooo

This might not be what u want to hear but maybe call them tomorrow? I know its a nightmare getting through but sometimes they can push payments through faster if u explain ur situation.

am i the only one who thinks its INSANE that the unemployment system shuts down for holidays when people are literally depending on it to eat and pay rent? like the computer systems couldn't just... keep running automatically? 🤡

OK so my roommate works for a bank and she said that ACH transfers (which is how UI payments go through) don't process on federal holidays at all. So even if NYSDOL sends the payment, it sits in a queue at the bank until the next business day. Nothing anyone can do about it unfortunately.

What bank do you use? Some banks hold the funds longer than others. I switched from Wells Fargo to a local credit union and now get my payments a day faster every week.

I certified last Sunday before a holiday Monday and my payment actually hit my account on Wednesday around 2am. So i think you'll probably see yours Tuesday night/Wednesday morning.

I've been dealing with this exact situation for months now. The pattern I've noticed is that if you certify on Saturday before a holiday Monday, your payment will typically hit Wednesday morning instead of the usual Tuesday. The system processes everything Sunday night, but since Monday is a federal holiday, banks don't process ACH transfers until Tuesday, which means you see the money Wednesday. It's super frustrating when you're counting on that money for bills! I've started planning around this by always assuming holiday delays will happen. Hope this helps you plan better for next time!

I've been on NY unemployment for about 6 months now and can confirm that holiday weekends always mess up the payment schedule. Based on my experience, since you certified Saturday before a federal holiday Monday, you're probably looking at Wednesday for your deposit. The whole system basically shifts everything one business day later when there's a federal holiday. I learned this the hard way when I was counting on my payment for rent last Memorial Day and it didn't come until Wednesday. Now I always check the federal holiday calendar when I'm planning my budget. Hang in there - the money will come, just a day or two later than usual!

I've been through this same situation multiple times and it's always stressful! From my experience with NY unemployment, when you certify on Saturday before a federal holiday Monday, your payment typically gets delayed until Wednesday. The DOL processes claims Sunday night/Monday morning, but since banks don't handle ACH transfers on federal holidays, everything gets pushed back one business day. I always budget expecting a 1-2 day delay around any federal holiday now. It's annoying that they don't clearly communicate this timeline on their website, but at least the pattern is pretty consistent once you know what to expect. Your payment should definitely come through by Wednesday morning at the latest!

I went through the exact same thing last month! Certified on Saturday before MLK Day and my payment didn't hit until Wednesday morning around 3am. The holiday basically pushes everything back by one business day - it's super annoying but pretty consistent. I've learned to just automatically expect the delay anytime there's a federal holiday and plan my bills around it. Your money should definitely be there by Wednesday, try not to stress too much about it! The system is just slow around holidays but the payments always come through eventually.

I'm going through this exact situation right now too! Just certified yesterday and today being a federal holiday has me worried about when my payment will actually come through. Reading everyone's experiences here is really helpful - sounds like Wednesday is the most realistic expectation. It's so stressful when you're already dealing with unemployment and then have to worry about payment delays on top of everything else. I really wish the NY DOL website was clearer about how holidays affect the payment schedule. At least now I know to always factor in extra time around federal holidays. Thanks everyone for sharing your experiences, it makes me feel less anxious knowing this is a common issue and the payments do eventually come through!