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Will my NY unemployment payment be delayed because I certified right before a holiday?

Just wondering if anyone knows how the payment schedule works around holidays. I certified for my unemployment benefits yesterday (Saturday), but today is a federal holiday. Normally I get my money deposited by Monday, but I'm worried the holiday might push everything back. Does anyone know if I'll still get my payment on Monday or will it be delayed until Tuesday or even Wednesday? I'm trying to plan my bill payments and really need to know when to expect the money to hit my account.

Sarah Ali

It'll probably be delayed unfortunately. Holidays always mess up the deposit schedule. When I certified before Memorial Day, my payment didnt show up until Wednesday. Just a heads up so ur not counting on it for Monday.

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Megan D'Acosta

Dang, I was afraid of that. I really needed it by Monday. Thanks for the info.

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27d

Ryan Vasquez

Same thing happened to me last year. The whole system is so unpredictable sometimes 🤦‍♀️

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25d

Avery Saint

Its actually pretty predictable - fed holidays ALWAYS delay everything by at least 1 day. Banks dont process on holidays.

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23d

Taylor Chen

After spending weeks trying to reach someone at ny unemployment about delayed payments, I finally tried this service called Claimyr (claimyr.com) and got a callback with an actual human agent on the phone! Talking to a real person got my payments flowing again. They stayed on hold for me and it was the best money I've spent to finally get my benefits paid quickly. Here's a video explaining how it works: https://youtu.be/Rdqa1gKtxuE

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Keith Davidson

This sounds super fishy. Has anyone else actually used this before?

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27d

Taylor Chen

Not fishy at all! I was desperate after calling for 3 weeks straight. They just connect you with a real agent instead of you waiting on hold for hours. Saved my sanity.

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26d

Ezra Bates

I just checked out that site. So they basically just wait on hold for you? That's actually pretty genius considering how impossible it is to get thru the phone lines

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23d

Ana Erdoğan

wait hold up - does this actually work or is it just the usual BS? I've been trying to reach someone for like a month about my missing payments

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23d

Taylor Chen

It worked for me! They call and wait on hold, then when an agent picks up, they call your phone and connect you. No more endless hold music 🙌

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23d

Sophia Carson

In my experience with ny unemployment, if you certified on Saturday before a holiday Sunday, your payment will probably hit Tuesday. The system processes claims on Sunday night/Monday morning, but since Monday is a bank holiday, the actual deposit won't process until the next business day. That's been my pattern anyway.

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Elijah Knight

The DOL website actually has a payment schedule somewhere that explains all this. I think there's a chart that shows when payments go out based on certification and holidays. Has anyone seen this? I can't find the link now.

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Brooklyn Foley

https://dol.ny.gov/unemployment/get-your-benefits-payment-information I think its this? They dont really explain holiday delays specifically tho

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25d

Elijah Knight

Thats it! Yeah ur right, they dont really explain the holiday thing clearly. Typical government communication lol

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23d

Jay Lincoln

LPT: Always keep a small emergency fund for exactly this reason. Unemployment payments are notoriously unpredictable, especially around holidays. I made this mistake last Thanksgiving and ended up having to borrow money from my mom 😭

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Megan D'Acosta

I wish I could but I've been on unemployment for 3 months now and my savings are pretty much gone. This economy is brutal.

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25d

Jessica Suarez

"just keep an emergency fund" is such privileged advice lol. Like yeah we all wish we could but when rent takes 70% of your income...

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23d

Jay Lincoln

Sorry, wasn't trying to sound preachy. I've been there too. Just sharing what I learned the hard way.

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23d

Marcus Williams

I've been on UI benefits in New York for almost 9 months now (ugh), and here's what I've learned about the payment schedule: • Regular certifications (non-holiday): If you certify Sunday, you typically get paid Tuesday or Wednesday • Holiday situations: Add at least one business day to whatever the normal timeline would be • Bank matters: Some banks (like Chase and Capital One) sometimes release the funds a day early • Direct deposit vs debit card: Direct deposit is generally faster • System outages: These randomly happen and can delay everything by 1-3 days The most reliable way to track your payment is through your payment history on the website, but even that sometimes updates late. If you're having ongoing payment issues or need immediate help, I highly recommend using claimyr.com to get through to an agent. It costs a bit but honestly saved me thousands in delayed benefits. Hope this helps!

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Megan D'Acosta

This is super helpful, thank you! I have Chase so maybe there's hope it'll come through earlier.

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25d

Lily Young

9 months on UI? Have you hit your benefit year end yet? Make sure you reapply when you do!

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23d

Marcus Williams

Not yet! I think I have about 8 more weeks before my benefit year ends. But yes, already dreading the reapplication process 😩

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23d

Kennedy Morrison

I literally call this "The Holiday Delay Dance" 💃 Every time there's a holiday I just automatically add 2 days to whatever I'm expecting. The unemployment gods must be appeased with our suffering lmaooo

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Wesley Hallow

The Holiday Delay Dance 🤣🤣🤣 perfect name for it!

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25d

Justin Chang

This might not be what u want to hear but maybe call them tomorrow? I know its a nightmare getting through but sometimes they can push payments through faster if u explain ur situation.

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Megan D'Acosta

Every time I try calling I just get an automated message saying high call volume and it hangs up on me. So frustrating!

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23d

Grace Thomas

Try claimyr.com - they get you past the busy signals. Worked for me when I was in the same situation last month.

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23d

Hunter Brighton

am i the only one who thinks its INSANE that the unemployment system shuts down for holidays when people are literally depending on it to eat and pay rent? like the computer systems couldn't just... keep running automatically? 🤡

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Dylan Baskin

THIS! It's 2023, why are government systems still operating like it's 1985? 💯

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23d

Lauren Wood

It's not the computer systems, it's the banks that don't process ACH transfers on federal holidays

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23d

Hunter Brighton

then they should process the payments a day EARLY before holidays, not late! problem solved!

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23d

Ellie Lopez

OK so my roommate works for a bank and she said that ACH transfers (which is how UI payments go through) don't process on federal holidays at all. So even if NYSDOL sends the payment, it sits in a queue at the bank until the next business day. Nothing anyone can do about it unfortunately.

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Chad Winthrope

What bank do you use? Some banks hold the funds longer than others. I switched from Wells Fargo to a local credit union and now get my payments a day faster every week.

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Megan D'Acosta

I'm with Bank of America. Maybe I should look into switching if this keeps happening.

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23d

Paige Cantoni

I certified last Sunday before a holiday Monday and my payment actually hit my account on Wednesday around 2am. So i think you'll probably see yours Tuesday night/Wednesday morning.

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