Why does NY unemployment deposit take so long after Friday certification?
I'm confused about the payment schedule for unemployment benefits. I certified this past Friday and still haven't received my payment. Do I seriously have to wait until Monday to get my money? This seems ridiculous since I'm already behind on rent and utilities. Does anyone know if there's a specific reason why payments don't process over the weekend? I thought with direct deposit it would be faster. The website doesn't give any clear info about when exactly payments go through after certifying on different days of the week. Just trying to figure out when I can actually count on having money in my account.
32 comments
Ryan Vasquez
Yeah unfortunately the ny unemployment system doesn't process payments on weekends. When you certify on Friday, the payment gets processed the following Monday, and depending on your bank it usually hits your account Tuesday or Wednesday. I always try to certify early Sunday morning so I can get paid by Tuesday. Just how their archaic system works π
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Sarah Ali
Ugh that sucks. Thanks for the info. So I should certify on Sunday mornings from now on?
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Ryan Vasquez
Yep Sunday morning is def your best bet. That way it processes first thing Monday morning. The earlier the better honestly!
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Avery Saint
I always certify at like 12:01am on Sunday night/Monday morning and my $ shows up Tuesday like clockwork. The system is dumb but at least it's consistent
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Taylor Chen
Been there, stressed about that! After months of dealing with delays and no answers, I finally found a way to talk to a real human. Used this service called Claimyr (claimyr.com) and they got me connected to an actual agent who explained the whole payment schedule and even fixed some issues with my account. I was skeptical but talking to an agent got my $ unlocked so fast. They have a youtube video explaining how it works: https://youtu.be/Rdqa1gKtxuE
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Keith Davidson
sounds too good to be true. does it actually work or just another scam trying to profit off desperate people? π€
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26d
Taylor Chen
Nah it's not a scam. I was desperate after 3 weeks of calling and never getting through. These guys actually called and stayed on hold FOR me, then connected me when an agent picked up. Literally saved me hours of frustration. My claim was fixed same day.
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Ezra Bates
wait so how does this thing work exactly? you pay them to call unemployment for you?
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Taylor Chen
Yeah basically. You go to claimyr.com, they call and wait on hold (which took like 45 mins in my case), then they call YOU when they get a live agent. So instead of being stuck listening to that annoying hold music for hours, you just get a call when someone's actually there.
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Ana ErdoΔan
hmm I've been trying to reach someone for weeks... might have to try this...
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Sophia Carson
The system is designed to be as inefficient as possible I swear. They don't process ANYTHING on weekends. I've been on unemployment three times over the years and it's always been this way. The best day to certify is Sunday, worst day is Friday. If you certify Friday you're pretty much guaranteed to wait till Tuesday at the earliest.
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Elijah Knight
Unfortunately this is just how government systems work. They run on banking hours basically. Nothing processes on weekends. Pro tip: most banks will show a pending deposit before it actually hits your account. Log into your banking app and check for pending transactions - you might see it's already in process for Monday.
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Sarah Ali
Good idea, I just checked and nothing pending yet π
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Elijah Knight
It'll probably show up tomorrow morning. The system is slow but usually reliable once you figure out the schedule.
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Brooklyn Foley
Here's a detailed breakdown of the NY unemployment payment schedule that might help everyone: If you certify on Sunday: Payment processes Monday, typically hits accounts Tuesday-Wednesday If you certify on Monday: Payment processes Tuesday, typically hits accounts Wednesday-Thursday If you certify Tuesday-Thursday: Add 1-2 business days If you certify Friday: Payment processes Monday, typically hits accounts Tuesday-Wednesday If you certify Saturday: Payment processes Monday, typically hits accounts Tuesday-Wednesday The key is understanding that the system doesn't process anything on weekends. If you're in a tight spot and need to talk to someone, I highly recommend Claimyr.com - it's the only reliable way I've found to actually reach a human at unemployment. They connect you directly with an agent who can see what's happening with your specific claim and fix issues on the spot. Saved me from eviction when my payments mysteriously stopped for 3 weeks. Also worth noting that holidays can further delay processing time, so plan accordingly around holiday weekends!
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Jay Lincoln
This is super helpful, thanks! Bookmarking this comment for future reference
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Jessica Suarez
wish I knew this months ago lol. I was always certifying on fridays wondering why it took forever π€¦ββοΈ
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Marcus Williams
Welcome to the wonderful world of NY unemployment where nothing makes sense and everything takes forever. Seriously tho its always been this way. The computers probably run on DOS still π
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Lily Young
DOS??? More like punch cards and abacuses π
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Marcus Williams
LMAO I bet they're still using floppy disks and dial-up internet
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Kennedy Morrison
If ur bank account is with a credit union it sometimes takes even longer just fyi
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Wesley Hallow
Its bullshit they dont process on weekends when ppl need money the most. Got bills due TODAY not next week. System designed to make us suffer i swear
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Justin Chang
Preach! π They act like our bills take weekends off too
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Grace Thomas
The entire system is designed to be as frustrating as possible. I'm convinced they hope people just give up.
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Hunter Brighton
I've been on NY unemployment since August and yes this is normal (unfortunately). Friday certification = Monday processing = Tuesday/Wednesday deposit. Sunday certification is def the move for fastest payment.
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Dylan Baskin
OMG i remember when i first started collecting i made this exact same mistake! Certified Friday and was like WHERE IS MY MONEY??? Now i always certify Sunday morning while drinking my coffee lol. Just became part of my weekend routine
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Sarah Ali
I'm definitely switching to Sunday certifications after this! Lesson learned
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22d
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Lauren Wood
If ur really desperate and have cashapp sometimes the money hits a day earlier with them vs regular bank. Just my experience
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Ellie Lopez
try calling them to ask... oh wait NOBODY CAN EVER GET THROUGH ON THE PHONE π€£π€£π€£
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Chad Winthrope
I actually got through last week! Only took 3 hours and 47 minutes on hold π₯΄
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Paige Cantoni
Check out claimyr.com - saved me from hold hell. They wait on hold and then call you when a real human picks up.
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Kylo Ren
This is why I hate ny unemployment. Everything takes 100x longer than it should. And if theres any kind of problem with your account good luck getting anyone on the phone to help.
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