New York Unemployment

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Just FYI the office hours posted online aren't always accurate. I drove to the Syracuse office during their posted hours and they were closed for 'staff training'. Always call first if you're making a special trip, even though getting through is hard.

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I had a similar issue with flagged claims in the Albany area. What worked for me was going to the career center early in the morning (like 8:30 AM sharp) and asking to speak with someone about "claim resolution" rather than just general unemployment questions. They were more likely to help with specific claim issues rather than just directing me to call the phone line. Also bring all your documentation - pay stubs, separation notice, any correspondence from DOL. Sometimes they can at least tell you what's causing the flag even if they can't fix it on the spot.

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@Mateo Warren This is super helpful! I m'dealing with the same flagged claims issue. When you went early and asked about claim "resolution, were" they able to actually update your claim status in their system, or did they just explain what was causing the problem? I m'trying to decide if it s'worth the trip to my local office or if I should keep trying other methods to get through.

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@Mateo Warren This is really good advice about the early morning timing and specific wording! I ve'been struggling with the same phone system issues. Quick question - when you brought all that documentation, did they actually have access to look up your claim in their system at the career center? I m'wondering if the staff there can see the same information as the phone agents or if they re'working with limited access. Trying to figure out if it s'worth gathering everything up for the trip.

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I'm at week 8 and just got hit with a similar situation - they suggested a job paying $41K when I was making $82K before (exactly 50% like yours!). This entire thread has been a lifesaver in understanding that I actually have rights here and don't have to just accept whatever they throw at me. The consistent advice about being professional but specific with the percentages is so helpful. I'm going to email my counselor something like: "Thank you for the suggestion, however this position at $41,000 represents only 50% of my previous salary of $82,000, which falls significantly below the 80% threshold during my first 13 weeks of benefits. I will continue searching for positions more aligned with my qualifications and experience level." What's really reassuring is seeing so many people successfully navigate this exact scenario. I was honestly panicking when I first got the suggestion because I thought refusing ANY job offer would automatically cut my benefits. The documentation advice is gold too - I'm starting a detailed spreadsheet today to track everything. Thanks to everyone for sharing their experiences and specific language suggestions. This thread should honestly be required reading for anyone starting an unemployment claim in NY!

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Your situation is exactly like mine! I'm at week 7 and they suggested a position paying literally half my previous salary too. The sample email language you wrote is perfect - being specific about the 50% vs 80% threshold makes it crystal clear that you understand the rules and aren't just being difficult. I've been keeping that documentation spreadsheet since reading this thread and it's already come in handy when my counselor asked for details about my job search activities. It's amazing how many of us are dealing with these inappropriate early suggestions, but seeing everyone successfully decline them while keeping benefits has given me so much confidence. The professional approach with specific numbers seems to be the key - thanks for sharing your experience and good luck with your response!

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I'm at week 10 and facing the exact same situation! They just suggested a position paying $39K when I was making $78K previously - literally 50% of my previous salary. Reading through all these experiences has been incredibly reassuring that I can decline this without jeopardizing my benefits. The consistent advice throughout this thread about being professional but specific is spot-on. I'm planning to respond with something like: "Thank you for thinking of me for this opportunity. However, this position at $39,000 represents only 50% of my previous salary of $78,000, which falls well below the 80% threshold applicable during the first 13 weeks of my claim period. I will continue my active search for positions that better align with my qualifications and experience." What really stands out is how many people are dealing with these inappropriate early suggestions - it seems like it's almost standard for them to test the waters with lowball offers. But seeing everyone successfully handle it while maintaining their benefits gives me confidence this is the right approach. I've already started the documentation spreadsheet that several people recommended, and I'm going to update my work search plan today to emphasize my certifications. Thanks to everyone for sharing such detailed, practical advice - this thread has been invaluable!

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Your situation at week 10 with the 50% pay cut is so similar to what I'm dealing with! I'm at week 6 and just got a suggestion for a job paying $30K when I was making $60K before. Reading through everyone's experiences here has been such a relief - I was honestly scared they could just cut my benefits if I said no to any job suggestion, but it's clear that the 80% rule during the first 13 weeks is real protection. The sample email language you shared is perfect - being specific about the exact percentages really drives home that you understand the rules. I'm definitely going to start that documentation spreadsheet today and update my work search plan to highlight my certifications like everyone recommended. It's amazing how common these lowball early suggestions seem to be, but seeing so many successful declines gives me confidence this is totally manageable. Thanks for adding another data point to this incredibly helpful thread!

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I'm facing this same situation in a few weeks and this thread has been incredibly helpful! Just got a job offer and will be starting soon, but I'm really anxious about the income gap. Reading everyone's experiences makes it crystal clear that I need to stop filing immediately when I start work, even though those 2-3 weeks with no income are going to be really challenging. I'm definitely going to try some of the suggestions here - asking HR about paycheck advances during onboarding, looking into local food assistance programs, and maybe setting up a small emergency loan with my credit union beforehand. It's scary but I'd rather deal with a temporary financial crunch than risk getting hit with an overpayment demand months later. Thanks to everyone who shared their stories - it really helps to know so many people have successfully navigated this transition!

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I'm going through this exact same transition anxiety right now! Just accepted a job offer last week and start in 10 days, but won't see a paycheck until almost a month from now. This thread has been a lifesaver - seeing so many people navigate this successfully really helps calm my nerves. The advice about setting up emergency resources beforehand is brilliant. I'm definitely going to talk to my credit union about a small emergency loan and start researching local assistance programs this weekend. It's such a relief to know I'm not the only one dealing with this stressful gap period. We'll get through it!

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I'm literally starting my new job on Monday and this thread has been a godsend! I've been unemployed for 5 months and the thought of stopping my weekly claims right when I start work - knowing I won't get paid for another 2.5 weeks - has been giving me serious anxiety. But after reading everyone's experiences, especially the overpayment horror stories, I know there's no choice but to be completely honest and stop filing immediately. I'm going to spend this weekend calling my credit union about emergency loan options and researching food banks in my area. The meal prep advice with cheap staples like rice and beans is really practical too. It's scary but I keep reminding myself this is temporary - just a few tough weeks before I'm back to steady income. Thank you all for sharing your experiences and making me feel less alone in this stressful transition!

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You've got this! Starting Monday is exciting even with the financial stress. I went through almost the exact same timeline - 5 months unemployed then a 2.5 week gap until first paycheck. The anxiety is totally normal but you're making all the right moves by researching emergency loans and food assistance ahead of time. One thing that helped me was writing down a bare-bones budget for those gap weeks so I knew exactly what I needed to cover vs what I could skip temporarily. The relief when that first paycheck finally hits is incredible - you'll be through this rough patch before you know it!

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I'm dealing with a similar discharge situation right now and this thread is super helpful! Just wanted to add that when you file online, the NYS Department of Labor system will walk you through different scenarios and ask specific questions about why your employment ended. They don't just give you a simple "fired" vs "discharged" dropdown - they'll ask things like "Were you told your performance was unsatisfactory?" or "Did you violate company policy?" So even though the terminology might seem confusing, the actual filing process is designed to capture the real circumstances. I'd recommend having your termination paperwork handy when you start the application so you can reference the exact reasons they gave you.

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That's really helpful info about the online filing process! I was worried about picking the wrong option, but it sounds like they ask more detailed questions rather than just having you choose between vague terms. Having the termination paperwork ready is great advice - mine specifically mentions "attendance issues" so I'll make sure to reference that exact wording when I fill out the application. Did you find the questions pretty straightforward, or were there any parts that were confusing?

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Just went through this exact same thing a few months ago! "Discharge" definitely threw me off at first too - it sounds so formal and scary. But yeah, it's literally just the official term NYS Department of Labor uses for "fired" or "terminated." The important thing isn't the word they use, but the reason behind it. Since your paperwork says "attendance issues," that could go either way depending on the specifics. Were these unexcused absences or did you have legitimate reasons like medical appointments, family emergencies, etc.? If you had valid reasons and documentation, that works in your favor. The DOL will do their own investigation and contact both you and your employer to get the full story. Don't stress too much about the terminology - focus on gathering your evidence and being completely honest when you file. Even if there's an initial denial, you can always appeal with additional documentation.

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This is exactly what I needed to hear! Most of my absences were actually for medical appointments - I had some ongoing health issues that required regular doctor visits. I did provide documentation to HR each time, but I'm not sure if they kept good records of it. Should I try to get copies of all that documentation from my doctor before I file? Also, when you say the DOL contacts your employer - do they tell them you filed for unemployment or do they just ask general questions about why you were terminated?

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For what it's worth, I just went through this process last month. The KeyBank debit card does come automatically once your first payment is processed - no action needed on your part. But I'd echo what others said about considering direct deposit. I initially used the debit card for a couple weeks but then switched to direct deposit because the ATM fees were adding up. You can change your payment method online pretty easily through your NY.gov account once your claim is established. Also, don't stress too much about missing anything - the system is pretty straightforward once you get your first payment processed.

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That's really helpful to hear from someone who just went through it recently! How long did it take from when you filed your claim to when you actually received your first payment? I'm trying to get a realistic timeline for planning purposes.

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@Rami Samuels In my case, it took about 3 weeks from filing to receiving the first payment. The first week was just processing my initial application, then I had to wait for two weekly certifications before the payment was released. But this can vary a lot depending on if there are any issues with your claim - some people get paid faster, others take longer if there are complications. The debit card arrived about a week after that first payment was processed.

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Just want to add that when you do get the KeyBank debit card, make sure to read the fine print that comes with it. There are some daily withdrawal limits (I think it's $500 per day) and you can only make a certain number of free transactions per month at non-KeyBank locations. I learned this the hard way when I was trying to withdraw larger amounts to pay rent. Also, if you lose the card, there's a replacement fee, so keep it safe! The direct deposit option really is more convenient if you have a bank account set up already.

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This is really good to know about the daily limits and fees! I hadn't thought about the replacement fee if you lose the card. Quick question - do you know if there's a way to check your balance on the KeyBank debit card without fees? Like through an app or website? I want to make sure I can keep track of my benefits without getting hit with extra charges.

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