New York Unemployment

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Just wanted to add another perspective on the timing aspect - I went through a similar situation when I injured my back in a warehouse accident. One thing that caught me off guard was that there can be a waiting period before workers comp payments start (usually about a week in NY), so make sure you have some emergency funds if possible to cover that gap. Also, if your injury ends up being more serious than initially expected and takes longer to heal, workers comp should continue to cover you - don't let anyone pressure you to return to work before you're medically cleared. The construction industry can be tough about this stuff, but your health comes first. Document everything your doctor tells you about restrictions and recovery timeline. And definitely keep all your medical appointments - missing them can sometimes be used against you in the workers comp process. Hang in there, and don't be afraid to ask questions throughout the process!

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This is such important info about the waiting period - I wish someone had warned me about that when I got hurt on the job a few years ago. That first week with no income while you're already dealing with medical bills and can't work is really tough. @Malik Jenkins, Ivanna's point about not rushing back to work is so crucial too. I made the mistake of trying to go back too early because I was worried about money, and it just made my injury worse and extended my recovery time. The construction foremen can be pretty pushy about getting back on site, but like she said, your health has to come first. Also wanted to mention - if you're having trouble with your employer or their insurance company giving you a hard time about the workers comp claim, don't hesitate to contact a workers comp attorney. Most of them work on contingency so you don't pay unless you win, and they know all the tricks employers use to try to avoid paying claims.

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Hey Malik, I'm really sorry to hear about your accident - that sounds incredibly scary and stressful. I've been through the workers comp process myself after a workplace injury, and I just wanted to emphasize what others have said about acting quickly. Even though you're a contractor, New York's workers comp laws are pretty good about covering construction workers regardless of employment classification. The key thing is that this happened while you were working, so you should definitely be covered. I'd also suggest asking your doctor for detailed documentation of your work restrictions - not just "can't work" but specific limitations like "no weight bearing on left leg" or "cannot climb ladders." This helps a lot with both the workers comp claim and potentially with unemployment later if you need to look for modified duty work. Also, if your employer or their insurance company tries to send you to their own doctor for a second opinion, that's normal - just make sure you keep seeing your own doctor too. Don't let them pressure you into accepting a settlement too quickly either. Take care of yourself and don't rush the healing process!

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This is really excellent advice, Mei! The point about getting specific work restrictions documented is so important - I learned this the hard way when I was dealing with a shoulder injury a couple years back. Having vague restrictions made it much harder to navigate both the workers comp process and eventually the transition back to looking for work. @Malik Jenkins, one thing I'd add is to keep a detailed journal of your recovery progress, pain levels, and any conversations you have with doctors, insurance adjusters, or your employer. It might seem like overkill now, but if there are any disputes down the line, having that detailed record can be really valuable. Also, don't feel bad about advocating for yourself throughout this process - the system can be overwhelming, especially when you're dealing with pain and financial stress, but you have rights and you deserve to have them respected. Hope your recovery goes smoothly!

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The whole system is so confusing! I was eligible but didn't realize I had to do the job search activities every week. Make sure you keep track of your job contacts because they can ask for your log anytime.

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Good point - you need to make at least 3 job contacts per week and keep records. You can do this through online applications, in-person visits, networking contacts, etc. NYS Department of Labor has specific requirements about what counts as a valid job contact.

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@Zoe Papadakis - definitely file your claim as soon as possible! There's usually a waiting week before benefits start, so the sooner you apply the better. You can file online at labor.ny.gov (not my.ny.gov). You'll need your Social Security number, driver's license, and employment info for the past 18 months including employer names, addresses, and dates worked. Since you were laid off due to business reasons, you should qualify. Just make sure to file your weekly certifications on time once your claim is processed - you can usually do this online or by phone every week.

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thanks for asking this, I was wondering the same thing

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I work as a benefits counselor and want to clarify a few things here. While the one-year rule is generally true, New York has some specific provisions you should know about. First, if you can show "good cause" for the delay in filing (like serious illness, family emergency, etc.), they may waive the time limit. Second, any W-2 employment - even just a day or two - can potentially establish a new base period and reset your eligibility window. The gig work you mentioned could count if you received W-2s rather than 1099s. I'd strongly recommend going to your local Department of Labor office in person rather than just calling - they're often more helpful face-to-face. Bring any documentation of work you did after January 2024, even if it was minimal. Don't let anyone discourage you from trying - I've seen people get approved in situations that seemed hopeless.

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Thank you so much for this detailed explanation! This gives me hope. I do have some W-2s from a few temp jobs I did in the spring and summer of 2024. Should I gather all of those before going to the local office? Also, do you know if having a gap in employment affects the "good cause" determination, or is it more about why you didn't file initially?

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Yes, definitely gather all your W-2s from 2024! Those could be crucial for establishing a new base period. Bring everything - pay stubs, tax documents, anything showing you worked even briefly. Regarding "good cause," it's typically about circumstances beyond your control that prevented you from filing, not employment gaps themselves. Things like medical issues, family crises, or not being aware of your eligibility can qualify. The employment gap actually works in your favor here since it shows ongoing need. When you go to the office, be honest about why you didn't file immediately - if you thought you'd find work quickly, that's understandable and they hear it a lot.

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Just to echo what others have said - there's definitely no age limit on unemployment benefits in NY! I'm a retired HR manager and dealt with this question many times over the years. The only requirements are that you lost your job through no fault of your own, earned sufficient wages during your base period, and are actively looking for work. Your 50+ years of work history actually works in your favor - you've more than earned these benefits. Don't let anyone make you feel otherwise. The warehouse experience you have is really valuable right now with all the logistics and distribution growth. Keep your chin up and keep applying - the right opportunity will come along!

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Thank you so much for sharing your HR perspective - it's really reassuring to hear from someone who dealt with these situations professionally! You're absolutely right about the warehouse experience being valuable, especially with how much e-commerce and logistics have grown. I hadn't thought about it that way but you make a great point. It feels good to know I'm not alone in this situation and that there are people out there who understand what older workers go through. I'm feeling much more confident about continuing my job search now!

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I'm also in a similar situation - 65 and recently laid off from my retail job after 12 years. It's really encouraging to read all these responses confirming there's no age limit! I was also worried about this and had been putting off filing because I wasn't sure if I'd even qualify. The stress of job hunting at our age is already tough enough without worrying about benefit eligibility on top of it. Thanks to everyone who shared their knowledge here - it's given me the confidence to move forward with my claim. Good luck with your job search, and don't let anyone tell you that your years of experience aren't valuable!

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I remember being super paranoid about this when I first filed. Turns out I was worried over nothing - nobody at my new job ever knew I had collected unemployment unless I told them. The records are definitely not something random people can access.

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I work in HR and can confirm that employers absolutely cannot access unemployment records during the hiring process. There's no database we can check, and it would actually be illegal for us to discriminate based on whether someone previously received unemployment benefits. The only way we'd know is if you voluntarily disclosed it, which you're not required to do. Focus on your job search without worrying about this - your unemployment claim history is protected information.

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