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anyone know if the money expires if u dont use it? i still have some on my card from like 6 months ago
The funds on your Key Bank card don't expire, but the card itself does expire after 3 years (check the expiration date printed on your card). If your card expires, Key Bank will automatically send a replacement card about 2-3 weeks before the expiration date, and your remaining balance will transfer to the new card. However, there is an inactivity fee of $1.50 per month that starts after 12 months of no transactions. To avoid this fee, either use the card at least once a year or transfer all the money to your personal bank account.
9h
Since you've resolved your immediate issue, here's some advice for the future. Many people don't realize that NY unemployment has specific requirements for address changes that affect both your claim eligibility and your benefit access: 1. You must update your address with NYSDOL within 10 days of moving 2. If you move out of state, it can affect your claim eligibility (though temporary moves may be allowed) 3. Address changes must be verified through ID.me as of 2025 4. Key Bank requires separate notification for card services The system is designed this way to prevent fraud, but it creates these frustrating situations for legitimate claimants. Setting up direct deposit is definitely the way to go if you can - it eliminates most of these card-related problems.
The whole fraud thing is out of control right now. My neighbor works for NYSDOL (not in fraud dept tho) and she said they're completely overwhelmed with all the identity verification backlogs. There was some massive data breach earlier this year and now they're being super cautious with everything. Annoying for us but I guess better than paying out to scammers.
That's the problem tho - they're making US suffer because THEY got breached! Why should legitimate claimants starve because their system sucks???
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UPDATE: Just saw that all my backpay finally came through! It took exactly 32 days from when my account was flagged until resolution. Hang in there everyone - keep certifying weekly and eventually it should resolve.
That's wonderful news! Congrats! Can I ask if you did anything special to get it resolved or did it just suddenly clear up on its own?
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The thing that seemed to finally work was directly asking for a supervisor when I called last week. Regular agents kept giving me the runaround, but the supervisor actually looked deeper into my account and saw that my identity had already been verified but the system flag hadn't been removed. She manually cleared it right then.
9h
I work with unemployment claims professionally, and this is unfortunately a common issue. Here's the official process: 1. You must update your address in your NYSDOL account first 2. Then file the specific address change form (DC-4725) 3. Changes process every Sunday night in batch updates 4. KeyBank receives updates within 2-3 business days after that Total time should be about 5-7 business days IF everything is done correctly. If it's been longer than that, the error is likely that: (1) the form wasn't properly submitted, or (2) there's a mismatch in your identifying information between systems. My recommendation is to call NYSDOL directly and ask them to verify the address change was properly processed AND transmitted to KeyBank.
This is exactly right. I forgot to mention the Sunday batch processing part. That's why my update took 10 days - I submitted the form on a Monday so I had to wait almost a full week before it was even processed in the first batch run.
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UPDATE: I finally got this resolved! I tried Claimyr to get through to NYSDOL (it actually worked!) and the agent confirmed I had never submitted the correct form. I had only updated my profile address but not filled out the specific DC-4725 form for banking info changes. The agent helped me submit it properly while on the phone. They also placed a note on my account and did some kind of manual sync with KeyBank. My new card should arrive within 7-10 business days. Thanks everyone for your help!
Great news! Glad you got it resolved. The system is incredibly confusing!
9h
Thanks for updating! It's always helpful to hear when someone finds a solution. Hope your card arrives quickly!
9h
anybody know if they're still doing those extra $300 supplemental payments? my friend said he got one but i haven't seen anything about it on the website
The NY Supplemental Assistance Program is only available for claims filed before April 15, 2025. It was a temporary program and not everyone qualifies. There's information about it in the Benefits Handbook on the NYSDOL website.
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FINAL UPDATE: My payment finally came through today! What worked was: 1) Clicking that verification button the former employee mentioned, and 2) I did end up using the Claimyr service yesterday which got me through to someone who could tell me exactly when to expect payment. Thanks everyone for your help - this community saved me so much stress!
congrats!!! im going to try that button thing right now
9h
Great news! Glad you got it resolved. For anyone else reading this thread in the future, always make sure to click that verification button after uploading documents - it's a step many people miss.
9h
I'm a seasonal worker for New York State and just got laid off for the season. I tried filing for NY unemployment but I'm completely stuck on this ID.me verification step. The instructions specifically say DO NOT call the unemployment office for help with ID.me because they can't help with this step. So who am I supposed to contact?? I've tried the ID.me support but they're taking forever to respond. It's frustrating because I'm literally a State Employee and they're making this unnecessarily difficult! Has anyone else dealt with this ID.me verification process? Did you find any workarounds or someone who can actually help?
im also a seasonal worker for parks and rec every summer they lay us off and every winter its the same headache with unemployment. idk why they dont have a special system for state workers who they KNOW are legitimate???
Right? You'd think there would be an easier verification pathway for state employees. It's like the left hand doesn't know what the right hand is doing.
9h
Just wanted to follow up - were you able to get your ID.me verification sorted out? If you're still having issues, there's a specific pathway for state employees. You can request a referral code from your agency's HR department that can sometimes expedite the ID.me process. Not all HR reps know about this, so you might need to specifically ask for the "Trusted Referee Vouching" option.
I got it working! After trying multiple browsers and following the lighting suggestions, it finally accepted my verification. Now I'm just waiting for NYSDOL to process my claim. Thanks everyone for your help - this community saved me so much frustration!
9h
Great to hear you got it working! For anyone else reading this thread in the future - the ID.me issues are usually technical (browser compatibility, camera settings, lighting) rather than eligibility-related. And as a tip, your ID.me verification will be valid for future years, so you won't have to go through this again next season.
9h
Just wanted to update - I used Claimyr this morning and got through to an agent who confirmed they're having major issues with the appeals portal. They're actually aware of the problem and said they're working on it, but no ETA for a fix. The agent was able to note in my file that I attempted to file online multiple times before the deadline.
That's good to know! I might try this service if I can't get through on the phone tomorrow. Did they give you any confirmation number or email after handling your appeal?
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UPDATE: NYSDOL just announced they're extending all appeal deadlines by 14 days due to the technical issues with their portal. Check your email or message inbox on your NY.gov account for the official notification. This should give you some breathing room while they fix the system.
OMG THANK YOU!!! I just checked my inbox and got the notification about the extension! What a relief. Still going to try to submit ASAP but at least I'm not about to miss the deadline.
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finally they admit the site is broken!! took them long enough
9h
One important thing to check - log into your NY.gov account and make sure there aren't any waiting action items or document requests. Sometimes they'll request additional verification documents through the portal but don't notify you by email or phone. Worth checking every couple of days.
Just checked and there's nothing in my account - no messages, no document requests, nothing! Just shows all my weekly certifications as "pending" with no explanation. It's like my claim fell into a black hole.
9h
FINAL UPDATE: It finally worked! Got a call today (day 12) from a DOL supervisor who fixed my claim while I was on the phone. She said there was an issue with one of my employers not responding to their verification request, but she manually overrode it after reviewing my paystubs. All payments should be released in 24-48 hours! So for anyone else dealing with this - the governor's office expedite process does work, just takes almost exactly 12 days like someone mentioned above. Thanks everyone for the advice and support!
Great news! Glad it worked out. Make sure you keep certifying until you actually see the money hit your account or payment card.
9h
Congrats! Now you can pay all those bills that have been piling up!
9h
That's definitely the right move. When you call, make sure you have your tax return, NY-1099G form, and filing confirmation number ready. Ask specifically about the unemployment tax exclusion status, not just the general refund status. Sometimes the representatives only check the main refund system unless you ask about the unemployment portion specifically.
Got it, I'll make sure to ask specifically about the unemployment tax exclusion. Thanks for the tip!
9h
last year my buddy had to file an admended return to get his unemployment tax back... might be worth asking about that too when u call
This is accurate in some cases. If you filed your taxes before the unemployment tax exclusion was implemented for the tax year, you might need to file an amended return. However, for 2025 taxes, the exclusion was already in place when filing began in January, so amended returns should only be necessary in special circumstances or if there was an error in how your unemployment income was reported.
9h
One other option I forgot to mention: If you filed your taxes for the year when your unemployment ended, your 1099-G form will show the total benefits received and can serve as documentation that benefits have ended. Your landlord might accept this as proof, especially if combined with a statement from your bank showing no further deposits from NYSDOL after the end date.
UPDATE: I went to the career center this morning and got exactly what I needed! They printed a UI Monetary Benefit Determination letter showing my claim details including the end date of September 6th. Took about 45 minutes total with the wait. The staff was really helpful. Thanks everyone for your suggestions!
That's awesome! Glad it worked out for you. In-person is definitely the way to go with these kinds of things.
9h
Thanks for the update! I'm gonna try the same thing tomorrow.
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Ethan Brown
I used that Claimyr service someone mentioned above. Felt weird paying to get through to unemployment but I was desperate and it actually worked. Got connected to an agent in about 15 minutes when I'd been trying for days. Worth it to get my claim unstuck.
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Carmen Ortiz
SAME HERE!! Been calling for THREE WEEKS with no luck!! This is absurd we have to pay a service just to access BENEFITS WE PAID INTO!!! The system is completely broken.
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Andre Rousseau
For anyone dealing with seasonal work claims, here's a checklist to avoid delays: 1. Mark your employment as seasonal if that's accurate 2. List ALL employers from the last 18 months, not just your seasonal job 3. Be ready to explain why you're available for full-time, year-round work now 4. Make sure your contact info is current so they can reach you if there are questions 5. Answer all fact-finding questionnaires promptly In my experience, seasonal claims almost always get extra scrutiny. The DOL is checking that you're not someone who voluntarily only works part of the year.
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Ethan Brown
This is super helpful, thank you! I wish they made this clearer on the application. My payments are now processing but I'll definitely know better for next time (hopefully there won't be one though!
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9h
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