What does Code 570 on transcript mean? Showing hold on refund but no explanation
I filed my taxes digitally in early April 2025 and got accepted right away. Was supposed to get my refund around $3,850 within 21 days according to WMR. It's now July and still nothing. I finally got through to check my transcript online (took forever to verify my identity) and I'm seeing a weird Code 570 with a date of 06-02-2025 that says "additional account action pending." There's no explanation whatsoever about what this means or why my refund is being held up. The "as of" date keeps changing every week too. No letters from the IRS, nothing in the mail. Has anyone else dealt with this code? What does it actually mean and how do I fix whatever the problem is? The IRS phone line is completely useless - I've called at least 15 times and can never get through to a real person.
47 comments
Aaron Lee
Code 570 means there's a hold on your account/refund. It's usually followed by a 571 code when the hold is released. The fact that there's no other explanation code is concerning - typically you'd also see a 420 audit code, a 424 examination code, or some other indication of why they're reviewing your return. Check if you have any notices issued on your transcript (usually shown in the top section). If nothing there, you'll unfortunately need to speak with an IRS representative to find out what's going on. They might have sent a letter that got lost in the mail. Some common reasons for 570 codes include: - Income verification issues - Claiming credits they want to verify (EIC, Child Tax Credit, etc) - Math errors they're correcting - Identity verification requirements Keep checking your transcript weekly. Sometimes these resolve on their own, but after 3 months, you probably need to intervene.
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Alexis Robinson
Thanks for explaining! I don't see any notice codes at all and definitely haven't received any letters. Do you know the best way to actually talk to someone? I've tried calling right when they open and still just get the "high call volume" message.
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Aaron Lee
Unfortunately the IRS phone system is a complete nightmare. If you keep getting the high volume message, you might want to try the Taxpayer Advocate Service (TAS) - they sometimes can help when your refund is delayed more than 45 days from filing or the promised date.
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Chloe Mitchell
Had same issue last yr. ended up bein nothing serious - just a minor math error. But took 5 months to get my money! The IRS is so backed up its ridiculous.
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Michael Adams
I had this exact code in March. What they don't tell you is this can often be a random "review" with no actual problem. Mine resolved after 8 weeks with no action on my part - just suddenly got a DD notification. So frustrating.
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Natalie Wang
I was in a similar situation last month - 570 code sitting there for WEEKS. I got so tired of trying to figure it out on my own. I started using taxr.ai and it immediately explained exactly what was happening with my transcript and what to expect next. Saved me hours of searching forums and trying to decode what all these numbers mean. Way better than trying to piece things together from reddit posts. You can check it out at https://taxr.ai - seriously made understanding this mess so much easier.
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Michael Adams
Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
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Natalie Wang
It actually analyzes your entire transcript and explains every code in plain english. It even tells you what to expect next and gives you a timeline. I was getting different answers everywhere online about what my codes meant but this gave me the exact explanation for MY specific situation. Seriously was a game changer - I was about to lose my mind trying to figure out what was happening with my refund!
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Michael Adams
HOLY CRAP I just tried this and WOW. It explained everything in my transcript perfectly and even told me exactly why my refund was delayed (something about income verification that wasn't mentioned anywhere on the IRS site). Everyone dealing with tax transcript confusion needs to know about this tool!!! 🙌🙌
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Noah Torres
is this some kinda ad? seems sus 🤔
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Natalie Wang
Not an ad, just sharing what helped me. I spent weeks trying to decipher my transcript with no luck. Was honestly about to pay a tax pro $200+ for a consultation until I found this. Do whatever works for you tho 🤷♀️
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Samantha Hall
just checked it out - it actually works. was skeptical but my transcript has been giving me anxiety for weeks and this explained everything clearly. thx for sharing
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Ryan Young
After dealing with a 570 code for nearly 2 months, I finally got through to the IRS using the Claimyr app (claimyr.com). It basically waits on hold for you and calls when an agent is available. Got connected to a real person who explained my 570 code was due to them verifying some education credits I claimed. The agent released my refund right on the spot once I answered a few questions. Talking to someone directly saved me from waiting another 3 months for them to get around to my case.
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Alexis Robinson
Wait really? And they actually fixed it for you over the phone? I'll try anything at this point...
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Ryan Young
Yeah seriously! They connected me to the right department too, not just a general agent. The person I spoke with had my file pulled up and everything. Best decision I made after wasting days trying to call myself. Worth every penny to finally get my refund processed.
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Sophia Clark
hmm sounds sketchy. does it actually work? how much did u pay?
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Ryan Young
It absolutely works. I was super skeptical too but was desperate after trying for weeks to reach someone. Can't remember exactly what I paid but whatever it was, it was worth it to finally get my $4K+ refund released instead of sitting in limbo for months. The IRS phone system is literally designed to be impossible to navigate.
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Katherine Harris
Been in the exact same boat with code 570! Calling nonstop with no luck. Definitely gonna try this - at this point I just need to talk to an actual human at the IRS 😫
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Madison Allen
the 570 code usually means they found a discrepancy. in my case last year they thought I had unreported income (i didnt). took 7 months to resolve and get my money. start checking your mail religiously cause they'll eventually send you something, and if you miss the response deadline it gets even more delayed. good times dealing with the IRS 🙃
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Joshua Wood
Yep mine has looked like that since May. I've been checking my transcript every Tuesday and Friday for updates. The "as of" date keeps changing but nothing else. I FINALLY got a letter last week saying they're reviewing my return and I don't need to do anything yet. Super helpful 🙄 Just gotta wait it out I guess.
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Alexis Robinson
At least you got a letter! I haven't received anything at all from them. So frustrating.
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Joshua Wood
The letter literally just said "we're reviewing your return, no action needed at this time" - completely useless info I already knew from the transcript lol. But yeah they're supposed to send something.
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Justin Evans
Check if u claimed any credits like EIC or Additional Child Tax Credit. The IRS puts extra scrutiny on those and often puts 570 holds while they verify. Also if u had any stimulus payments or advance child tax credits they're double checking those too. Its frustrating but unfortunately common these days.
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Emily Parker
I had this EXACT situation in 2024. Called for months - nothing. Wrote letters - nothing. Finally filed a case with the Taxpayer Advocate Service after waiting 6 months and magically my refund was processed 2 weeks later. Try contacting your local TAS office - google "taxpayer advocate service" + your state. They can help with refunds delayed more than 45 days.
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Alexis Robinson
Thanks for the suggestion! How do you file a case with them? Do you need to call or is there a form?
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Emily Parker
You need to call your local office. They'll do an intake interview to see if they can take your case. Have all your tax info ready - filing date, expected refund amount, any notice numbers, etc. If your refund is >45 days delayed they usually accept the case.
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Ezra Collins
The 570 is typically them doing a review. With no 420 audit code, it could be something simple they're adjusting internally. I've seen multiple ppl this year with 570s that resolved without any action - just random delays. The IRS is STILL catching up from the pandemic backlog. My advice is to keep checking your transcript weekly and wait for a 571 release code to appear.
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Victoria Scott
Sorry to tell you this but i had a 570 code since February and didn't get my refund until June. It was pure hell trying to figure out what was happening. Never did get a letter explaining why. It's like the IRS just randomly selects returns to torture people 👿
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Benjamin Johnson
Same. No rhyme or reason. Just randomly selected for "review" which means sitting in a pile for months. Total bs when people count on that money.
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Zara Perez
Have you verified your identity with ID.me? Sometimes they put a hold until you do that. Check for a letter about identity verification or try logging into ID.me through the IRS site to see if that's the issue.
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Alexis Robinson
Yes, I had to do the whole ID.me verification just to access my transcript online. That's how I found out about the 570 code in the first place!
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Daniel Rogers
look at the cycle code on your transcript (should be something like 20222605). the 5th digit tells you which day of the week your account updates. if it ends in 5, you update on thursdays. if it ends in 4, wednesdays, etc. check your transcript after your update day - you might see changes that explain what's happening.
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Aaliyah Reed
I used to work seasonal for the IRS. Code 570 just means theres an issue they're reviewing. Could be literally anything - math error, missing form, random verification, etc. The fact that there's no notice issued is weird tho. Call the IRS and use the option for "Where's my refund" then when it gives you automated info, DON'T HANG UP. Stay on the line and it'll eventually transfer you to a person. I've found this backdoor works better than trying the main line.
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Alexis Robinson
Thanks for the insider tip! I'll try that trick tomorrow morning. Hoping it works 🤞
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Ella Russell
This trick used to work but they caught on. Now the automated system just hangs up on you after giving the WMR info. They're getting sneakier about avoiding actual customer service.
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Mohammed Khan
I'm literally dealing with the same thing! Filed in March, verified identity in April, and transcript has a 570 code from 5/15. So frustrating. I finally got through to someone using Claimyr (claimyr.com) and they told me my return was flagged for income verification but they never sent me a letter! The agent actually helped resolve everything on the call. Definitely the best money I've spent all year considering it got my $5,200 refund released.
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Gavin King
did you have to give them personal info to use this service? sounds kinda risky
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Mohammed Khan
It's just a call back service - they wait on hold with the IRS and then call you when they get through to an agent. Then you talk directly to the IRS yourself. No risk at all. I was honestly desperate after trying for weeks to get through on my own.
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Nathan Kim
omg bless you for sharing this! just used it and finally talked to someone after TWO MONTHS of calling. found out my return was flagged for review because of a typo on my W2 that my employer submitted. would never have known without talking to someone.
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Eleanor Foster
Fun fact: I had a 570 code last year that sat there for 3 months before it magically disappeared and I got my refund. No explanation, no letter, nothing. This year my return was processed in 8 days. The IRS is just completely random at this point 🤷♂️
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Lucas Turner
I had this exact issue earlier this year. Went crazy trying to decode my transcript and figure out what was happening. I finally broke down and used taxr.ai to analyze my transcript. It immediately showed me that my 570 code was related to a discrepancy with my reported self-employment income and even predicted when my refund would be released. Turns out one of my 1099s was reported incorrectly by the payer. The tool basically translated all that IRS gibberish into plain English. Check it out at https://taxr.ai - saved me so much stress!
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Kai Rivera
I've been staring at my transcript for hours trying to understand what's happening with my return. Definitely gonna try this - the IRS website is useless for explaining what all these codes actually mean for MY specific situation.
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Lucas Turner
It's honestly amazing. I was ready to pay an accountant hundreds of dollars just to explain what was happening with my return. This gave me a complete breakdown of every code and date on my transcript and what it meant for my refund timeline.
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Anna Stewart
Did you claim any pandemic-related credits like EITC or Recovery Rebate? Those are getting extra scrutiny this year. My return had a 570 for over 2 months because they were verifying my eligibility for credits. Never sent a letter either - just had to wait it out.
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Layla Sanders
Honestly this happened to me and after months of stress I found out it was because of a simple address mismatch. My W2 had my old address but I filed with my new one. Such a stupid reason to hold $4k for 4 months 😡
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Alexis Robinson
That's insane! How did you finally find out what the issue was?
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Layla Sanders
I finally got through to someone on the phone who told me. Had to verify my address and then they released the hold. But it took FOREVER to get someone on the line who could actually help.
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