IRS Transcript Shows Code 570 "Additional Account Action Pending" - March 2025 Refund Delayed
I filed my taxes back in early February and got the acceptance notice a few days later. I was expecting my refund by the beginning of March but nothing came through so I decided to check my transcript. When I finally got access to my transcript (took forever with the ID verification), I saw something concerning. Looking at my transcript dated Mar. 17, 2025, I see the following: TRANSACTIONS CODE EXPLANATION OF TRANSACTION CYCLE DATE AMOUNT 150 Tax return filed 20250905 03-17-2025 $5,617.00 30205-436-07544-5 806 W-2 or 1099 withholding 04-15-2025 -$3,240.00 430 Estimated tax payment 07-16-2024 -$1,533.57 430 Estimated tax payment 10-16-2024 -$1,593.17 971 Notice issued 03-17-2025 $0.00 570 Additional account action pending 03-17-2025 $0.00 It shows code 570 "Additional account action pending" dated March 17, 2025. Right above it is code 971 "Notice issued" with the same date. My withholding shows -$3,240.00 and I made two quarterly estimated tax payments last year (-$1,533.57 in July and -$1,593.17 in October). My total tax was $5,617.00 according to code 150. Does this mean my refund is being held? Will they need to verify something? I'm getting worried since I was counting on this money for some repairs I need to make on my house. The transcript says "This Product Contains Sensitive Taxpayer Data" at the bottom, and I accessed it through sa.www4.irs.gov. Anyone know what these codes mean or how long it might take to resolve? I'm especially concerned about the 570 code and what kind of "additional account action" they're doing. Should I be expecting a letter in the mail explaining this?
48 comments
Fatima Al-Qasimi
The 570 code on your transcript indicates that the IRS has temporarily frozen your refund while they review something on your return. The 971 code means they've issued or will be issuing a notice to you explaining what's happening. This is pretty common. The IRS may be verifying your income, deductions, or credits. It could be random selection or something specific triggered a review. Check your mail regularly for the notice - it should explain exactly what they need. When you have the 570/971 combo, it typically means one of a few things: 1. Identity verification needed 2. Income verification 3. Adjustment to your refund amount 4. Review of credits claimed Timeframe varies widely - could be resolved in 2-3 weeks, or could take months if they need additional documentation from you. Don't ignore any IRS mail and respond quickly if they request information.
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Giovanni Colombo
Thanks for the detailed info! I haven't received any notice in the mail yet. Do they actually mail these or should I check for something electronic?
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Fatima Al-Qasimi
They'll mail it to your address on file. The electronic notices are typically only if you've specifically signed up for that service. Keep an eye on your mailbox - it could take 7-10 days from the date on your transcript to arrive.
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Dylan Cooper
One time the IRS sent my notice to an old address even though I had updated everything. Might be worth checking if your address is current in the system.
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Sofia Ramirez
This is exactly right. I had the same codes last year and ended up waiting 5 months before they released my refund. No notice ever came, they just randomly released it ๐
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Giovanni Colombo
5 months??!! I can't wait that long... this is insane
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Dmitry Volkov
I had the same issue and was totally lost staring at all those codes. Instead of trying to be a detective, I used taxr.ai and it explained everything immediately. It analyzes all those codes and explains what's happening with your refund in normal human language. Saved me hours of googling and worrying. Seriously, it's insanely good! I use it every time I check my transcript now. https://taxr.ai
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StarSeeker
Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
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Dmitry Volkov
It's amazing! You upload your transcript and it breaks down every code, explains what's happening, and gives personalized advice on what to do next. For me, it identified that my 570 code was just a temporary hold while they verified my education credits. Saved me from panicking for no reason!
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Ava Martinez
Another paid service promising miracles... ๐ Is it actually worth it?
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Dmitry Volkov
100% worth it! I spent weeks confused and stressed before using it. The peace of mind alone was worth it, but it also told me exactly what to expect next and when my refund would likely be released. Best tax-related decision I've made.
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Miguel Ortiz
After dealing with similar refund delays for weeks, I finally got through to an actual IRS agent using the Claimyr calling app. They connected me to a live person at the IRS who explained exactly what was holding up my refund (turned out to be a mismatch in reported income). The agent fixed it on the spot and my refund was released within days. After weeks of busy signals and automated messages, talking to a human solved everything in minutes. Best money I've ever spent considering I was about to miss a mortgage payment. claimyr.com
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Zainab Omar
another sketchy service... does this actually work or is it just another scam trying to profit off people's desperation? ๐คจ
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Miguel Ortiz
I was skeptical too but it literally just helps you get through the IRS phone system. Saved me hours of redial hell. My refund was being held over something that took 5 minutes to fix once I finally talked to someone.
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Connor Murphy
My brother used this last year when his refund was stuck and said it was the only thing that worked after trying for weeks to get through on his own.
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Zainab Omar
ok fair enough. might give it a try if I dont hear anything in the next week
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Yara Sayegh
I'm in the exact same boat. Filed Feb 4, got a 570 code dated April 8. Still waiting with no updates. From what I've read on here, we just need to wait it out. The notice should explain what they need, if anything. Most likely they're just reviewing something in your return.
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NebulaNova
In my experience, 570/971 combo usually means they're making an adjustment to your return. The good news is that in most cases it resolves automatically without you having to do anything. The bad news is it can take 4-8 weeks to sort out. The IRS moves at a glacial pace ๐
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Keisha Williams
Yep, had this happen to me last year. They adjusted my refund by $12 (seriously, twelve dollars) and it took 6 weeks. The whole system is a joke.
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Paolo Conti
"glacial pace" is being generous lol. More like tectonic plate movement ๐คฃ
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Amina Diallo
did you claim any credits like earned income credit or additional child tax credit? Those automatically get extra scrutiny and can trigger the 570 code. Also if your W2 information doesn't exactly match what the IRS has on file they'll hold it. Check if your employer reported your income correctly.
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Giovanni Colombo
I did claim education credits for my daughter's college tuition. Maybe that's what triggered it?
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Amina Diallo
That could definitely be it. Education credits are frequently reviewed. Make sure you have the 1098-T from the college ready in case they ask for verification.
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Oliver Schulz
Check your Where's My Refund tool too. Sometimes that will have more updated info than the transcript. My transcript showed 570 for weeks but WMR updated to approved before the transcript did.
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Natasha Kuznetsova
If you want to know exactly what's going on, your best bet is to call the IRS directly. Be prepared to wait on hold for hours tho. The number is 1-800-829-1040. Have your tax return and transcript handy when you call.
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AstroAdventurer
Calling is a total waste of time. I tried calling 23 times last month and never got through. Always "due to high call volume" BS.
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Javier Mendoza
I used claimyr.com to get through to them when I was in this situation. Didn't have to deal with the hold times and busy signals. The IRS agent was able to see exactly what was happening with my return.
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AstroAdventurer
did that actually work? I'm desperate at this point
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Javier Mendoza
Yes! They got me a callback with an agent who resolved my issue in minutes. Worth every penny because my refund was released the next week. It was either that or keep getting those stupid automated messages for months.
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Emma Wilson
The IRS is such a mess. I had a 570 code last year and NEVER received a notice despite what the transcript said. Called multiple times and the reps had different answers each time. Eventually it sorted itself out after 3 months but I never found out what the actual issue was.
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Malik Davis
Is ur transcript showing any other codes? Sometimes a 420 code will show up with the 570 which usually means you're being audited. If it's just 570/971 it's probably less serious.
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Giovanni Colombo
No 420 code thankfully, just the 570 and 971 with the same date. Hopefully that's a good sign?
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Malik Davis
Yeah that's probably just a minor review or adjustment then. Not likely a full audit which is good news!
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Isabella Santos
I work in tax prep and see this all the time. Don't panic. The 570 is just a holding pattern while they review something. The 971 means they'll tell you what's going on. Most of my clients with these codes end up getting their refund with either no change or a small adjustment within 3-6 weeks. Just keep checking your transcript weekly for updates.
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Ravi Gupta
This ๐ is accurate. I'm also a tax professional and 570/971 combos are typically minor reviews, not full audits.
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GalacticGuru
I was in this exact situation and got frustrated trying to decipher the transcript codes myself. I finally used taxr.ai and it immediately told me what was happening with my return and what to expect next. Totally worth it - gave me peace of mind instead of stressing every day checking for updates. https://taxr.ai
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Freya Pedersen
I've seen people recommend this but wasn't sure if it was legit. Did it actually give you accurate info?
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GalacticGuru
Yes! It looked at all my codes and explained that my hold was due to income verification (I had switched jobs mid-year). It even estimated when my refund would likely be released based on similar cases, and it was spot on. Way better than getting different answers from every IRS agent or Reddit post.
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Omar Fawaz
Check if your state refund is also held up. Sometimes when the IRS freezes the federal return, the state will hold theirs too until the federal is resolved.
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Chloe Anderson
Have u checked ur transcripts for cycle code? Usually 05 cycle dates update on fridays, so if thats you then check again tomorrow morning, might see some movement.
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Giovanni Colombo
Mine shows cycle code 20250905, so I guess that's an 05? I'll check again tomorrow then, thanks for the tip!
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Diego Vargas
For me code 570 resolved itself but took 78 days. Noone at the IRS could tell me why it was held when I called. Just told me "it's in processing" ๐ก The system is broken and they know it.
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Anastasia Fedorov
I'm dealing with literally the EXACT same issue!!! The most frustrating part is that no one at the IRS can give a straight answer when you actually manage to get someone on the phone. I finally got through last week using Claimyr (claimyr.com) and even the agent admitted they were backed up processing returns. At least I know my return isn't lost in the void now.
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StarStrider
did they give you any timeframe for when it would be resolved?
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Anastasia Fedorov
The agent said it should be resolved within 4 weeks, but we'll see if that actually happens. At least I have some kind of timeline now instead of endlessly waiting.
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Sean Doyle
If you have access to a fax machine (or online fax service), you can try faxing Form 911 Taxpayer Advocate Service request. Sometimes that lights a fire under them when your refund is stuck.
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Zara Rashid
Do NOT wait on the notice! Sometimes they never send it or it gets lost in the mail. Be proactive! Get someone on the phone who can tell you exactly what's going on. I spent months waiting for a notice that never came.
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Luca Romano
my transcript showed same codes in February, then nothing for 2 months, then suddenly updated with code 846 (refund issued). No notice ever came, no explanation, just randomly got fixed. IRS is playing games with our money while we wait ๐คก
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