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Giovanni Colombo

IRS Transcript Shows Code 570 "Additional Account Action Pending" - March 2025 Refund Delayed

I filed my taxes back in early February and got the acceptance notice a few days later. I was expecting my refund by the beginning of March but nothing came through so I decided to check my transcript. When I finally got access to my transcript (took forever with the ID verification), I saw something concerning. Looking at my transcript dated Mar. 17, 2025, I see the following: TRANSACTIONS CODE EXPLANATION OF TRANSACTION CYCLE DATE AMOUNT 150 Tax return filed 20250905 03-17-2025 $5,617.00 30205-436-07544-5 806 W-2 or 1099 withholding 04-15-2025 -$3,240.00 430 Estimated tax payment 07-16-2024 -$1,533.57 430 Estimated tax payment 10-16-2024 -$1,593.17 971 Notice issued 03-17-2025 $0.00 570 Additional account action pending 03-17-2025 $0.00 It shows code 570 "Additional account action pending" dated March 17, 2025. Right above it is code 971 "Notice issued" with the same date. My withholding shows -$3,240.00 and I made two quarterly estimated tax payments last year (-$1,533.57 in July and -$1,593.17 in October). My total tax was $5,617.00 according to code 150. Does this mean my refund is being held? Will they need to verify something? I'm getting worried since I was counting on this money for some repairs I need to make on my house. The transcript says "This Product Contains Sensitive Taxpayer Data" at the bottom, and I accessed it through sa.www4.irs.gov. Anyone know what these codes mean or how long it might take to resolve? I'm especially concerned about the 570 code and what kind of "additional account action" they're doing. Should I be expecting a letter in the mail explaining this?

The 570 code on your transcript indicates that the IRS has temporarily frozen your refund while they review something on your return. The 971 code means they've issued or will be issuing a notice to you explaining what's happening. This is pretty common. The IRS may be verifying your income, deductions, or credits. It could be random selection or something specific triggered a review. Check your mail regularly for the notice - it should explain exactly what they need. When you have the 570/971 combo, it typically means one of a few things: 1. Identity verification needed 2. Income verification 3. Adjustment to your refund amount 4. Review of credits claimed Timeframe varies widely - could be resolved in 2-3 weeks, or could take months if they need additional documentation from you. Don't ignore any IRS mail and respond quickly if they request information.

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Thanks for the detailed info! I haven't received any notice in the mail yet. Do they actually mail these or should I check for something electronic?

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They'll mail it to your address on file. The electronic notices are typically only if you've specifically signed up for that service. Keep an eye on your mailbox - it could take 7-10 days from the date on your transcript to arrive.

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Dylan Cooper

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One time the IRS sent my notice to an old address even though I had updated everything. Might be worth checking if your address is current in the system.

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Sofia Ramirez

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This is exactly right. I had the same codes last year and ended up waiting 5 months before they released my refund. No notice ever came, they just randomly released it πŸ™„

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5 months??!! I can't wait that long... this is insane

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Dmitry Volkov

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I had the same issue and was totally lost staring at all those codes. Instead of trying to be a detective, I used taxr.ai and it explained everything immediately. It analyzes all those codes and explains what's happening with your refund in normal human language. Saved me hours of googling and worrying. Seriously, it's insanely good! I use it every time I check my transcript now. https://taxr.ai

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StarSeeker

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Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

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Dmitry Volkov

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It's amazing! You upload your transcript and it breaks down every code, explains what's happening, and gives personalized advice on what to do next. For me, it identified that my 570 code was just a temporary hold while they verified my education credits. Saved me from panicking for no reason!

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Another paid service promising miracles... πŸ™„ Is it actually worth it?

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another sketchy service... does this actually work or is it just another scam trying to profit off people's desperation? 🀨

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Miguel Ortiz

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I was skeptical too but it literally just helps you get through the IRS phone system. Saved me hours of redial hell. My refund was being held over something that took 5 minutes to fix once I finally talked to someone.

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Connor Murphy

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My brother used this last year when his refund was stuck and said it was the only thing that worked after trying for weeks to get through on his own.

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Zainab Omar

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ok fair enough. might give it a try if I dont hear anything in the next week

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Yara Sayegh

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I'm in the exact same boat. Filed Feb 4, got a 570 code dated April 8. Still waiting with no updates. From what I've read on here, we just need to wait it out. The notice should explain what they need, if anything. Most likely they're just reviewing something in your return.

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NebulaNova

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In my experience, 570/971 combo usually means they're making an adjustment to your return. The good news is that in most cases it resolves automatically without you having to do anything. The bad news is it can take 4-8 weeks to sort out. The IRS moves at a glacial pace 🐌

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Yep, had this happen to me last year. They adjusted my refund by $12 (seriously, twelve dollars) and it took 6 weeks. The whole system is a joke.

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Paolo Conti

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glacial" pace is being generous lol. More like tectonic plate movement🀣

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Amina Diallo

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did you claim any credits like earned income credit or additional child tax credit? Those automatically get extra scrutiny and can trigger the 570 code. Also if your W2 information doesn't exactly match what the IRS has on file they'll hold it. Check if your employer reported your income correctly.

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I did claim education credits for my daughter's college tuition. Maybe that's what triggered it?

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Amina Diallo

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That could definitely be it. Education credits are frequently reviewed. Make sure you have the 1098-T from the college ready in case they ask for verification.

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Oliver Schulz

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Check your Where's My Refund tool too. Sometimes that will have more updated info than the transcript. My transcript showed 570 for weeks but WMR updated to approved before the transcript did.

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If you want to know exactly what's going on, your best bet is to call the IRS directly. Be prepared to wait on hold for hours tho. The number is 1-800-829-1040. Have your tax return and transcript handy when you call.

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Calling is a total waste of time. I tried calling 23 times last month and never got through. Always "due to high call volume" BS.

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I used claimyr.com to get through to them when I was in this situation. Didn't have to deal with the hold times and busy signals. The IRS agent was able to see exactly what was happening with my return.

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did that actually work? I'm desperate at this point

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Yes! They got me a callback with an agent who resolved my issue in minutes. Worth every penny because my refund was released the next week. It was either that or keep getting those stupid automated messages for months.

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Emma Wilson

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The IRS is such a mess. I had a 570 code last year and NEVER received a notice despite what the transcript said. Called multiple times and the reps had different answers each time. Eventually it sorted itself out after 3 months but I never found out what the actual issue was.

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Malik Davis

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Is ur transcript showing any other codes? Sometimes a 420 code will show up with the 570 which usually means you're being audited. If it's just 570/971 it's probably less serious.

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No 420 code thankfully, just the 570 and 971 with the same date. Hopefully that's a good sign?

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Malik Davis

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Yeah that's probably just a minor review or adjustment then. Not likely a full audit which is good news!

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I work in tax prep and see this all the time. Don't panic. The 570 is just a holding pattern while they review something. The 971 means they'll tell you what's going on. Most of my clients with these codes end up getting their refund with either no change or a small adjustment within 3-6 weeks. Just keep checking your transcript weekly for updates.

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Ravi Gupta

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This πŸ‘† is accurate. I'm also a tax professional and 570/971 combos are typically minor reviews, not full audits.

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GalacticGuru

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I was in this exact situation and got frustrated trying to decipher the transcript codes myself. I finally used taxr.ai and it immediately told me what was happening with my return and what to expect next. Totally worth it - gave me peace of mind instead of stressing every day checking for updates. https://taxr.ai

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I've seen people recommend this but wasn't sure if it was legit. Did it actually give you accurate info?

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GalacticGuru

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Yes! It looked at all my codes and explained that my hold was due to income verification (I had switched jobs mid-year). It even estimated when my refund would likely be released based on similar cases, and it was spot on. Way better than getting different answers from every IRS agent or Reddit post.

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Omar Fawaz

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Check if your state refund is also held up. Sometimes when the IRS freezes the federal return, the state will hold theirs too until the federal is resolved.

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Have u checked ur transcripts for cycle code? Usually 05 cycle dates update on fridays, so if thats you then check again tomorrow morning, might see some movement.

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Mine shows cycle code 20250905, so I guess that's an 05? I'll check again tomorrow then, thanks for the tip!

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Diego Vargas

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For me code 570 resolved itself but took 78 days. Noone at the IRS could tell me why it was held when I called. Just told me "it's in processing" 😑 The system is broken and they know it.

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I'm dealing with literally the EXACT same issue!!! The most frustrating part is that no one at the IRS can give a straight answer when you actually manage to get someone on the phone. I finally got through last week using Claimyr (claimyr.com) and even the agent admitted they were backed up processing returns. At least I know my return isn't lost in the void now.

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StarStrider

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did they give you any timeframe for when it would be resolved?

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The agent said it should be resolved within 4 weeks, but we'll see if that actually happens. At least I have some kind of timeline now instead of endlessly waiting.

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Sean Doyle

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If you have access to a fax machine (or online fax service), you can try faxing Form 911 Taxpayer Advocate Service request. Sometimes that lights a fire under them when your refund is stuck.

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Zara Rashid

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Do NOT wait on the notice! Sometimes they never send it or it gets lost in the mail. Be proactive! Get someone on the phone who can tell you exactly what's going on. I spent months waiting for a notice that never came.

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Luca Romano

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my transcript showed same codes in February, then nothing for 2 months, then suddenly updated with code 846 (refund issued). No notice ever came, no explanation, just randomly got fixed. IRS is playing games with our money while we wait 🀑

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Alice Coleman

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I'm dealing with almost the exact same situation! Filed in early February, got code 570 on my transcript dated March 20th, and still waiting. The anxiety is real when you're counting on that money. From everything I've read here and researched, the 570/971 combo seems pretty standard - they're just reviewing something and will send a notice explaining what they need (if anything). The frustrating part is how long it takes and the complete lack of communication. One thing that helped me was checking my transcript weekly instead of daily - saves some sanity. Also make sure your address is current with the IRS since some people mentioned notices going to old addresses. Hang in there - sounds like most people eventually get their refund, it just takes forever. The IRS really needs to modernize their systems and communication. Keep us posted on any updates!

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Thanks for sharing your experience! It's oddly comforting to know I'm not alone in this frustrating situation. The weekly checking instead of daily is great advice - I've been obsessively refreshing my transcript multiple times a day which is probably not helping my stress levels. I'll definitely make sure my address is current with them too, that's a good point I hadn't considered. Really hoping we both get some movement soon!

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I've been through this exact scenario twice in the past three years. The 570/971 combination on your transcript is frustrating but usually not as scary as it seems. In my experience, it typically means they're doing a routine review of something on your return - could be verifying income against what employers reported, checking education credits (which you mentioned claiming), or just random selection. The key things I learned: 1. The notice (971 code) can take 10-14 days to arrive by mail from the transcript date 2. Sometimes the issue resolves automatically without any action from you 3. If they do need something, respond quickly to avoid further delays For what it's worth, both times this happened to me, my refund was eventually released without me having to do anything - one took 5 weeks, the other took 8 weeks. The waiting is absolutely nerve-wracking when you need the money, but try not to panic just yet. Keep checking your transcript weekly for any 846 code (refund issued) or other updates. And definitely make sure your mailing address is current with the IRS in case that notice does come.

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Daniel Rogers

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This is really helpful to hear from someone who's been through it multiple times! The timeline you mentioned (5-8 weeks) gives me a better sense of what to expect rather than just wondering indefinitely. I did claim education credits for my daughter's college tuition, so that very well could be what triggered the review. It's reassuring to know that in both your cases it resolved automatically without you having to send in additional documentation. I'll definitely keep checking weekly instead of obsessing over it daily. Thanks for sharing your experience - it really helps with the anxiety of not knowing what's happening!

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