Just adding one more thing - if you use tax software like TurboTax or H&R Block, they'll guide you through the part-year resident process for both states. You don't need your new drivers license to complete this, but you will need to know exactly when you moved and which income was earned in which state. The software will ask for your move date and split your income accordingly. I do this every year since I work in multiple states.

I went through this exact situation two years ago when I moved from Illinois to Texas in September. The good news is that you absolutely don't need a new driver's license to file your federal taxes - the IRS doesn't require it at all. However, you should definitely update your address with the IRS using Form 8822 if you haven't already. For state taxes, you'll likely need to file as a part-year resident in both your old state and new state. Some states do ask for driver's license numbers during e-filing for identity verification, but many will accept your current valid license even if it's from your previous state. The key thing is making sure you have documentation of when you moved (lease agreements, utility bills, etc.) to properly allocate your income between the two states. That said, you really should get your new state license soon - most states require it within 30-90 days of establishing residency, and it's completely separate from tax filing requirements. I learned this lesson when I got a warning from a state trooper about 4 months after my move!

FWIW I was in the same boat. E-filed on Feb 2. Got accepted same day. Transcript showed N/A until Mar 12. Was freaking out tbh. Called IRS twice (nightmare). Finally got thru. They confirmed my return was in the system. Just backlogged. Transcript updated suddenly one day. DD hit my acct 6 days later. Hang in there. System's overwhelmed rn.

I'm dealing with this exact same issue right now! Filed on March 5th, got accepted the same day, but my transcript still shows "N/A" for 2024. It's so frustrating because I really need that refund for some home repairs that can't wait much longer. Reading through everyone's experiences here is actually really reassuring though - sounds like this is just how the system is working (or not working) this year. I guess I'll stop checking my transcript obsessively and just wait it out. Thanks for posting this question, @Dmitry Volkov - at least now I know I'm not alone in this situation!

Hey y'all, I work in financial aid (not for either company tho). The easiest way to figure this out is to just call MOHELA directly. When loans transfer, the new servicer gets all your history and account info, not just current status. If you made payments but they were all applied to principal due to the interest freeze, you probably won't get a 1098-E at all since that form is specifically for reporting interest paid of $600 or more. No interest paid = no form needed.

As someone who just went through this exact situation, I can confirm what others have said - you likely won't receive a 1098-E for 2024 if all your payments went to principal during the interest freeze. However, don't forget to check if you made any interest payments in early 2024 before the freeze ended or if there were any capitalized interest amounts when your loans transferred. One tip that saved me time: create accounts on both FedLoan AND MOHELA websites if you haven't already. Even though FedLoan transferred your loans, they might still have historical tax documents available in your old account. MOHELA should have your complete payment history now, but sometimes there are gaps during the transfer period. Also, keep detailed records of all payments you made during this transition period. Even if you don't get a 1098-E this year, having that documentation will be helpful when interest resumes and for future tax filings.

Has anyone successfully done a 1031 exchange from a rental property into something that's not traditional real estate? I heard there are DST investments (Delaware Statutory Trust) that qualify but still give you passive income without being a landlord.

Don't panic! This is actually a pretty common situation. While the depreciation recapture can't be avoided (you're correct that the IRS requires it even if you didn't claim it), there are definitely strategies to minimize your overall tax burden. First, make absolutely sure you're calculating your cost basis correctly. Start with your original purchase price, add ALL capital improvements (not just major ones - think new appliances, flooring, windows, landscaping, etc.), and add your closing costs from when you bought it. Many people forget smaller improvements that can add up significantly over 15 years. Since you lived in the house for the first couple years, you might qualify for a partial Section 121 exclusion on the gain (up to $250k single/$500k married). Even though it was later a rental, the IRS has specific rules about partial exclusions based on the time you lived there versus rented it out. Consider timing your sale strategically. If this will be a high-income year for you, maybe delay closing until January to spread the tax impact. Also, if you have any capital losses from other investments, now would be the time to realize them to offset some of the gain. Definitely work with a CPA who specializes in real estate transactions - the money you spend on professional advice will likely save you much more in taxes!

Has anyone changed their address directly with the IRS temporarily? I found this form 8822 for address changes, but I'm not sure if it's worth filing for a 2-month temporary change.

I went through something similar when I was stationed overseas for work. One thing I'd recommend is setting up electronic delivery for as many tax documents as possible before you leave. Most employers, banks, and investment companies now offer this option through their online portals. For the documents that must come by mail, a temporary PO box is definitely a good solution. Just make sure to notify the post office of your exact rental period so they don't accidentally forward mail after you've closed the box. I learned this the hard way when some late-arriving documents got returned to sender. Also consider giving a trusted family member or friend access to check your PO box if needed, especially toward the end of your rental period when you might be transitioning back. Having that backup person can save you from missing anything important that arrives right as you're closing the box.