Code 570 on transcript - Will my $7,285 refund be delayed until March 17 or April 15, 2025?

Thank you so much for this detailed explanation. I have been so stressed about this. I will watch for those codes you mentioned. Do you know how long these reviews typically take?

It really varies. Some are resolved in a week or two, others can take 6-8 weeks. The bigger your refund and more complex your return, the more likely it is to get flagged for review. The EIC also triggers more scrutiny sometimes.

Adding to this excellent info - if you get code 971 followed by 846, that's the best case scenario. Means they're sending you a notice but also issuing the refund. I had the same thing happen last year and my refund came 10 days after the 570 appeared.

I've been stuck in 570 hell for 3 months now 😭 Called IRS multiple times and they just say "its under review" and won't tell me why or when itll be done

I went through this too! I was freaked out but I ended up getting my refund after about 3 weeks. The date on the transcript doesn't mean much - I got mine way before the date listed.

this is 100% accurate. last year mine sat with 570 for 5 weeks before finally getting 846. The date is just administrative, not when they'll actually process it.

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

It does waaaaay more than just read the transcript. It actually explains what each code means specifically for YOUR situation, tells you if there are any issues, gives you a timeline, and even predicts when you'll get your refund. I was skeptical at first but it was spot on with everything. Changed my whole tax refund experience!

is this legit? sounds too good to be true tbh

100% legit. I was in the same boat as OP with a 570 code and freaking out. The tool told me it was just a random review and I'd get my refund in about 17 days - got it in 15. Save yourself the stress.

HOLY CRAP THIS WORKS!!! Sorry for shouting but I just tried it and it told me exactly why my return was held up (something about a discrepancy with my reported income) and that I should expect resolution by next Friday. This is EXACTLY the info I've been trying to get from the IRS for weeks!!! Thank you thank you thank you 🙏🙏🙏

Wait whats claimyr? never heard of it

It's this service that navigates the IRS phone system for you and calls you back when they get an agent on the line. Saved me literally hours of my life on hold. My phone anxiety is bad so this was a lifesaver.

does it actually work tho? i tried calling irs like 15 times last week and couldnt get thru at all

Yeah it worked for me! First try got me through to someone who could actually help. Just having a real person look at my account made all the difference.

this sounds like an ad tbh 🤔

lol I get why you'd think that. I was skeptical too but when you've been waiting on thousands of dollars you get desperate. All I know is I tried calling myself for two weeks straight and got nowhere, then tried this and had answers same day.

I can confirm this works. I was in refund limbo for SIX WEEKS before I tried it. Agent said my return got flagged for review but there was nothing actually wrong with it. They released it while I was on the phone.

No covid credits, just a pretty standard return with W2 income and earned income credit. I'm hoping its just random selection and not an actual problem. Keep me posted if yours changes!

Will do! I'll update here if I see any movement. From what I'm reading, EIC returns get extra verification automatically. Fingers crossed for both of us 🤞

easy to say when u don't need the money right away. some of us rely on our tax refunds for important things.

Or maybe don't rely on a tax refund? It's your own money that you overpaid all year. Adjust your withholding and you wouldn't have this problem.

Not everyone can do that. For many low income folks with kids, most of the refund is from EIC and Child Tax Credit which you can't get during the year.

Fair point, I wasn't thinking about credits. My bad.

This is such a tone deaf response. People have legitimate reasons to need their refunds, especially when it's a significant amount like OP's. Not everyone is in the same boat as you.

DON'T AMEND YET! If you're already under review with code 570, wait until your current return finishes processing. Amending now will make everything take 10x longer.

oh crap, thank you! i had no idea

I made this mistake last year. Amended while under review and didn't get my refund for 9 MONTHS. Learn from my pain lol

Have you tried calling the IRS lately? It's almost impossible to get through. I called 23 times last week and either got a "due to high call volume" message or waited on hold for 2 hours before getting disconnected.

There's a trick - call the tax advocate service number instead. Much easier to get through and they can help with refund delays.

Tax advocates won't help unless it's been 21+ days for e-filed returns, or you're experiencing a hardship like eviction or utility shutoff.

That's really reassuring to hear! Do most of them resolve on their own without the taxpayer having to do anything?

Yes, most resolve automatically. Only about 1 in 10 of my clients with this code end up needing to respond to a letter or provide additional documentation. Just keep an eye on your mail.

Dude WHAT?? Have you contacted your congressional representative? That's ridiculous!

yup twice. they "opened an inquiry" but nothing has happened. taxr.ai actually helped me figure out what was wrong tho - turns out there was an issue with my stimulus payment reconciliation that no one bothered to tell me about 🙃

Not everyone has the luxury of perfect tax planning. Low income families rely on EIC and Child Tax Credit which come as refunds even if you have zero withholding.

Fair point, but OP mentioned a lot of withholding so they could probably benefit from adjusting their W-4.

So freaking true! The double standard is infuriating. And try getting someone on the phone to explain the delay... impossible.

Actually they do pay interest on delayed refunds after 45 days from the filing deadline (or when you filed if you filed after the deadline). But yeah the system is totally broken.

how accurate was it? did it actually explain why your return was held up?

Crazy accurate! It showed me that one of my W-2s had a mismatch (my employer reported slightly different numbers than what I entered). The tool even showed me the exact difference ($121.84) that was causing the review. I never would have figured that out on my own.

This doesn't work anymore. They caught on and now this extension is just as bad as all the others. I tried yesterday and got the "call back later" message 5 times.

I've had better luck with claimyr.com - they navigate the IRS phone system and call you when they get an agent. Saved me hours of frustration.