IRS Transcript Shows Code 570 "Action Pending" with $0.00 Amounts for Credits and EIC - What's Causing My Refund Delay?
I just checked my 2024 tax transcript and noticed something concerning. My account has a 507 code that I've never seen in previous years. Looking at the details, my tax return was filed (code 150) with a processing date of Feb 24, 2025 and shows a cycle number of 20250605. Here's what I'm seeing on my transcript: RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER) Apr. 15, 2025 PROCESSING DATE Feb. 24, 2025 TRANSACTIONS CODE EXPLANATION OF TRANSACTION CYCLE DATE AMOUNT 150 Tax return filed 20250605 02-24-2025 $0.00 70211-428-41669-5 806 W-2 or 1099 withholding 04-15-2025 766 Credit to your account 04-15-2025 768 Earned income credit 04-15-2025 570 Additional account action pending 03-03-2025 $0.00 This Product Contains Sensitive Taxpayer Data There's code 570 showing "Additional account action pending" with a date of March 3, 2025. The transcript shows pending W-2/1099 withholding (code 806), credits (code 766), and earned income credit (code 768) all dated for April 16, 2025. Has anyone dealt with these codes before, especially the 570 with pending account action? I'm worried about what this means for my refund timeline since I've got multiple credits pending including EIC. What's strange is all these amounts are showing $0.00 where there should be values. I filed with W-2 withholding and claimed earned income credit, but the transcript isn't showing any dollar amounts for these entries. Is this normal to see all these codes with $0.00 amounts? I'm especially concerned about what the "Additional account action pending" means and why it has a date of March 3, 2025, which is before the April 15 date shown for the credits. My cycle number is 20250605 if that helps with interpreting what's happening. Anyone know what this combination of codes and dates typically indicates for refund processing? Will I still get my refund on time?
39 comments


Anastasia Smirnova
So I see the 570 and 507 codes on your transcript - these usually indicate there's an audit hold and an adjustment being processed. The 0 credits showing is concerning but might just be temporary while they review everything. The 570 freeze basically stops any refund movement until they resolve whatever flagged their system. From what I've seen lately, these typically clear up in 4-8 weeks but could take longer depending on what triggered it. Honestly, its super frustrating trying to decode all these transcript codes and figure out whats actually happening. I've been recommending people check out taxr.ai (https://taxr.ai) - its this new AI tool that analyzes your transcripts and tax docs to explain exactly what's causing delays and when you can expect movement. Way better than trying to piece it together ourselves or waiting hours on IRS phone lines.
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Sean O'Brien
•bruh the IRS is straight clownin us with these codes fr fr 🤡
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Zara Shah
•that taxr thing actually works? Been stuck with these codes for 2 months 😩
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Anastasia Smirnova
•yeah its legit! uploads your docs and breaks everything down, tells u exactly whats wrong and what to do
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Luca Bianchi
•Just used taxr.ai and here's what I got back - my 570 is from income verification but should clear in 2 weeks!
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GalacticGuardian
•How exactly does taxr work? Does it just read transcripts or what?
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Anastasia Smirnova
•it analyzes pretty much any tax doc - transcripts, w2s, notices, returns etc. gives u specific timeline predictions and tells u how to fix issues
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GalacticGuardian
•OMG yall I tried it and it's actually 🔥 Told me exactly why I got the 570/507 combo and what to expect next. Worth every penny fr fr 💯
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Nia Harris
•in the same boat fam, these codes got me stressed af 😤
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Mateo Gonzalez
•Called IRS 6 times about these codes, got different answers everytime smh
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Zara Shah
The transcript shows several key processing codes and dates for your 2024 tax return. The cycle number 20250605 indicates your return was processed in the 6th week of 2025. While your return was filed and initially processed on February 24, 2025 (code 150), there are multiple credits and withholdings (codes 806, 766, and 768) that are dated April 15, 2025 - this is standard for future-dated tax credits. The most significant item is the code 570 dated March 3, 2025, indicating a temporary hold on your account. Currently, all amounts are showing as $0.00, which is typical when the IRS is still processing or verifying information. The presence of multiple credits, including Earned Income Credit (768), often triggers additional review procedures. The sequence of dates suggests you're in a verification phase. Typically, you should see movement on your account within 2 weeks after the March 3 hold date. If the review is completed successfully, you'll usually see a code 571 (hold released) followed by an 846 code (refund issued).
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Sean O'Brien
•thx for breaking this down! do you think calling them would help speed things up?
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Zara Shah
•honestly calling rarely helps with 570 codes. theyll just tell you to wait 🙄
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Luca Bianchi
Hey everyone - instead of playing detective with these codes, I started using taxr.ai. Its only $1 and gives you a really clear timeline of whats happening with your refund and what to do next. Way better than trying to piece together random reddit posts lol. Check it out here: https://taxr.ai
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GalacticGuardian
•sounds interesting but kinda sketch. how does it actually work?
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Luca Bianchi
•not sketch at all! you just upload your transcript and their AI analyzes all the codes and dates. gives you super specific info about your situation
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GalacticGuardian
•just tried it - holy cow this is actually amazing! saved me hours of googling 💯
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Nia Harris
in the same boat rn. got 570 two weeks ago still waiting 😫
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Mateo Gonzalez
mine cleared after 3 weeks with that code. hang in there!
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Sean O'Brien
•3 weeks?! ugh that feels like forever 😭
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Aisha Ali
the IRS is such a joke fr. why they gotta make everything so complicated 🤡
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Ethan Moore
•fr fr welcome to government efficiency at its finest lmaooo
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Yuki Nakamura
did you claim any recovery rebate or new credits this year? that usually triggers the 570
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AstroAdventurer
Looking at your transcript, the 570 code with the March 3rd date is likely related to income verification since you have EIC and multiple credits. The $0.00 amounts are normal during processing - they'll populate once the review is complete. Your cycle 20250605 means you're in a weekly processing cycle, and with the dates you're showing, you should see movement by mid-March if everything checks out. The combination of codes 806, 766, and 768 all dated April 15th suggests they're verifying your W-2 info and credit eligibility. I'd give it another week or two before worrying. The 570 freeze is frustrating but pretty common with EIC claims. You'll know things are moving when you see a 571 code (hold released) on your transcript.
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Mateo Hernandez
I'm dealing with almost the exact same situation right now! Got the 570 code about 2 weeks ago and it's been driving me crazy trying to figure out what's going on. The $0.00 amounts showing up everywhere had me really worried that something was wrong with my filing. From what I've researched, the 570 code usually means they're doing some kind of review or verification - especially common when you have EIC like we both do. The March 3rd date on your 570 is probably when the hold will be reviewed, not necessarily when it'll be released. The good news is most people I've talked to say these holds clear up within 2-4 weeks. Since you filed early and have that cycle date, you're probably in good shape once they finish whatever review they're doing. The April 15th dates on your credits are just standard processing dates, not actual delay dates. Hang in there - I know it's super stressful when you're expecting a refund and see all these confusing codes!
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NeonNova
•Thanks for sharing your experience! It's actually reassuring to hear from someone going through the same thing. I've been checking my transcript obsessively every day since I saw that 570 code pop up. The waiting game is brutal, especially when you're counting on that refund money. Did you notice any other weird codes on your transcript or just the 570? I'm hoping we both see some movement soon!
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Isaiah Sanders
I've been through this exact situation before! The 570 code with the March 3rd date is actually pretty standard when you have EIC claims - the IRS automatically flags these for income verification to prevent fraud. The $0.00 amounts you're seeing are just placeholders while they process everything. What helped me was understanding that the cycle number 20250605 means you're in a weekly processing cycle, which is actually good news. The April 15th dates on codes 806, 766, and 768 are just standard system dates, not actual delays. In my experience, these 570 holds typically clear within 2-3 weeks from the date shown. Since yours is dated March 3rd, you should start seeing movement soon. Keep checking your transcript - you'll know things are progressing when you see a 571 code (hold released) followed by an 846 code (refund issued). The most important thing is not to panic about the $0.00 amounts - those will populate with the correct values once the review is complete. Just be patient and avoid calling the IRS unless it's been over 4 weeks, since they'll just tell you to wait anyway.
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Vanessa Chang
•This is super helpful! I was getting really worried about those $0.00 amounts showing up everywhere on my transcript. It's reassuring to know they're just placeholders and not an indication that something went wrong with my filing. I've been obsessively checking my transcript daily since I saw that 570 code, so knowing that 2-3 weeks is typical gives me some peace of mind. Thanks for the detailed explanation about the cycle numbers and dates - the IRS really doesn't make any of this easy to understand!
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Mason Kaczka
I'm seeing a lot of mentions of taxr.ai in this thread - has anyone actually verified this is legit? I'm always skeptical of tools that ask you to upload sensitive tax documents, especially when they're being promoted so heavily in comments. For what it's worth, I've dealt with 570 codes before and they usually resolve on their own within the timeframe the IRS gives you (typically 2-4 weeks from the hold date). The $0.00 amounts are definitely normal during processing - I freaked out about the same thing last year only to have everything populate correctly once the hold was released. Sean, your March 3rd date means you should see movement soon if it follows typical patterns. The combination of EIC and other credits often triggers these verification holds, but as long as your info is accurate, it should clear without any action needed from you.
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Andre Dupont
•Good point about being cautious with tax document uploads! I was wondering the same thing about taxr.ai since it's being mentioned so much. For anyone dealing with 570 codes, I've found that patience really is key - these holds are super common with EIC claims and usually resolve automatically. The IRS transcript codes can be confusing but Sean's situation sounds pretty standard for income verification. Thanks for sharing your experience with the $0.00 amounts, that's definitely reassuring for people seeing the same thing!
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Emma Davis
I've been dealing with similar codes on my transcript and wanted to share what I learned from calling the IRS. The 570 code with March 3rd date typically means they're doing income verification, especially since you have EIC. The rep told me these holds are super common this year and usually clear within 21 days from the hold date. The $0.00 amounts showing for codes 806, 766, and 768 are normal - they're basically placeholders while the system processes. Once the 570 hold releases (you'll see a 571 code when that happens), those amounts will populate with your actual withholding and credit amounts. Your cycle 20250605 puts you in weekly processing, which is actually good. Most people with this cycle see movement within 2-3 weeks of their hold date. Since you're already past March 3rd, I'd expect to see some changes on your transcript soon. Keep checking every Monday when transcripts typically update. The April 15th dates on your credits are just system default dates, not actual processing delays. Hang in there - these verification holds are frustrating but they usually resolve without any action needed from you!
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Miguel Harvey
•Thanks Emma, this is exactly the kind of info I needed to hear! I was starting to panic thinking something was seriously wrong with my return. It's good to know that calling the IRS actually got you some useful information - I was hesitant to call since everyone says they just tell you to wait. The weekly processing cycle thing makes sense too. I'll keep checking on Mondays like you suggested. Really appreciate you taking the time to share what you learned from your call! 🙏
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Amara Okonkwo
I'm going through something very similar right now! Got the 570 code about 10 days ago and have been stressed about it ever since. The $0.00 amounts had me convinced something went wrong with my filing, but reading everyone's experiences here is really reassuring. What's interesting is that several people mentioned the same pattern - 570 holds with EIC claims that clear up in 2-4 weeks. I filed with similar credits and withholding, so it sounds like this is just standard verification procedure rather than an actual problem. The hardest part is just waiting when you're expecting that refund money. I've been checking my transcript almost daily hoping to see a 571 code show up. Thanks to everyone who shared their timelines and experiences - it really helps to know this is normal and temporary!
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Alexis Renard
•I totally feel you on the daily transcript checking! 😅 Been there myself with these mysterious IRS codes. It's actually really comforting to see so many people going through the exact same thing - makes it feel less like a personal problem and more like just how the system works. The waiting is definitely the worst part, especially when you're counting on that money. Fingers crossed we all see those 571 codes soon! Thanks for sharing your experience too, it helps knowing we're all in this together.
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Lucas Turner
I've been in a similar situation with the 570 code and those $0.00 amounts showing up everywhere on my transcript. It's definitely nerve-wracking when you see all those codes and no dollar amounts, but from what I've experienced and learned from others here, it's pretty normal during the verification process. The March 3rd date on your 570 is likely when they initiated the review, not necessarily when it'll be resolved. With EIC claims like yours, the IRS almost always does income verification to prevent fraud - it's just part of their standard process now. Your cycle 20250605 actually puts you in a good position since weekly cycles tend to move faster than monthly ones. I'd expect to see some movement within the next week or two. When the hold releases, you'll see a 571 code first, then hopefully an 846 (refund issued) shortly after. The waiting is brutal, I know, but try not to stress too much about those $0.00 amounts - they're just placeholders that will populate once the review is complete. Keep checking your transcript on Mondays when they typically update. You should be getting some good news soon!
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Anastasia Sokolov
•Thanks Lucas! This is really helpful info. I've been going crazy trying to figure out what all these codes mean and you've explained it better than any IRS website I've found. The fact that weekly cycles move faster is good to know - I hadn't seen that mentioned anywhere else. I'll definitely start checking on Mondays like you suggested. Really appreciate everyone in this thread sharing their experiences, it makes the waiting so much more bearable when you know you're not alone! 🙏
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StormChaser
I'm in almost the exact same situation right now! Got code 570 on my transcript about a week ago with the $0.00 amounts showing everywhere. I was freaking out thinking my return got messed up somehow, but reading through all these comments is actually really reassuring. It sounds like this is just standard procedure when you have EIC - they automatically flag these for income verification. The March 3rd date on your 570 means you should hopefully see movement soon since we're already past that date. I've been obsessively checking my transcript too, so I totally get the stress! From what everyone's sharing, it seems like 2-4 weeks is pretty typical for these holds to clear. The $0.00 amounts are just placeholders that will fill in once they finish their review. Really hoping we both see those 571 codes pop up soon! Thanks for posting about this - it's good to know we're not the only ones dealing with these confusing codes.
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Ezra Beard
•Same here! Just got my 570 code last week and was totally panicking about those $0.00 amounts. This thread has been a lifesaver - I had no idea this was so common with EIC claims. The waiting is killing me though, especially when you're counting on that refund money. Really hoping we all start seeing some movement soon! It's crazy how the IRS makes these codes so confusing when it's just standard verification stuff 😅
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Javier Mendoza
I went through this exact same thing last year with the 570 code and those scary $0.00 amounts! I was convinced something was wrong with my return, but it turned out to be totally normal. The 570 with your March 3rd date is just income verification - super common when you claim EIC like you did. The $0.00 amounts are just placeholders while they review everything. Don't panic about those! Your cycle 20250605 is actually good news since weekly cycles move faster than monthly ones. I'd expect to see a 571 code (hold released) within the next week or two, then hopefully an 846 (refund issued) shortly after. The April 15th dates on your credits are just system defaults, not actual delays. Since we're already past your March 3rd hold date, you should see movement soon. Keep checking your transcript on Mondays when they update. The waiting sucks but these verification holds almost always clear automatically without any action needed from you. Hang in there!
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