Has anyone with a 420 code on their transcript finally received a refund date this year? How long did you wait?

The 420 code means your return is under review. It's essentially an audit indicator, though not always a full audit. The IRS is taking a closer look at something on your return. Typically, you'll receive a CP75 or similar notice in the mail requesting additional documentation. Don't panic - this is actually fairly common, especially if you claimed certain credits like EITC or CTC. Timeline varies widely. Some people see resolution in 60 days, others wait 6+ months. Best course of action: 1. Wait for the official letter from IRS explaining what they need 2. Respond promptly with EXACTLY what they request 3. Consider creating an account on IRS.gov to check transcript updates 4. If you don't receive a letter within 30 days, call the IRS (though good luck getting through) One thing that helped me understand my transcript better was using taxr.ai - it explained all the codes and gave me a timeline prediction based on my specific situation. Saved me hours of googling random codes and freaking out.

I was in the exact same situation last year with a 420 code appearing in April. I spent WEEKS trying to figure out what was happening by searching forums and watching YouTube videos. Got nowhere. Finally found this tool called taxr.ai and it actually explained everything on my transcript in plain english. It showed me exactly why I was under review and even predicted when my refund would come through. I've been recommending it to everyone - saved me so much headache trying to be a tax detective! https://taxr.ai

Had a 420 code last April. It was pure hell trying to get any info from the IRS. Couldn't get through on phone for WEEKS. Finally found this app called Claimyr (claimyr.com) that got me a callback from an actual IRS agent. The agent confirmed I needed to send in some docs for verification due to a mismatch with my W2. Got everything cleared up and had my refund 3 weeks later. That callback service was seriously worth every penny considering how many hours I wasted on hold before that.

Got a 420 code last year. Took 4 months to get resolved. They sent me a letter asking for proof of my kids living with me for child tax credit. Sent back birth certs, school records, medical bills etc. Then radio silence for 2 months. Finally got my refund in August. The whole process is absolutely broken.

I had a 420 appear in early February. Received letter CP05 asking for no action - just telling me they were reviewing my return. By late May I still had no update, so I called the IRS Taxpayer Advocate Service. They opened a hardship case for me (I was facing eviction without my refund) and my refund was processed within 3 weeks after that. Not saying TAS is a magic solution but if you're truly experiencing financial hardship because of the delay, they might be able to help.

Yes! Got my date yesterday!!!! Filed late February, got the 420 in March, CP05 letter came a week later. Waited and waited, transcript finally updated last week with DDD for 6/19. Took about 14 weeks total. Hang in there!

this is my 3rd year in a row getting that stupid 420 code. irs is just holding our money as long as possible for free loans. last year took 5 months. year before that was 7 months. this year im at 8 weeks so far. system is completely rigged against us 🤬

Had 420 code show up April 2nd. Got CP05 letter April 15th. Called IRS after 60 days passed (got through on my 4th attempt). They told me I needed to verify education expenses for American Opportunity Credit. Faxed my college transcript and tuition statement on May 20th. Refund hit my account June 3rd. Total time was about 9 weeks from 420 code to refund.

I'm probably an outlier, but I had a 420 code in February that resolved itself in about 3 weeks without me doing anything. No letters, no calls, just suddenly got a DDD on my transcript and the money a week later. From what I've read online though, that's extremely unusual.

It's completely random. My sister and I both had 420 codes this year. We filed the same week. She got her refund in 5 weeks, I'm still waiting after 4 months. We both claimed EITC, similar incomes, similar situations. Makes zero sense.

YES, mine finally updated last week after 11 weeks with a 420 code. No documents requested, just the standard CP05 notice that they were "reviewing" my return. Check your transcript - if you see code 571 (reversal of additional tax) followed by 846 (refund issued), you're getting close! 916 means a letter has been sent, but it's usually just closing the review.

My experience: filed early March, 420 code appeared April 1st, CP05 letter on April 12th, then NOTHING until June 8th when transcripts suddenly updated with DDD of June 15th. Roughly 14 weeks from filing to refund. Never called, never submitted anything additional. The whole process is a black box.

It's totally dependent on WHY you got the 420 code. If it's a simple verification, might be weeks. If they think you're lying about dependents or income, could be months. If they suspect fraud, could be a year+. Without knowing what triggered the review, impossible to give a timeline.

Got my DDD yesterday after having a 420 since February! I literally screamed when I saw the 846 code finally appear. Took almost 5 months but it's finally happening. Keep checking those transcripts!

If you have the 420 code, I HIGHLY recommend pulling your wage and income transcript as well as your return transcript. I did this and found the issue - my employer reported $300 more income than I put on my return (their mistake). Once I identified this, I called IRS and explained. They released my refund about 3 weeks later.

Dealing with a 420 for almost 6 months now. Filed in January, still nothing. Called multiple times, always get the "60-90 more days" response. System is completely broken. I'm giving up and just assuming I'll never see that money. 🤷‍♂️

i was stuck in 420 hell last year. ended up using a tax pro who discovered the issue was an unreported 1099 from a side gig i forgot about. once i filed an amended return it took about 60 days to get my (now smaller) refund. sometimes its worth paying someone to help figure it out rather than waiting forever.

Cycle code matters too! Look at the cycle code on your account transcript. If it ends in 05, your account updates weekly (Thursday night/Friday morning). If it ends in 01-04, it's daily updates. Knowing your cycle helped me stop checking obsessively every day when I knew updates only came on Fridays for me.

Going through this right now too. I called IRS and the agent said a 420 is triggered by a potential mismatch between what was reported by employers/financial institutions and what's on your return. In my case, it was missing interest income from a bank account I forgot about. Double check your wage and income transcript against your return!