Has anyone with a 420 code on their transcript finally received a refund date this year? How long did you wait?

The 420 code means your return is under review. It's essentially an audit indicator, though not always a full audit. The IRS is taking a closer look at something on your return. Typically, you'll receive a CP75 or similar notice in the mail requesting additional documentation. Don't panic - this is actually fairly common, especially if you claimed certain credits like EITC or CTC. Timeline varies widely. Some people see resolution in 60 days, others wait 6+ months. Best course of action: 1. Wait for the official letter from IRS explaining what they need 2. Respond promptly with EXACTLY what they request 3. Consider creating an account on IRS.gov to check transcript updates 4. If you don't receive a letter within 30 days, call the IRS (though good luck getting through) One thing that helped me understand my transcript better was using taxr.ai - it explained all the codes and gave me a timeline prediction based on my specific situation. Saved me hours of googling random codes and freaking out.

I was in the exact same situation last year with a 420 code appearing in April. I spent WEEKS trying to figure out what was happening by searching forums and watching YouTube videos. Got nowhere. Finally found this tool called taxr.ai and it actually explained everything on my transcript in plain english. It showed me exactly why I was under review and even predicted when my refund would come through. I've been recommending it to everyone - saved me so much headache trying to be a tax detective! https://taxr.ai

Had a 420 code last April. It was pure hell trying to get any info from the IRS. Couldn't get through on phone for WEEKS. Finally found this app called Claimyr (claimyr.com) that got me a callback from an actual IRS agent. The agent confirmed I needed to send in some docs for verification due to a mismatch with my W2. Got everything cleared up and had my refund 3 weeks later. That callback service was seriously worth every penny considering how many hours I wasted on hold before that.

Got a 420 code last year. Took 4 months to get resolved. They sent me a letter asking for proof of my kids living with me for child tax credit. Sent back birth certs, school records, medical bills etc. Then radio silence for 2 months. Finally got my refund in August. The whole process is absolutely broken.

I had a 420 appear in early February. Received letter CP05 asking for no action - just telling me they were reviewing my return. By late May I still had no update, so I called the IRS Taxpayer Advocate Service. They opened a hardship case for me (I was facing eviction without my refund) and my refund was processed within 3 weeks after that. Not saying TAS is a magic solution but if you're truly experiencing financial hardship because of the delay, they might be able to help.

Yes! Got my date yesterday!!!! Filed late February, got the 420 in March, CP05 letter came a week later. Waited and waited, transcript finally updated last week with DDD for 6/19. Took about 14 weeks total. Hang in there!

this is my 3rd year in a row getting that stupid 420 code. irs is just holding our money as long as possible for free loans. last year took 5 months. year before that was 7 months. this year im at 8 weeks so far. system is completely rigged against us 🤬

Had 420 code show up April 2nd. Got CP05 letter April 15th. Called IRS after 60 days passed (got through on my 4th attempt). They told me I needed to verify education expenses for American Opportunity Credit. Faxed my college transcript and tuition statement on May 20th. Refund hit my account June 3rd. Total time was about 9 weeks from 420 code to refund.

I'm probably an outlier, but I had a 420 code in February that resolved itself in about 3 weeks without me doing anything. No letters, no calls, just suddenly got a DDD on my transcript and the money a week later. From what I've read online though, that's extremely unusual.

It's completely random. My sister and I both had 420 codes this year. We filed the same week. She got her refund in 5 weeks, I'm still waiting after 4 months. We both claimed EITC, similar incomes, similar situations. Makes zero sense.

YES, mine finally updated last week after 11 weeks with a 420 code. No documents requested, just the standard CP05 notice that they were "reviewing" my return. Check your transcript - if you see code 571 (reversal of additional tax) followed by 846 (refund issued), you're getting close! 916 means a letter has been sent, but it's usually just closing the review.

My experience: filed early March, 420 code appeared April 1st, CP05 letter on April 12th, then NOTHING until June 8th when transcripts suddenly updated with DDD of June 15th. Roughly 14 weeks from filing to refund. Never called, never submitted anything additional. The whole process is a black box.

It's totally dependent on WHY you got the 420 code. If it's a simple verification, might be weeks. If they think you're lying about dependents or income, could be months. If they suspect fraud, could be a year+. Without knowing what triggered the review, impossible to give a timeline.

Got my DDD yesterday after having a 420 since February! I literally screamed when I saw the 846 code finally appear. Took almost 5 months but it's finally happening. Keep checking those transcripts!

If you have the 420 code, I HIGHLY recommend pulling your wage and income transcript as well as your return transcript. I did this and found the issue - my employer reported $300 more income than I put on my return (their mistake). Once I identified this, I called IRS and explained. They released my refund about 3 weeks later.

Dealing with a 420 for almost 6 months now. Filed in January, still nothing. Called multiple times, always get the "60-90 more days" response. System is completely broken. I'm giving up and just assuming I'll never see that money. 🤷‍♂️

i was stuck in 420 hell last year. ended up using a tax pro who discovered the issue was an unreported 1099 from a side gig i forgot about. once i filed an amended return it took about 60 days to get my (now smaller) refund. sometimes its worth paying someone to help figure it out rather than waiting forever.

Cycle code matters too! Look at the cycle code on your account transcript. If it ends in 05, your account updates weekly (Thursday night/Friday morning). If it ends in 01-04, it's daily updates. Knowing your cycle helped me stop checking obsessively every day when I knew updates only came on Fridays for me.

Going through this right now too. I called IRS and the agent said a 420 is triggered by a potential mismatch between what was reported by employers/financial institutions and what's on your return. In my case, it was missing interest income from a bank account I forgot about. Double check your wage and income transcript against your return!

I'm in the exact same boat! Filed in March 2024 and just noticed the 420 code on my transcript this week. No letter yet but WMR still says "processing." Reading through everyone's experiences here is both reassuring and terrifying - seems like it could be anywhere from a few weeks to several months. I'm definitely going to check my wage and income transcript like some of you suggested to see if there's an obvious mismatch. Really hoping it's something simple that gets resolved quickly since I was also counting on this refund for some necessary expenses. Thanks for sharing your timelines everyone - at least now I know I'm not alone in this waiting game! 🤞

I've been dealing with a 420 code since early April and I'm still waiting too. Filed in February, got the dreaded code in April, received my CP05 letter a few weeks later saying they were "reviewing" my return. It's now been over 3 months with zero updates. What's driving me crazy is the complete lack of communication. The letter said 60 days, but here I am at 12+ weeks with nothing. Called the IRS twice - first time waited 2.5 hours just to be told "keep waiting." Second time got disconnected after 3 hours on hold. Reading through everyone's experiences here is actually really helpful though. Sounds like the timeline is all over the place - some people get resolved in weeks, others are waiting 6+ months. At least I know it's not just me going through this nightmare. I did pull my wage and income transcript like some of you suggested and found a small discrepancy with one of my 1099s (bank reported $47 in interest that I missed). Probably not worth the months of delays but here we are. Hoping we all get our refunds soon! This whole system is beyond frustrating. 😤

I'm dealing with the exact same situation right now! Got my 420 code about 6 weeks ago and still waiting. Filed in February and was really counting on that refund for some unexpected medical bills that came up. After reading through everyone's experiences here, I pulled my wage and income transcript like several people suggested. Found a small 1099-INT that I completely forgot about from a savings account I barely use - only $23 but apparently enough to trigger a review. It's crazy how such a tiny oversight can cause months of delays. The inconsistency in timelines is what's really getting to me. Some people here got resolved in weeks while others are waiting 6+ months for similar issues. There doesn't seem to be any rhyme or reason to it. I'm going to try calling again next week, though based on what everyone's saying about wait times and getting disconnected, I'm not holding my breath. Might also look into that Taxpayer Advocate Service someone mentioned if this drags on much longer. Thanks to everyone sharing their timelines and experiences - it really helps to know we're not alone in this mess! Hoping we all see some movement on our transcripts soon. 🤞

I'm dealing with a 420 code too! Filed in late February and just noticed it appeared on my transcript about 3 weeks ago. Still no letter yet but WMR keeps saying "still processing" which is driving me nuts. Reading through everyone's experiences here is both helpful and nerve-wracking - sounds like the timeline is completely unpredictable. Some people get resolved in a month, others are waiting 6+ months for what seems like similar issues. I'm definitely going to pull my wage and income transcript this weekend like so many of you suggested. I have a feeling I might have missed some small 1099 or interest income that's causing the holdup. It's crazy how a tiny oversight can delay everything for months! The lack of communication from the IRS is the worst part. At least if they told us specifically what they were reviewing, we could address it faster instead of just sitting in limbo wondering. Thanks to everyone for sharing their timelines and tips - it really helps to know we're all in this together. Fingers crossed we all see some movement soon! 🤞

I'm in the exact same situation! Filed in March and just discovered the 420 code on my transcript yesterday. Haven't received any letters yet but WMR is stuck on "still processing." It's honestly a relief to find this thread and see I'm not alone - the waiting and uncertainty is driving me crazy. Based on everyone's advice here, I'm definitely going to pull my wage and income transcript this weekend to look for any discrepancies. Seems like most of these 420 codes are triggered by missing 1099s or small reporting errors that we just overlooked. The timeline inconsistency is what's really frustrating - reading through all these experiences, it seems completely random whether you wait 3 weeks or 6+ months for resolution. Makes it impossible to plan or know what to expect. I was also counting on this refund for home repairs, so I totally feel your pain on that front. Fingers crossed we both see some movement on our transcripts soon. Thanks for starting this thread - it's incredibly helpful to see everyone's real experiences instead of just the vague official IRS timelines! 🤞

I'm going through the exact same thing right now! Filed in early March 2024 and just noticed the 420 code appeared on my transcript a few days ago. Like you, I was really counting on that refund money - in my case for some unexpected car repairs. After reading through all these experiences, I'm definitely going to pull my wage and income transcript this weekend to look for any discrepancies. It sounds like most of these 420 codes are triggered by missing 1099s or small reporting errors that we just overlooked during filing. What's really frustrating is how unpredictable the timeline seems to be. Some people here got resolved in just a few weeks while others are waiting 6+ months for what appears to be similar issues. Makes it impossible to know what to expect or plan around. The lack of clear communication from the IRS doesn't help either - just that vague "we're reviewing your return" message while we're left guessing what's actually wrong. At least finding this thread helps knowing we're not alone in this waiting game. Hopefully we both see some positive movement on our transcripts soon! Thanks for starting this discussion - it's really helpful to see everyone's real timelines and experiences. 🤞

Filed 1/29 got the 60 day letter 3/10 and called every month no updated no issues is what I was told then 9/18 got the 424 code

Oh no, the 424 code after all that waiting! That's so frustrating - you've been dealing with this since January. For others who might not know, code 424 usually means they've made an adjustment to your return and are calculating interest on any refund delay. Did they send you any correspondence explaining what the adjustment was for? Sometimes the 424 appears when they've resolved whatever triggered the original 420 review but made changes to your refund amount. After waiting this long, you might want to contact the Taxpayer Advocate Service if you haven't already. Getting bounced around for 8+ months with no clear answers definitely seems like a case where they could help push things along. Keep us posted on what happens next! Your timeline is definitely on the longer side of what people are reporting here, but hopefully the 424 code means they're finally wrapping things up.

I'm in almost the exact same situation! Filed in March 2024 and just spotted the 420 code on my transcript this week. Haven't gotten any letters yet but WMR is still showing "processing." It's honestly such a relief to find this thread and realize I'm not alone in this frustrating waiting game. After reading through everyone's experiences here, I'm definitely going to pull my wage and income transcript this weekend like so many people suggested. Seems like most of these 420 codes are triggered by missing 1099s or small discrepancies that we just overlooked during filing. Better to know what I'm dealing with upfront rather than just sitting here wondering. The timeline inconsistency is what's really getting to me though - some people here got resolved in 3 weeks while others are waiting 6+ months for seemingly similar issues. Makes it impossible to know what to expect or plan around. I was also counting on this refund for home improvements, so I totally understand the frustration of having that money tied up with no clear timeline. Fingers crossed we both see some movement on our transcripts soon. Thanks for starting this discussion - it's incredibly helpful to see everyone's real experiences instead of just the vague official timelines! 🤞

I'm in the exact same boat! Filed in March 2024 and just discovered the dreaded 420 code on my transcript yesterday. WMR is still stuck on "processing" with no additional info. Like you, I was really counting on this refund - mine is for some urgent HVAC repairs before winter hits. After reading through all these experiences, I'm amazed at how common this actually is. The timeline inconsistency is what's driving me nuts - some people get resolved in weeks while others wait 6+ months for what seems like identical issues. There's zero predictability to it. I'm definitely going to pull my wage and income transcript this weekend like everyone's suggesting. Based on what I'm reading here, it's probably some tiny 1099 I forgot about or a small employer reporting discrepancy. It's insane how a $20 interest income oversight can tie up thousands of dollars for months. The lack of communication from the IRS is the worst part. Just tell us what you're looking for so we can fix it! Instead we're left playing this guessing game while our money sits in limbo. Thanks for starting this thread - it's been incredibly helpful seeing everyone's real timelines and experiences. At least we know we're not alone in this nightmare! Hopefully we all see some movement on our transcripts soon. 🤞