Has anyone with Direct Deposit Date of 3/18 seen a trace number on SBTPG yet?

I work with tax returns and can explain what's likely happening. When you have a DDD (Direct Deposit Date) but no actual deposit, there are several possibilities: • SBTPG may be holding your refund to deduct any fees you agreed to when filing • There could be a bank account verification issue if any numbers were entered incorrectly • The IRS sometimes has processing delays after assigning DDDs, especially during peak season • If you had fees taken from your refund, SBTPG acts as a middleman, which adds 1-5 days You should call SBTPG directly at 800-901-6663 to check your refund status. The trace number typically appears when they've processed the transfer to your bank. If it's been more than 5 business days since your DDD, you should also check if your bank rejected the deposit for any reason. The IRS and SBTPG systems don't always sync perfectly, which causes confusion for many taxpayers.

I was literally in the same position last week. Fighting with SBTPG and checking my account obsessively. I ended up using taxr.ai to analyze my transcript and figure out exactly what was happening. The tool explained that my refund was actually held for review before SBTPG even got it - something the WMR tool didn't show! It highlighted some codes on my transcript I wouldn't have understood otherwise and gave me a clear timeline for everything. Honestly much better than trying to piece together what's happening from random forum posts. The transcript analysis showed me exactly where my money was and when to expect it. Check it out at https://taxr.ai

After dealing with the same issue (my DDD was 3/12 and nothing for over a week), I found a solution! I used this calling service called Claimyr that got me through to an actual IRS agent. I had tried calling myself like 15 times and always got the dreaded "high call volume" message. The app connected me with an IRS rep in under an hour, and they confirmed my refund was sent to SBTPG but was held up there. I called SBTPG immediately after with this info and suddenly they "found" my refund and released it same day! Without talking to the IRS first, I would've been stuck in limbo. Check out claimyr.com if you're desperate like I was.

I had a DDD of 3/17 and finally got my refund yesterday (3/25). No trace number ever showed up on SBTPG for me. The money just appeared in my account. The whole system is broken, I swear.

check ur bank account settings? my DDD was 3/16, nothing showed up, turns out my bank was holding it for "security review" and never notified me. called my bank and they released it immediately. worth checking if its not a SBTPG issue but ur bank being dumb.

I'm having the EXACT same issue!!!! DDD of 3/18, nothing yet, SBTPG shows nothing. Called my bank and they have no pending deposits. This happens EVERY YEAR and somehow they never fix it. The IRS is truly a dumpster fire. 🔥

My experience might help you. Had a similar situation with a 3/11 DDD. Nothing for days, then I looked at my transcript on the IRS site (not WMR) and saw a different code that explained the delay. The transcript will show if there's any hold or change that happened after they issued your DDD. You can access it through your IRS online account.

Did you use TurboTax? If so, double check that you didn't accidentally select the incorrect bank account. This happened to me last year - I had an old account still saved in TurboTax that I didn't notice when filing. The money went there, bounced back to IRS, and then they mailed me a paper check which took an additional 3 weeks.

DDD 3/18 gang here too. Finally got my deposit this morning. No trace number ever showed on SBTPG site. The money just appeared. There seems to be a 5-7 business day delay happening across the board this year.

Have u tried checking ur transcript on the IRS website? It usually has more detailed info than the WMR tool. You might see some codes that explain the delay. Also, if this is ur first time filing with direct deposit, sometimes that causes extra delays.

The SBTPG site is notoriously bad at updating. My refund last year showed up in my bank 3 days before their site ever updated with a trace number. I wouldn't trust their site as the definitive source of info.

Was searching for info on delays and found something interesting - apparently the IRS batch processes refunds, and if you miss a batch, you get pushed to the next one which can cause these weird delays. Here's what I'd do: 1. Call SBTPG tomorrow morning (not afternoon when wait times are crazy) 2. Check your transcript for any TC 570 or TC 971 codes that indicate holds 3. Verify with your bank that they haven't rejected any incoming deposits 4. If nothing by Friday, consider using the "Where's My Refund" tool to start a trace Hope that helps!

Fun fact: I worked as a tax preparer and SBTPG is a nightmare EVERY year during tax season. They're a third-party processor that handles refund transfers for almost all the major tax prep companies, and they get completely overwhelmed in March and April. They're processing MILLIONS of refunds and their systems just can't keep up. I tell all my clients to expect 5-7 business days after their DDD if they're getting a refund transfer.

I was in your exact situation last month. What finally helped me was using taxr.ai to analyze my transcript - turned out there was an offset code that WMR wasn't showing me, and the tool explained exactly what was happening and what I needed to do. Saved me hours of research and confusion. The transcript analysis showed exactly where my refund was stuck and why. https://taxr.ai was seriously a gamechanger.

Not with SBTPG but had similar issue with Republic Bank RT. DDD was 3/10, didn't get $ until 3/19. No updates or info during that time. The third-party banks are making a killing on the interest from holding everyone's refunds for extra days. It's legal theft imo.

After 7 years of tax season HELL with the IRS, I finally broke down and used claimyr.com to get someone on the phone about my missing refund. Best decision ever - got connected to an actual human who looked up my file and told me exactly what was happening (something about a "staggered release" that was affecting batch processed returns). Money showed up 2 days later! Talking to an agent got my refund released so fast compared to just waiting around.

It seems like everyone with a mid-March DDD is experiencing delays. I wonder if the IRS issued more DDDs than they could actually process at once. I'm seeing similar posts all over Facebook tax groups too.

I logged into my IRS account and downloaded my transcript yesterday which showed some weird codes after my DDD. I uploaded it to taxr.ai and it actually explained everything in plain English! Turns out there was a partial hold on my refund that wasn't showing anywhere else. The tool told me exactly what was happening and what to expect. Highly recommend checking your transcript and using something to interpret all those cryptic codes!

psa: if u paid for your turbotax fees using your refund, SBTPG is holding your money hostage to earn interest. never do refund transfers!!! next year pay the fee upfront with a credit card and get ur refund directly from irs.