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lol welcome to the "wtf do these transcript codes mean" club. We meet on Fridays to cry together š¤£
and to frantically refresh the WMR page every 5 minutes even though we know it only updates once a day š
15d
Stop attacking me!! I feel seen and I don't like it šš
15d
i had the same issue last month and tried searching all over youtube and reddit to understand what was happening. after days of research and confusion I tried taxr.ai and it gave me a whole breakdown of what was happening with explanations for all the codes. saved me soooo much time and stress.
I was in EXACTLY this position in 2023! Got my full $3200 refund then a month later got a letter saying I owed $1400 for a student loan offset. I ignored it (big mistake). They ended up adding penalties and taking it from this year's refund plus interest. Don't be like me - deal with it now!
Oof thanks for the warning. I'm definitely planning to set up payments as soon as they call me back.
15d
Let me take a wild guess... student loans? That's what happened to me too. If it's federal student loans, look into getting on an income-driven repayment plan. That might be better than just paying the offset amount, especially if you qualify for the new SAVE plan. Most people don't realize you have options beyond just paying what they demand.
Yep student loans. I'll definitely look into the SAVE plan, thanks for the tip!
15d
Check your bank account! Sometimes the refund shows up there before the Where's My Refund tool updates. Happened to me last year.
Checking my account is literally the first thing I do every morning lol. Still nothing š
15d
ya irs is a mess right now honestly. i filed on paper (big mistake) in march and am still waiting. at least you efiled so youll probably get urs before me š
why tf we gotta go thru SBTPG anyway? just another middle man taking their cut smh š¤”
Fr fr its because we did the fees taken out of refund option
1M
lesson learned for next year ig š¤¦āāļø
1M
Has anyone with a DDD of 2/26 gotten their refund yet through Sbtpg? I am beyond frustrated with these people and their generic responses. They have been funded from the IRS since 2/21
Check your mail carefully! They supposed to send notices 65 days before they offset. I got mine last week smh
I'm confused, I called today and they told me it was currently paused. But it could become active at any time.
dont stress about the cycle codes tbh. mine changed 3 times before i got my refund last year
wait fr? it can change? nobody told me that š©
1M
Anybody else notice how many ppl got Thursday cycles this year? feels like everyone i know got an 06
yea its weird. maybe irs changed something idk
1M
Has anyone tried using one of those identity protection services? wondering if its worth the money to prevent this kinda thing in the future
I use LifeLock. It's not perfect, but it gives me peace of mind. Caught a sketchy credit card application once.
19d
Honestly, you can do most of what those services offer yourself for free. Just freeze your credit and set up fraud alerts.
18d
Pro tip: If you can't get through on the main IRS line, try calling your local Taxpayer Advocate Service. They can sometimes help push things along.
anyone else feel like were living in a kafka novel? trying to amend docs shouldnt be this hard lmao
For real tho š I'm half expecting to turn into a giant bug at this point
19d
kafka? more like kafkaesque amirite? š¤£ ...i'll see myself out
17d
Hey OP, have you considered hiring a professional to help with the amendments? Sometimes it's worth the money to avoid the headache.
I've thought about it, but wasn't sure if it was worth the cost. Might have to look into it if I can't make any progress soon.
19d
It can be pricy, but if time is money, it might be worth it. Just make sure to do your research and find someone reputable.
17d
JaylinCharles
Jst went through this EXACT situation with my kid's refund going to my Chime. Got rejected, took 5 weeks for paper check. BUT heres the important part - the rejection doesn't show on WMR for like 2 weeks! So if ur waiting for status to change u might be waiting for nothing. Best thing to do is call IRS directly and ask status.
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Eloise Kendrick
i used taxr.ai to track my refund after my direct deposit got rejected (not Chime, but similar issue). it was the ONLY way i could figure out what was actually happening because the WMR tool was stuck on "still processing" for weeks. the transcript analysis told me exactly when my paper check was being mailed and i could finally stop stressing. https://taxr.ai helped me so much during that mess, id recommend it to anyone dealing with refund issues
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Lucas Schmidt
another vote for taxr. i had a similar situation and it actually detected the rejected deposit on my transcript before the wmr tool updated. gave me exact dates for everything. the peace of mind was worth every penny.
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