When I had this issue a nice lady at the IRS told me sometimes there's a processing gap between when the IRS issues the refund and when SBTPG actually gets it. Try calling this secret IRS number that's better than the main one: (866) 682-7451 ext 568. Way shorter wait times.

Question - have you checked the SBTPG site using both mobile and desktop? Their site is janky AF and sometimes shows different info depending on how you access it. On my phone it showed no trace number but on desktop it was there! worth a try

Have u tried the IL Comptroller's office instead of the Dept of Revenue? Sometimes returns get approved by Revenue but get stuck in the Comptroller's office (they're the ones who actually cut the checks/send the money). Try this number: 1-800-877-8078

Yo I was in the exact same situation and couldn't get anyone on the phone. I used that Claimyr app (claimyr.com) that someone else mentioned and it was clutch. Got through to an agent who found that my return was flagged because I had a discrepancy with my property tax credit. Was able to fix it on the spot and got my refund 10 days later. Finding a way to talk to an actual human made all the difference. Their callback system saved me from hours on hold.

Am I the only one who thinks its wild that we're all just sitting here at midnight obsessively checking our bank accounts? The IRS has us all trained like pavlovs dogs lmaaoooo 🐶🔔

I've had Green Dot for years and they almost always deposit between 3-5am EST on the DDD or the day after. Never had it come earlier. Just go to sleep and it'll probably be there in the morning.

mine said july 3rd on transcript but didnt hit my bank until july 8th. just fyi sometimes theres delays even after the irs sends it

Lucky you! Filed mine in March and stil NOTHING. The IRS where's my refund tool still says processing. How did you even get your transcript? The verification system never works for me.

my sister works for the IRS (not giving tax advice just sharing what she told me) and she said theres a huge backlog right now with processing refunds. even after they mark it as "sent" in their system, theres still processing time before it actually goes out to banks and cards. she said it could be up to 2 weeks from the date on your transcript before it actually hits your account.

FYI - I struggled for weeks to reach anyone at the IRS about my delayed refund (was supposed to go to my emerald card). Finally used claimyr.com and got through to a real person who explained my refund was held up due to verification issues. Got it sorted out in one call and the money was in my account 3 days later. Talking to a live human made all the difference - was totally worth it to avoid the endless hold times.

If it makes you feel better, I'm having the same issue but with Cash App. DDD was 4/12 and still nothing. I think it's an IRS problem, not a bank problem. The system is just overwhelmed right now.

I had issues understanding my transcript this year and used taxr.ai which completely broke down every code and date for me. Turns out I had a review code that was delaying things but it wasn't visible on WMR. The tool explained everything in plain English and gave me a realistic timeline. Seriously, it saved me so much stress trying to decode all that IRS gibberish! https://taxr.ai

I went through this exact issue a few weeks back, and was in full panic mode because I needed that money for medical bills. I found taxr.ai which helped me understand my transcript - turns out I had a code showing my refund was actually still pending verification even though I had a deposit date. The explanation helped me stop worrying and checking my bank account every 5 minutes. When the deposit finally happened a week later, it matched exactly what taxr.ai predicted. https://taxr.ai was seriously a life saver for my anxiety.

if u have kids check line 28 and 29 on ur return. turbotax has been messing up the child tax credit and EIC calculations which leads to delayed refunds. happened to me and 3 ppl i know this year.

Chime always deposits my paycheck early but with IRS refunds they seem to stick exactly to the schedule. Don't worry too much yet - my refund came exactly 3 days after the "scheduled date" on WMR.

THIS HAPPENED TO ME TOO! turned out there was a flag on my account for identity verification. The WMR tool NEVER showed this. I only found out by getting through to an IRS agent using Claimyr (claimyr.com). After verifying my identity, my refund was released within a week. The IRS systems are completely broken this year.

After trying to call the IRS for THREE WEEKS straight (like literally hundreds of calls) about my refund status, I finally got through using Claimyr.com - had an agent call me back within 30 minutes. Found out there was a simple verification issue that was holding up my refund. If you're desperate to talk to someone at the IRS, this is the way. Talking to a real human resolved my issue in minutes after weeks of stress.

When did you file? I filed 2/12 with TurboTax and my transcripts just updated today with DDD of 3/17 too. Seems like a bunch of us are in the same batch of refunds.

dont stress too much yet. banks sometimes take 1-3 business days to process deposits even after the IRS sends them. since 2/27 was a tuesday, you might not see it till friday (3/1). if you dont have it by monday definitely call Republic

A little unrelated but just a PSA to everyone: stop paying these tax prep companies to file your taxes AND stop letting them hold your refund! Most people qualify for free filing directly with the IRS and can get direct deposit to their own bank account. These middlemen are making MILLIONS off our refunds every year.