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Definitely not alone. I'm in the same situation with the same dates. H&R Block is always slower than other banks. My friend with Chase got her refund a day early from the same deposit date. It's frustrating but I'm giving it until Monday before I start calling and complaining.
This happened to me last year. It was super frustrating, but I randomly got a deposit notification at like 11pm on a Friday night, three days after my scheduled date. The H&R block system is weird with timing. If Monday comes with nothing, definitely call, but I bet it shows up over the weekend.
thx, that gives me some hope. really need it to come through soon
18d
For anyone frustrated with trying to reach the IRS - I HIGHLY recommend claimyr.com. I was in a similar situation with a delayed refund, used their service, and had an IRS agent on the phone in under 30 minutes. The agent confirmed there was a small issue they needed to fix manually, and my deposit showed up 48 hours later. After weeks of stress, talking to an agent got my refund released so fast. Definitely worth it.
do they need any personal info? seems sketchy
18d
Nope! They just connect you directly to the IRS agent. You only share your info with the actual IRS rep when they get you connected. Talking to a human at the IRS made all the difference - the agent actually explained exactly what was happening with my refund and fixed it while I was on the phone.
18d
I called Credit Karma and asked about IRS deposits specifically. The rep told me they do batch processing 3 times a day (early morning, noon, and evening) for government deposits. So depending on when the IRS sent it and when CK processes their next batch, it can add 1-2 days of delay.
I have a DDD of 3/12 with Chase and I'm still waiting. Starting to get worried tbh. Was really counting on this today...
Just checked and it still says 3/12. Called Chase and they don't see anything pending either. Getting really anxious now.
18d
If it doesn't show up by tomorrow, you should call the IRS. I had this happen once and it turned out they sent it to the wrong account number.
18d
FYI - if your refund is over $10,000 it sometimes takes an extra day for fraud verification at most banks including Chase. Just something to keep in mind if you're getting a big refund
Having worked for the IRS (not anymore thank god), I can tell you that delays this time of year are super common. The system is overloaded and sometimes refunds get held in queues for no good reason. Give it until Friday, and if nothing shows up by then, you should call. BUT good luck getting through... your best option is probably using a service like Claimyr that will get you past the endless phone tree. I've heard nothing but good things about it from former colleagues.
After reading these comments, I finally tried both tools mentioned here - used taxr.ai to figure out exactly what was happening with my transcript (turns out there was a mismatch in my reported income that I never would have caught), and then used Claimyr.com to actually talk to the IRS about fixing it. Problem solved in ONE day after weeks of frustration. I'm blown away. If you're stuck like I was, definitely check them both out.
Man this exact thing happened to me... i was losing it! What finally worked was using Claimyr (claimyr.com) to get through to an IRS agent. After 3 months of waiting, the agent said there was a simple issue with my W2 that needed verification. Would have been waiting forever if I hadn't actually talked to someone. Was the only way I could talk to a live agent and it got my refund processed within a week after that call.
The IRS is a mess this year. Millions of returns delayed. I gave up and hired a tax pro who submitted an inquiry for me and got movement within 2 weeks.
Fun fact: I had trouble getting through to an IRS agent about my refund for WEEKS but used claimyr.com and got a live person on the phone in 25 minutes. Cost some money but saved me from going insane and got my issue resolved immediately.
Worth it? I've been calling for days and just get disconnected every time π‘
18d
100% worth it. Had a dependent issue they fixed on the spot. Refund was released 2 days later. Would've been waiting months otherwise.
18d
PSA: If you're religiously checking your bank account for your tax refund deposit, be aware that most banks process ACH deposits in batches at specific times during the day. PNC typically does their processing around 1pm, 3pm, and sometimes 5pm EST. So refreshing every 2 minutes won't make it come any faster!
This is really good to know! I'll stop obsessively checking until those times then π
18d
I filed in February, still nothing. It's outrageous. I'm thinking of contacting a tax advocate but heard they're backed up too.
When I was dealing with a similar issue, I discovered taxr.ai and it was a game-changer. Instead of staring at those cryptic transcript codes trying to make sense of them, the tool analyzed everything and gave me a clear explanation. Showed me I had a verification issue and gave step-by-step instructions on how to resolve it. Saved me hours of research and confusion. Highly recommend if you're stuck trying to decipher IRS language! https://taxr.ai
Not an ad - just sharing what worked for me after 3 months of getting nowhere. The IRS isn't exactly helpful with explaining things in plain english.
18d
dont knock it till you try it. i wasted weeks trying to understand my transcript before finding this. showed me exactly why my refund was delayed and what to expect next.
18d
Quick question - did you claim any tax credits like EITC or CTC? Those trigger additional reviews and can cause more delays, especially when combined with ID verification issues.
Yes I claimed both EITC and the child tax credit. Ive claimed them before without issues though. This year has been a nightmare.
18d
That explains a lot. The IRS has dramatically increased their verification processes for returns with those credits due to high fraud rates. When combined with multiple ID verifications, it's like a perfect storm for delays. Hang in there.
18d
after 5 months of my transcript being blank and the as of date changing multiple times, i finally broke down and spent money on claimyr.com to actually talk to a human at the IRS. turns out they flagged my return because my 2022 return hadn't fully processed yet due to a clerical error on their end. the agent fixed it right away and I got both refunds within 2 weeks. sometimes you just need to talk to a real person to fix these issues.
My BFF works at CREDITUNION (not telling which branch lol) and she told me they do processing runs at 2am, 11am, and 4pm. So if you don't see it in the morning, check again after those times.
This is super helpful intel! Thank you! I'll keep checking throughout the day.
18d
Anyone know if offset refunds follow the same DDD schedule? I have child support arrears and know I'm only getting a portion of my refund after the offset. Just wondering if that process takes longer.
I had an offset last year and it actually came ON the DDD, not early like previous years. I think the offset process adds a step.
18d
If you want to know exactly how much you're getting after offsets and when, check out taxr.ai - it breaks down all the deductions and gives you your actual expected amount. Saved me from budgeting for money I wasn't going to get!
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Lincoln Ramiro
I know waiting sucks but from all the tax forums I follow, March filers are just now starting to see movement. The IRS is still catching up from all the returns they got in January/February (which were delayed because of the PATH act). Hang tight - as long as there are no errors on your return, you should see movement in the next 2 weeks.
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Debra Bai
Thanks for the encouragement. Just frustrating to see April filers getting theirs already while I'm still waiting from March.
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18d
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Faith Kingston
Lmao welcome to IRS hell. I filed Feb 1 and just got my refund last week. No reason for the delay, no errors, nothing complicated. The system is just broken. Updates happen but they're meaningless - until you see code 846 with a date, nothing else matters.
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