Ok so this might sound weird but try accessing the site during off-hours like very early morning (5-6am) or late at night. The IRS systems seem to get overloaded during business hours and kick people out with weird errors. I've had much better luck logging in during weird hours.

I've spent the past 6 years working in tax resolution, and here's my detailed advice for getting back into your account: • First, try the simple fix: clear cookies/cache and try a different browser • If that fails, you need to go through ID verification again, but there are tricks • Create a new account using a different email address than before • Have these items ready: SSN, DOB, filing status, mailing address from last return, mobile phone, email, credit card or loan account #, and either drivers license, passport, or state ID • If the online verification fails (which happens often), request a verification letter be mailed to you • While waiting, call the IRS ID Verify department at 800-830-5084 (they're usually less busy than main lines) • When speaking with an agent, ask specifically if there's a "security profile issue" with your account - this is often the real problem • If all else fails, request transcripts by mail using Form 4506-T Hope this helps!

My deposit date was yesterday (Wells Fargo customer too). It didn't come early but did show up at exactly 12:01 am on the deposit date. Set your alarm for midnight on 3/15 if you're really anxious! 😂

After dealing with a delayed refund and being completely confused by my transcript, I finally just used Claimyr to talk to an IRS agent (claimyr.com). Got a callback in about an hour and the agent found the issue right away - some identity verification thing that I never received a letter about. Got my refund a week later after verifying. Sometimes you just need to talk to a human!

I've been an accountant for 12 years and here's what I know: The DDD is when the IRS releases the funds, but banking systems and processing times vary. Most major banks (Chase, BoA, Wells Fargo) will post the deposit on the actual DDD. Online banks and some credit unions may post 1-2 days early because they have different funds availability policies. With a $7500 refund, I'd expect it exactly on the DDD or perhaps the business day before. Larger amounts rarely process early because they often require additional verification at both the IRS and bank level.

Definitely NOT always accurate. Had a DDD of March 13 and I'm still waiting... When I called IRS they said something about a random verification delay. So yeah don't plan on spending that money until you actually see it in your account!

Everyone stressing about their refunds meanwhile I'm over here owing $4k 😭 be grateful y'all are getting money BACK lol

I stopped trying to understand the IRS years ago. their systems make no sense, their timeframes are made up, and the rules seem to change every year. all you can do is wait and hope for the best. good luck!

pro-tip: NEVER use a tax prep company's bank product to get your refund faster. always direct deposit straight from irs to ur bank. jackson hewitt/hr block/turbotax all add days to the process when they act as middlemen for refunds. plus they take fees out. the PATH act delays are bad enough without adding more delays.

I was in your exact situation last month. Try checking your tax transcript rather than the WMR tool. I found a tool called taxr.ai that explained my transcript codes for me and told me exactly why my refund was delayed and when to expect it. Turns out there was a simple review happening but no issues. Got my deposit about 15 days after I checked. They don't always send notices for routine reviews which is why you haven't heard anything.

Pro tip: if you don't want to pay those advance fees next year, just pay for the tax prep upfront instead of taking it from your refund. The "convenience" of having it taken from your refund usually comes with an extra fee of $30-40 on top of the regular prep cost.

Anyone else notice refunds coming faster this year? I filed 3/1 and got mine on 3/12. Last year it took over a month!

Michigan resident here. Mine was under review for 9 weeks, then randomly approved with no explanation. Pretty standard for MI these days unfortunately.

I always get flagged for review by Michigan becaus I work remotely for an out-of-state company. This year was 11 weeks of review. Last year was 13 weeks. It's ridiculous but seems to be their normal process now.

To answer your original question - yes, got my 3/19 DDD today with Chime. They always deposit as soon as they get the money, usually 2 days early. One of the main reasons I switched to them from traditional banks that hold your money.

I'm having serious anxiety about my refund too. I keep checking my bank account every hour like a psycho. The IRS really has us all traumatized 💀

Do you have access to your Account Transcript or just your Return Transcript? The Account Transcript will show if they've received your return even when the Return Transcript says "no return filed".

Dealing with the IRS seriously makes me want to pull my hair out. I spent so much time trying to decipher my transcript and figure out why it said no return filed when I definitely submitted months ago. I finally broke down and used this thing called taxr.ai and it was a game changer - explained everything in plain english and gave me a timeline. Beats staring at transcript codes trying to play detective lol

does anyone kno if you can call cashapp about this? their customer service is basically non-existent 🤡

PSA: There's a specific code on your transcript (846) that shows when the refund was actually sent. You can verify if it actually went out on 2/26 by checking your transcript. If you don't see that code with the 2/26 date, the money hasn't actually been released yet regardless of what WMR says. You can access this on irs.gov through your online account.