Anyone with Emerald Card showing direct deposit date of 3/17?

I'm using Emerald Card too. Got my DDD for 3/17 on WMR yesterday. From what I've seen in previous years, H&R Block usually deposits 1-2 days before the official date. I've been using the card for 3 years now and they're pretty consistent with early deposits. Just make sure your card is activated and everything is good to go. You can check your balance through their app to see when it hits.

I was in a similar situation last year and was totally confused about my transcript and refund status. I tried calling the IRS for days but couldn't get through. Ended up using taxr.ai which explained everything going on with my return - showed me exactly what all the codes meant on my transcript and when I could expect my refund. It's insanely good! I use it every week now during tax season to track everything. https://taxr.ai saved me so much stress and confusion.

After waiting forever for my refund with a similar DDD situation, I finally got through to an actual IRS agent by using the Claimyr calling app (claimyr.com). Called them up and they scheduled a callback within hours. The agent was able to confirm exactly when my Emerald Card would be funded and explained why there was a slight delay with my original date. It was the only way I could talk to a live agent after weeks of busy signals and hangups.

I have a DD date of 3/17 too but mine's going to a credit union. Last year when I used Emerald Card it actually came 2 days earlier than the WMR date. The wait is killing me this year 😫

Not emerald card but I have republic bank and my ddd is for 3/17 too. I think a bunch of us are in the same batch. The IRS releases the funds in waves according to my tax guy.

Anyone else notice that the WMR tool has been super buggy this year? Mine was showing "still processing" for weeks then suddenly jumped to the DDD of 3/17 yesterday. No updates in between. The whole system feels broken tbh.

Pro tip: Get the H&R Block app if u havent already and set up notifications. Thats how I knew my refund hit last year b4 the actual DDD. The app sent me an alert at like 2am when the deposit posted lol

I worked at H&R Block for 5 tax seasons. Emerald Card deposits usually come around midnight on the DDD or sometimes a day early. It all depends on when the IRS actually releases the funds. If you called the Emerald Card customer service line they'll just tell you the same thing - that they don't know exactly when it will hit until the IRS sends it. Just keep checking your balance daily.

I've been stuck in processing for 42 days now with no DDD. Consider yourself lucky! This tax season is a nightmare for many of us. 🙃

Emerald Card user here! My experience has been that it depends on what day of the week your DDD falls on. If it's a Friday (like 3/17), it often hits Thursday night. If it's midweek, it's usually right on the day. The H&R Block system processes overnight so don't expect anything during business hours - it'll most likely show up between 12am-3am on either 3/16 or 3/17.

I used to have Republic Bank and now have Emerald. Neither one is great about depositing early. They usually hold until the actual date. Some online banks are way better about this - I have a friend with Chime who gets his 2 days before the DDD consistently.

Has anyone been able to make sense of their transcript this year? I have so many different dates showing and got totally confused trying to figure out which one was my actual DDD. The 846 code is the refund issued one right?

Check your account transcript instead of WMR. It updates more frequently and will show you the exact codes. That's how I've been tracking mine.

Don't get your hopes up too much about early deposits. The IRS has been really strict this year about exactly when funds are released. My brother has Emerald Card and his came exactly on the DDD, not a day earlier. But hey, at least you have a date! Many of us are still waiting 👀

Have you checked your transcript on the IRS website? Sometimes it has more accurate info than WMR. Just look for the 846 code with the date - that's your official DDD regardless of what WMR says.

I've spent HOURS trying to figure out what all the codes on my transcript mean and why my refund was delayed. Finally broke down and used taxr.ai and it was the best decision ever. It read my transcript and explained everything in plain English - showed me exactly why my refund was held up (missed a form) and when it would be released. Saved me from calling the IRS 50 times. https://taxr.ai

After trying to call the IRS for THREE WEEKS straight (like literally hundreds of calls) about my refund status, I finally got through using Claimyr.com - had an agent call me back within 30 minutes. Found out there was a simple verification issue that was holding up my refund. If you're desperate to talk to someone at the IRS, this is the way. Talking to a real human resolved my issue in minutes after weeks of stress.

When did you file? I filed 2/12 with TurboTax and my transcripts just updated today with DDD of 3/17 too. Seems like a bunch of us are in the same batch of refunds.