Just wanted to add another important point about Form 706NA payments - make sure you're using the correct tax year when making your electronic payment. The tax year for estate tax purposes is the year the decedent died, not the current year when you're filing. I made this mistake initially and selected 2025 as the tax year when my decedent passed away in 2024. The IRS applied my payment to the wrong year and it created a huge mess that took months to sort out. When you're on the payment screen, double-check that you're selecting the year of death as your tax period. Also, if you're close to the 9-month deadline (or 15-month if you filed for extension), I'd recommend making the payment a few days early to account for any processing delays. The IRS considers the payment timely as long as it's initiated by 11:59 PM ET on the due date, but why risk it?

I went through this exact process about 6 months ago and can confirm that the Direct Pay method works well for Form 706NA. One thing that really helped me was calling the IRS taxpayer assistance line beforehand to confirm I was selecting the right options - they verified that using "Form 706" in the system covers both regular 706 and 706NA filings. A few additional tips from my experience: - Make sure you have the estate's EIN ready before starting the payment process - The system will ask for the "primary taxpayer" - use the decedent's name exactly as it appears on the 706NA form - If you're making the payment close to the due date, consider doing it in the morning rather than late at night to avoid any potential system maintenance windows The confirmation email came through within about 10 minutes, and I was able to track the payment status through my bank. The whole process took less than 15 minutes once I had all the information ready. Don't stress too much about it - the IRS payment system is actually pretty straightforward once you know which buttons to click!

Did anyone else notice that the Ontario Trillium Benefit payments changed their schedule this year? I used to get mine on the 10th of every month, but now they're coming on varying dates. My last one came on the 23rd.

I went through something similar with my late 2022 filing! Filed in September 2024 and was wondering about my GST/HST and Trillium timing too. What I learned is that once you file a late return, the CRA needs to reassess your benefit eligibility for all the payment periods you missed. For GST/HST, they'll usually issue a lump sum payment for all the quarterly payments you should have received (so if you missed 4 quarters, you'd get all 4 at once). For Ontario Trillium, it depends - if you were supposed to get monthly payments, they might issue the back payments as a lump sum or spread them out. The key thing is patience - late filings can take 12-16 weeks to fully process for benefits, even if your regular refund came quickly. I'd suggest checking your CRA My Account every few weeks to see when the benefit calculations appear. Once they show up there, payments usually follow within 2-4 weeks.

Anybody know if there's a minimum amount you need to keep in your 401k after rolling money in? My company plan says I need at least $5000 or they can cash me out. Would this apply to rolled-over IRA funds too?

The IRA-to-401k rollover strategy you're considering is actually the cleanest way to handle your mixed pre/post-tax situation. Here's what I'd recommend: First, contact your IRA custodian and request a detailed breakdown of your account showing your "basis" (the $4,000 in post-tax contributions) versus the pre-tax portions. They should be able to provide this, and you'll also want to gather any Form 8606s you filed in previous years. For the rollover itself, you can absolutely do a partial rollover of just the pre-tax portions to your 401k. When you contact your custodian, ask specifically for a "direct trustee-to-trustee transfer" of the pre-tax funds only. They'll handle the calculations based on the pro-rata rule. After moving the pre-tax money to your 401k, you'll be left with mostly your post-tax contributions in the traditional IRA. You can then convert this remaining balance to Roth with minimal tax consequences, effectively completing a backdoor Roth conversion and clearing the way for clean backdoor conversions in future years. The key forms you'll need: Form 8606 to track your non-deductible contributions, and your custodian will issue a 1099-R for the rollover (which won't be taxable since it's going to another pre-tax account). This approach saves you from paying double tax on your post-tax contributions while solving your backdoor Roth problem going forward. Much better than just rolling everything and eating the unnecessary tax hit!

One thing nobody mentioned yet - track your hot bags, coolers, and any other special equipment you buy for deliveries! I spent about $85 on premium insulated bags and a drink carrier that I use exclusively for DoorDash and was able to deduct the full amount. Also car chargers, phone mounts, etc. Small stuff adds up!

Great thread everyone! As someone who's been doing gig work for a few years now, I wanted to add that you should also consider deducting any car maintenance that's directly related to your delivery work. Things like oil changes, tire rotations, and brake pad replacements can be partially deductible based on the percentage of miles you drive for business versus personal use. For example, if 40% of your annual mileage is for DoorDash, you can potentially deduct 40% of those maintenance costs. Just make sure you're keeping detailed records - I use a simple spreadsheet to track my business miles versus total miles each month. Also, if you choose to deduct actual car expenses instead of using the standard mileage rate, you can't switch back and forth - you have to pick one method and stick with it for that vehicle. The key with all these deductions is documentation. Take photos of receipts, keep a mileage log, and when in doubt, consult with a tax professional who understands gig economy work!

Wait till you see how much interest they charge you lololol

Had this exact same situation last year! The 570 freeze held up my refund for about 3 months total. I ended up filing the 1040X like others suggested, but here's what I wish someone had told me - call the IRS once you file the amendment to let them know it's coming. It actually helped speed things up a bit. Also keep copies of EVERYTHING because they might ask for documentation multiple times. The interest wasn't too bad since it was just a small amount, but definitely get that amendment in ASAP!