Tax transcript shows refund of $5,913 with codes 570/971 - Is 04-15 my DDD for EIC and Child Tax Credit?

The 570 code means there's a hold on your refund while the IRS reviews something. Usually comes with the 971 code which means they're sending you a notice explaining what they're looking at. The 04-15 date on your 766/768 codes is just a cycle date, NOT your direct deposit date. You won't have an actual refund date until you see code 846 "Refund issued" on your transcript. The hold needs to be resolved before that happens. Check your mail for the notice they're sending - it should arrive soon after the 03-17 date. Sometimes these holds clear automatically in a week or two, sometimes you need to call or provide additional info. Your refund amount looks correct though ($5,913 total between tax credits and EIC).

Just went through this exact situation. I was so frustrated trying to figure out all these codes and what they meant. I finally tried this tool called taxr.ai that explained everything on my transcript. It read all the codes, told me exactly what was happening and when I'd likely get my refund. Way better than guessing or spending hours on Reddit playing detective. The site is https://taxr.ai and it literally saved me so much stress just knowing what was actually going on.

After dealing with a similar issue and getting nowhere with the standard IRS phone line, I managed to talk to a real agent through a service called Claimyr. Got connected with an IRS agent within an hour who explained my 570/971 combo was just a random review of my EIC that would clear in about 2 weeks. Sure enough, it did. Best money I've spent during tax season considering I wasted days trying to get through myself. Check out claimyr.com if you need to actually speak to someone - way better than waiting 3+ hours or getting disconnected.

I see this all the time. Its a classic 570/971 combo. Usually means they're reviewing your earned income credit claim. Pretty standard for EIC amounts over 4k. No need to panic. The notice will probably just say they're reviewing your return. Things should update in 2-3 weeks unless they actually find an issue (most ppl don't have real issues).

Dont stress too much. I had this exact situation earlier this year. The 570 is a hold, 971 is a notice. For me, they were verifying my dependents. The system automatically cleared after 2 weeks and I got code 846 with my direct deposit date. Your refund amount looks good though! Just gotta wait for them to process whatever they're checking.

Just FYI for anyone in this situation - your direct deposit date ONLY appears with code 846 "refund issued". Until you see that code, there is no scheduled deposit. The April 15 date is just a processing cycle date and doesn't mean anything for when you'll actually receive money.

FYI THE IRS PHONE SYSTEM IS TRASH. spent 5 hrs on hold yesterday and got disconnected. Even if u do manage to talk to someone, the first tier agents cant tell u much more than whats on transcripts. Ugh this happens to me every year with EIC. Usually clears in 2-3 weeks. The stupid part is they know my info is correct cuz I file the same way every year.

570 code might be bad news. I had the same code last year and ended up having to verify my identity and provide docs showing proof of my kids. Took 120 days to get my refund. Hope yours is smoother! 🙏

I couldn't make sense of my transcript either. Total tax jargon overload. I used taxr.ai and it explained every code, told me exactly what was happening, and predicted when my refund would arrive (it was accurate too!). After weeks of confusion, I finally had clear answers. The site is https://taxr.ai if you want real clarity instead of guesswork.

Check your Where's My Refund on the IRS site too. Sometimes that updates with info before the transcript shows the 846 code. https://www.irs.gov/refunds

I work in tax preparation. The 570/971 combo usually means they're reviewing something specific on your return. The notice will tell you what they're looking at. Since your EIC amount is over $4k, they're probably just verifying you qualify for it. As long as everything checks out, they'll release the hold without you needing to do anything. If there is an issue, the notice will tell you what documentation they need. Just be patient and keep checking your transcript weekly.

I was pulling my hair out with a similar situation but got thru to an IRS agent using claimyr.com. Explained my situation was urgent (needed $ for medical bills) and the agent pushed my refund through right then. Like magic I had my deposit 2 days later. Talking to someone makes all the difference.

I'm so tired of playing detective with these transcript codes. Its like the IRS intentionally makes it confusing 🙄 Had the exact same issue last year, btw. Eventually sorted itself out but took like 3 extra weeks.

The combined -5,913 is obviously your full refund amount (1700+4213). The 570 hold is standard protocol for bigger EIC claims. Their system is designed to delay refunds for lower income families while giving instant processing to higher income brackets. Tale as old as time. 🤷‍♂️

Been there, done that. Check your mail daily for that 971 notice. Mine was a simple identity verification form (4883C). Filled it out, mailed it back, refund arrived 3 weeks later. Don't stress too much!

Cycle code 20250805 is a Monday cycle btw. Your transcript will likely update overnight Thursday into Friday. Keep checking Friday mornings for updates.

For future reference, I've been using taxr.ai this tax season to make sense of IRS notices and transcripts. It analyzes everything and explains it in plain English - saved me from spending hours researching codes and stressing about delays. Maybe worth checking out if your transcript changes and you want to understand what's happening. https://taxr.ai

Did you claim any stimulus payments? They often do reviews when people claim recovery rebate credits, especially with EIC. Just wait for the notice before panicking.

This is standard procedure. I've been a tax preparer for 10 years. 570 hold with 971 notice is routine for EIC verification. About 80% resolve automatically within 2-3 weeks. Don't call the IRS yet - wait for the notice first so you know exactly what they're asking for. If it's just a random verification, they'll release the hold without you doing anything.