Will Code 570 Delay My $4,894 Refund? HOH Filer with EIC Credits and Feb 24 Hold Date

Just checked my transcript and I'm seeing some concerning codes. My refund should be $4,894.00 (-4,894.00 account balance) but I'm worried about what I'm seeing. I filed Head of Household with 2 exemptions, AGI of $26,500.00 and taxable income of $4,600.00. I see code 570 (Additional account action pending) dated 02-24-2025 with $0.00 amount. I also see codes: - 766 (Credit to your account) for -$1,105.00 - 768 (Earned income credit) for -$3,605.00 - 806 (W-2 or 1099 withholding) for -$184.00 Looking at the full transcript details: ACCOUNT BALANCE: -4,894.00 ACCRUED INTEREST: 0.00 AS OF: Feb. 24, 2025 ACCRUED PENALTY: 0.00 AS OF: Feb. 24, 2025 ACCOUNT BALANCE PLUS ACCRUALS (this is not a payoff amount): -4,894.00 ** INFORMATION FROM THE RETURN OR AS ADJUSTED ** EXEMPTIONS: 02 FILING STATUS: Head of Household ADJUSTED GROSS INCOME: 26,500.00 TAXABLE INCOME: 4,600.00 TAX PER RETURN: 0.00 SE TAXABLE INCOME TAXPAYER: 0.00 SE TAXABLE INCOME SPOUSE: 0.00 TOTAL SELF EMPLOYMENT TAX: 0.00 RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER): Apr. 15, 2025 PROCESSING DATE: Feb. 17, 2025 TRANSACTIONS: CODE | EXPLANATION OF TRANSACTION | CYCLE | DATE | AMOUNT 150 | Tax return filed | 20250505 | 02-17-2025 | $0.00 16221-415-07491-5 806 | W-2 or 1099 withholding | 04-15-2025 | -$184.00 766 | Credit to your account | 04-15-2025 | -$1,105.00 768 | Earned income credit | 04-15-2025 | -$3,605.00 570 | Additional account action pending | 02-24-2025 | $0.00 The transcript shows my return was processed on Feb. 17, 2025 (code 150) and my return due date is April 15, 2025. My account balance plus accruals shows -$4,894.00 with $0.00 in accrued interest and penalties as of Feb. 24, 2025. Anyone know if this 570 code is good or bad news for my refund? I'm really counting on this money and getting nervous about what this means. I don't understand why there's an "Additional account action pending" when all my numbers seem to add up correctly. When I total the credits (-$184 withholding, -$1,105 credit, and -$3,605 earned income credit), it equals exactly -$4,894.00, which matches my expected refund amount.

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Lena Schultz

Your transcript shows a total expected refund of $4,894.00, broken down into three main components: $184.00 in W-2/1099 withholdings (code 806), $1,105.00 in credits (code 766), and $3,605.00 in earned income credit (code 768). These numbers match your expected refund amount exactly. The 570 code dated February 24, 2025, indicates a temporary hold on your account. While this might seem concerning, it's a common occurrence, especially with returns claiming the Earned Income Credit (EIC), which makes up the majority of your refund ($3,605.00 out of $4,894.00). Your return was processed on February 17, 2025 (code 150), and there are currently no penalties or interest accruing on your account. Your filing status as Head of Household with 2 exemptions, AGI of $26,500.00, and taxable income of $4,600.00 all appear normal and consistent with someone who would qualify for the EIC. Since your self-employment tax fields show $0.00, this indicates your income was likely all from W-2 employment, which typically means a simpler review process. The hold is likely part of standard EIC verification procedures, and having a $0.00 amount associated with the 570 code is normal - it's simply marking a procedural hold, not a financial adjustment.

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