570 Code Delaying My $9,845 HoH Refund with $7,830 EIC - Self-Employed with Feb 24 Hold Date

I just checked my transcript and I'm really worried about a 570 code showing up (Additional account action pending as of 02-25-2025). My expected refund is showing -$9,845.00 but there's this hold up. I filed Head of Household with AGI of $17,658.00. The transcript shows my credits including EIC of -$7,830.00 and what looks like child tax credits (-$3,000.00 and -$1,700.00). My total self employment tax is $2,685.00 on SE income of $17,547.00. Here's my full transcript details: Internal Revenue Service United States Department of the Treasury This Product Contains Sensitive Taxpayer Data Request Date: 02-07-2025 Response Date: 02-07-2025 Tracking Number: 107xxxxxxxxxx Account Transcript FORM NUMBER: 1040 TAX PERIOD: Dec. 31, 2024 TAXPAYER IDENTIFICATION NUMBER: [REDACTED] ANY MINUS SIGN SHOWN BELOW SIGNIFIES A CREDIT AMOUNT ACCOUNT BALANCE: -9,845.00 ACCRUED INTEREST: 0.00 AS OF: Feb. 24, 2025 ACCRUED PENALTY: 0.00 AS OF: Feb. 24, 2025 ACCOUNT BALANCE PLUS ACCRUALS (this is not a payoff amount): -9,845.00 INFORMATION FROM THE RETURN OR AS ADJUSTED EXEMPTIONS: 04 FILING STATUS: Head of Household ADJUSTED GROSS INCOME: 17,658.00 TAXABLE INCOME: 0.00 TAX PER RETURN: 2,685.00 SE TAXABLE INCOME TAXPAYER: 17,547.00 SE TAXABLE INCOME SPOUSE: 0.00 TOTAL SELF EMPLOYMENT TAX: 2,685.00 RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER) Apr. 15, 2025 PROCESSING DATE Feb. 17, 2025 TRANSACTIONS CODE EXPLANATION OF TRANSACTION CYCLE DATE AMOUNT 150 Tax return filed 20250505 02-17-2025 $2,685.00 30211-417-54246-5 766 Credit to your account 04-16-2025 -$3,000.00 766 Credit to your account 04-16-2025 -$1,700.00 768 Earned income credit 04-16-2025 -$7,830.00 570 Additional account action pending 02-24-2025 $0.00 The processing date was Feb. 17, 2025 (cycle 20250505), and everything looked good with codes 766 and 768 showing my credits properly ($3,000 + $1,700 for child tax credits and $7,830 for EIC), but then this 570 code appeared. My account balance plus accruals still shows -$9,845.00 with no penalties or interest accrued as of Feb 24, 2025. I have 4 exemptions claimed and my taxable income is showing as 0.00 despite having self-employment income. The transcript shows my return was received and processed well before the April 15, 2025 due date. Has anyone dealt with this 570 code before? I'm getting really worried since I need this money. The return isn't even due until April 15, 2025, but I filed early hoping to get the refund quickly. I filed as Head of Household and was expecting credits to be applied on April 15th according to the transcript, but now I'm concerned this 570 code means there's an issue.

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Miguel Ramos

Your tax transcript shows you filed a 2024 return as Head of Household with an Adjusted Gross Income of $17,658.00, primarily from self-employment income of $17,547.00. Your expected refund of $9,845.00 is comprised of several components: - Earned Income Credit (EIC) of $7,830.00 (code 768) - Two separate child-related tax credits totaling $4,700.00 (code 766: $3,000.00 + $1,700.00) - Offset by self-employment tax of $2,685.00 The transcript shows your return was processed on February 17, 2025 (cycle 20250505), but a code 570 was posted on February 24, 2025, indicating additional review is needed. This is particularly common with returns claiming EIC and significant refundable credits. Your account shows no penalties or interest accruing, which is positive. The review is happening well before the April 15, 2025 due date, so you're still within normal processing timeframes despite the temporary hold. The zeros in your taxable income line, combined with the significant refundable credits, likely triggered the additional review process as part of the IRS's standard verification procedures.

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