$4,894 Refund On Hold - Code 570/971 After Feb 17 Processing - Head of Household with EIC - Timeline?
I've got a refund of $4,894.00 showing on my transcript, which I'm trying to understand. According to my account transcript, here's what I'm seeing: ACCOUNT BALANCE: -$4,894.00 ACCRUED INTEREST: $0.00 AS OF: Mar. 04, 2025 ACCRUED PENALTY: $0.00 AS OF: Mar. 04, 2025 ACCOUNT BALANCE PLUS ACCRUALS (this is not a payoff amount): -$4,894.00 My transcript shows detailed information from my return: EXEMPTIONS: 02 FILING STATUS: Head of Household ADJUSTED GROSS INCOME: $26,500.00 TAXABLE INCOME: $4,600.00 TAX PER RETURN: $0.00 SE TAXABLE INCOME TAXPAYER: $0.00 SE TAXABLE INCOME SPOUSE: $0.00 TOTAL SELF EMPLOYMENT TAX: $0.00 RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER) Apr. 15, 2025 PROCESSING DATE Feb. 17, 2025 The transactions section shows: CODE EXPLANATION OF TRANSACTION | CYCLE | DATE | AMOUNT 150 Tax return filed | 20250505 | 02-17-2025 | $0.00 16221-415-07491-5 806 W-2 or 1099 withholding | 04-16-2025 | -$184.00 766 Credit to your account | 04-16-2025 | -$1,105.00 768 Earned income credit | 04-16-2025 | -$3,605.00 570 Additional account action pending | 02-24-2025 | $0.00 971 Notice issued | 03-03-2025 | $0.00 I'm really confused about what's happening with my refund. The 570 code (Additional account action pending) from February 24th and the 971 notice issued March 3rd appeared after my initial processing date of February 17th, 2025. My return was processed with cycle 20250505. I'm getting worried since I need this money - does anyone know what these codes mean for my refund timeline? Will the 570 and 971 codes delay my refund? The transcript shows my account balance is -$4,894.00 with no accrued interest or penalties as of March 4th, 2025, but I have no idea when I'll actually receive the money.
14 comments


Javier Torres
Your transcript shows a total expected refund of $4,894.00, broken down into three components: $184.00 in withheld taxes, $1,105.00 in credits, and $3,605.00 in Earned Income Credit (EIC). The filing looks straightforward as Head of Household with 2 exemptions, and your AGI of $26,500.00 with taxable income of $4,600.00 falls within normal ranges. However, there are two important codes to note: a 570 code posted on February 24th and a 971 code from March 3rd. The 570 code indicates the IRS has temporarily frozen your refund for additional review, while the 971 code means they've sent you a notice explaining the situation. You should receive this notice within approximately 2 weeks of the March 3rd date. Your account currently shows no penalties or interest accrued, and your return was initially processed on February 17th, 2025 (cycle 20250505). The presence of these hold codes after your initial processing date typically indicates the IRS needs to verify some information on your return. While this will delay your refund, it's a relatively common occurrence, especially with returns claiming EIC. Watch your mail for the notice corresponding to the 971 code - this will explain exactly what the IRS needs to complete processing your refund.
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Natasha Volkova
•Thanks! Do you know how long these reviews usually take? Haven't gotten any notice yet 😩
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Javier Torres
•It varies widely. Could be 2-8 weeks typically, but some cases go longer if they need more documentation.
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Emma Davis
Hey, I was in the same boat last week. I used taxr.ai ($1) to analyze my transcript and it told me exactly why I had the 570/971 combo and predicted my DDD would be in 2 weeks. Sure enough, got my DDD yesterday! The AI is scary accurate lol https://taxr.ai
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CosmicCaptain
•fr? never heard of this. does it actually work?
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Emma Davis
•Yeah its legit! Just upload your transcript and it breaks everything down. Saved me hours of googling and anxiety 💯
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Malik Johnson
•just tried it and wow 🤯 it found stuff in my transcript I would've never noticed
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Isabella Ferreira
ugh the IRS and their stupid codes 🙄 been waiting 8 months on mine
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Ravi Sharma
Those codes usually mean income verification. Did you claim EIC? They're super strict about checking those
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Natasha Volkova
•Yea I did claim EIC. First time claiming it tbh
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Freya Thomsen
pro tip: call the tax advocate service if it goes longer than 21 days. theyre actually helpful unlike regular IRS reps
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Omar Zaki
•good luck getting through tho 🤡 took me 47 tries last week
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AstroAce
Just a heads up - with EIC claims they're taking forever this year. My friend just got hers after 6 weeks with same codes
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Tyler Lefleur
The 570/971 combo on your transcript is actually pretty standard for EIC claims, especially first-time filers. The IRS has increased scrutiny on Earned Income Credit returns this year due to fraud prevention measures. Since you're claiming $3,605 in EIC (which is a significant portion of your $4,894 refund), they're likely verifying your filing status, dependents, and income. The good news is your transcript shows everything processed cleanly on Feb 17th with no math errors or obvious red flags. The hold codes appeared a week later, which suggests automated review rather than a major issue. Most EIC verification holds resolve within 4-6 weeks from the 971 notice date (March 3rd in your case). Keep checking your transcript weekly for updates - you'll typically see the 570 code reverse with a 571 when they release the hold. Make sure you respond quickly to any correspondence they send requesting documentation. The $4,894 balance is already established, so once verification completes, your refund should process within days.
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