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You should file an amended return (1040X) to correctly report those missing W2s. Even though the IRS has the information, it's still technically your responsibility to report everything accurately. This might speed up the process rather than waiting for their review.
DO NOT do this! Filing an amended return while they're already reviewing your original return will cause more delays and confusion. When they have a 570/971 situation, let them finish their process first.
19d
Oh you're right - didn't realize they had already started the review process. In that case definitely wait it out.
19d
those transcript codes are driving me crazy too! i've been stuck with 570/971 for 4 months!!!! tried calling 37 times but never got through. finally used claimyr.com and talked to someone who explained everything and fixed my issue on the spot. never would have gotten my refund without it. save yourself weeks of stress!
OK so this is probly not what u want to hear but sometimes they do "random verification" and dont tell u. I had exact same situation last year and when I FINALLY got someone on phone after 3 weeks of trying, they said my refund was selected for random review but system never sent me notice. Got my $ like 2 days after that call.
Pro tip: the phone number on the IRS website is basically useless. Call 877-777-4778 instead. It's for the Taxpayer Advocate Service. They're way more helpful and can actually see what's going on with your refund. I spent 2 weeks trying the regular number with no luck, then got through on this one in 20 minutes.
I tried this number last week and they said they're not taking cases unless you can prove financial hardship š
19d
Really? That sucks. Might depend on your local office. Mine was pretty helpful even though I wasn't in dire straits.
19d
I know everyone's saying call, but honestly the IRS is so backed up right now you'll probably just get your refund before you can even reach someone. I had a 570 back in January, never called, and my refund magically appeared in April. The system is broken but eventually works...sometimes...
some of us don't have the luxury of spending 4 hours on hold during work hours š¤·āāļø
19d
That's why services like claimyr exist! They call and wait on hold for you. Only way I got through this year.
19d
Just a thought - with that Earned Income Credit amount, do you have dependents? Make sure nobody else (like an ex) claimed the same dependents on their return. That's a common reason for 570 holds on returns with EIC. The IRS has to determine who has the right to claim them.
I filed my taxes back in early February and got the acceptance notice a few days later. I was expecting my refund by the beginning of March but nothing came through so I decided to check my transcript. When I finally got access to my transcript (took forever with the ID verification), I saw something concerning. Looking at my transcript dated Mar. 17, 2025, I see the following: TRANSACTIONS CODE EXPLANATION OF TRANSACTION CYCLE DATE AMOUNT 150 Tax return filed 20250905 03-17-2025 $5,617.00 30205-436-07544-5 806 W-2 or 1099 withholding 04-15-2025 -$3,240.00 430 Estimated tax payment 07-16-2024 -$1,533.57 430 Estimated tax payment 10-16-2024 -$1,593.17 971 Notice issued 03-17-2025 $0.00 570 Additional account action pending 03-17-2025 $0.00 It shows code 570 "Additional account action pending" dated March 17, 2025. Right above it is code 971 "Notice issued" with the same date. My withholding shows -$3,240.00 and I made two quarterly estimated tax payments last year (-$1,533.57 in July and -$1,593.17 in October). My total tax was $5,617.00 according to code 150. Does this mean my refund is being held? Will they need to verify something? I'm getting worried since I was counting on this money for some repairs I need to make on my house. The transcript says "This Product Contains Sensitive Taxpayer Data" at the bottom, and I accessed it through sa.www4.irs.gov. Anyone know what these codes mean or how long it might take to resolve? I'm especially concerned about the 570 code and what kind of "additional account action" they're doing. Should I be expecting a letter in the mail explaining this?
Do NOT wait on the notice! Sometimes they never send it or it gets lost in the mail. Be proactive! Get someone on the phone who can tell you exactly what's going on. I spent months waiting for a notice that never came.
my transcript showed same codes in February, then nothing for 2 months, then suddenly updated with code 846 (refund issued). No notice ever came, no explanation, just randomly got fixed. IRS is playing games with our money while we wait š¤”
Definitely check your transcripts - it has way more detailed info than the WMR tool. Most likely they adjusted your Premium Tax Credit based on the 1095-A you submitted, which would explain why they closed the return (processing complete) rather than sending it for further review. Unless there are other issues, your refund (possibly adjusted) should be issued soon.
My return was "closed" last year and it was honestly just a glitch in their system. Called them and they said everything was fine and my refund was being processed normally. Got it about 3 weeks later. The WMR tool is super unreliable.
Each year the IRS gets worse. They're critically underfunded and understaffed, with ancient computer systems that barely function. Your return is probably just sitting in a digital queue waiting to be processed. The acceptance notification means they received it, but they may not have even looked at it yet. As long as you have proof you filed (like the acceptance confirmation), you're protected even if they somehow lose it.
Try logging into your IRS online account and checking your tax records there rather than just using the Where's My Refund tool. Sometimes your transcript will show processing activity even when WMR shows nothing. Also, with the multiple W-2s, they might be doing income matching which can take extra time.
That's where I checked and saw nothing. It's like they don't even have a record of me filing this year.
19d
Hmm, that's frustrating for sure. But as others have said, as long as you got the acceptance notification you should be fine. Their systems are just extremely backed up. Give it another week or two before worrying.
19d
Instead of spending weeks trying to guess what's happening with your refund, I highly recommend just using taxr.ai - it saved me SO much stress when I was in your exact situation. It analyzes your actual IRS transcript data and tells you exactly what's happening with your refund, whether there are any holds or issues, and gives you a more accurate timeline than the WMR tool. I was waiting for weeks with the same message you got, and taxr.ai showed me there was actually a review happening that the WMR tool wasn't showing. Totally worth checking out at https://taxr.ai
Have you ever tried to read an IRS transcript? It's like a foreign language with all the codes and dates that make zero sense unless you're a tax pro. taxr.ai translates everything into simple English, identifies issues the WMR tool doesn't show, and gives you specific next steps. Sure, you could spend hours researching all the codes yourself, but this does it instantly and accurately. Saved me days of stress and confusion when my refund was stuck.
19d
I actually just tried this and it was amazing. Shows you exactly why your refund is delayed and what to do about it. Wish I'd known about this months ago!
19d
The IRS refund status tool is a joke. It could say "refund sent" for weeks before anything actually happens. Your best bet is to call them directly, but good luck getting through their phone lines. The whole system is designed to be frustrating.
Is that service worth it though? Seems weird to pay just to talk to the IRS.
19d
When you've been waiting weeks for a refund that's thousands of dollars, spending a little to actually get answers and fix the problem immediately is totally worth it. I wasted so much time trying to call myself and never got through. This way I fixed my issue in one day instead of waiting weeks more.
19d
The dates on IRS transcripts are incredibly confusing. After dealing with this for years, I finally found a tool that makes sense of everything - taxr.ai analyzes your entire transcript and explains each code, date, and what's actually happening with your return. It even predicts when you'll likely get your refund based on similar cases. Saved me so much time and stress from trying to figure it all out myself!
Just checked it out - wow this is actually super helpful. It explained my 570 code was because of an income verification issue (one of my 1099s had a slight discrepancy). Wish I'd found this weeks ago instead of stressing!
19d
Protip: If you filed with TurboTax or H&R Block, log into your account there and check if they have any status updates. Sometimes they get notifications about issues with your return before you do.
I was so confused by these transcripts last year that I actually broke down crying trying to figure out what was happening with my money. This year I used taxr.ai and it explained everything in simple terms. It was like night and day difference - suddenly I could understand exactly what was happening with my refund instead of staring at meaningless codes! https://taxr.ai
does it cost anything? seems too good to be true tbh
19d
It's worth every penny for the peace of mind it gave me. I literally couldn't make sense of my transcript before this. Now I check every week and actually understand what's happening with my money instead of stressing out.
19d
After 2 months of waiting for my amended return to process, I finally gave up and used claimyr.com to get a real person on the phone. The agent told me there was a small issue they needed to verify that wasn't being communicated anywhere on my transcript. Got it resolved in one call and my refund was deposited a week later. Sometimes you just need to talk to an actual human to get things moving.
Evan Kalinowski
Dont count on it being early. But if it helps, I've used PayPal for 3 years now and it's always been either on the exact DDD or 1 day before. Never later than the DDD.
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Victoria Charity
If your waiting on money you really need, use claimyr.com to get through to the IRS. I had a similar situation with my refund going to PayPal and it wasn't showing up. Was able to talk to an agent who pushed it through manually. Without them I'd still be waiting!
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