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After 7 weeks of waiting post-verification with no movement, I was pulling my hair out trying to decode all these random transcript codes and tax jargon. I used taxr.ai after seeing it recommended here and it was incredible - showed me exactly where my refund was stuck and what was happening. Transcript looked blank to me but taxr found activity that showed my refund was actually in final review. Got my deposit 4 days later! https://taxr.ai saved me so much stress.
just checked out taxr. holy crap this is game changing. no more staring at codes trying to figure out what they mean. It literally spells everything out for you!
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I had to verify last year and my transcript stayed blank for 8 weeks exactly. Then one Friday morning it updated with all codes at once, and refund was in my account the following Wednesday. No warning, no gradual updates - just nothing nothing nothing BOOM everything at once. hang in there!
The entire identity verification process is a scam. They flagged me for "identity verification" and when I finally got the letter and completed the process, guess what? No issues found! They just wasted 2 months of my time for no reason. The whole system is designed to delay refunds as long as possible so they can hold onto our money.
Tbf there's a TON of tax identity fraud. My cousin had someone file a fake return in her name last yr. These measures suck but they're kinda necessary.
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Then they need a better system. Other financial institutions can verify identity instantly. The IRS is living in the stone age intentionally.
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Whatever u do DON'T waste time calling the general IRS number. They just transfer you around and nobody can actually help. Call the dedicated ID Verify line or try the ID.me route. I wasted 3 weeks calling the wrong departments before figuring this out.
I'm guessing u claimed the property tax credit? They're auditing almost 100% of those this year. My sister works at the MO DOR and said they're prioritizing people who respond to their letters. Problem is, half the time the letters never get sent or delivered. Try checking if u have any messages in your online account.
I didn't claim any property tax credit, but I'll definitely check my online account. I didn't even know they had a messaging system there! Thanks for the insider info.
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this is why i always adjust my withholding to get as close to $0 refund as possible. never give the government an interest-free loan of your money that they can take their sweet time returning!
Call the Tax Advocate Service at 877-777-4778! They can help when your refund is delayed beyond the normal timeframe. Tell them it's causing financial hardship since you need it for home repairs.
Tax Advocate is useless now. They won't even take your case unless you can prove extreme hardship like eviction or utilities being shut off. Home repairs won't qualify.
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omg I wasnt going to reply but my situation was IDENTICAL. Filed 4/25, approved 5/10, had code 846 for 5/15. Weeks went by and nothing. Called everyday with no luck. finally used claimyr.com to get a callback and the agent said my refund was stuck in their system and needed manual release. She fixed it in 2 minutes and the money hit my account the next morning. Talking to a live person was the only way this got fixed.
i had the same problem and used claimyr too! agent said 'oh i see the issue, let me fix that for you' and literally released my refund while i was on the phone. it was STUCK in their system for no reason!
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Im dealing with this EXACT situation right now. DDD was 2/21, transcript shows refund issued, using Netspend/Pathward, and still nothing. Called Pathward yesterday and they gave me some BS about "processing time" and "up to 5 business days" ๐ Like, just give me MY money already!!!
At least I'm not alone. So frustrating! Let me know when yours comes through.
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Will do! Hang in there, friend.
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PRO TIP: Next year, avoid this headache by using a real bank account instead of prepaid cards. Credit unions especially tend to process tax refunds faster because they don't play games with holding periods like Pathward does. I switched to a local credit union last year and got my refund literally the morning of my DDD. Night and day difference from when I used prepaid cards.
If your transcript is completely blank after 30+ days, there's likely some kind of hold or review happening. I dealt with this same issue and after weeks of struggling to get through to the IRS, I used Claimyr.com to finally speak with an agent. Turns out my return needed a simple review that they never notified me about. After that call, my transcript updated within 3 days and I had my refund a week later. Talking to a human was the only thing that worked.
does it actually work tho? saw someone else recommend it and im desperate at this point
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100% worked for me. Was skeptical at first but after wasting hours trying to call myself, it was such a relief to finally talk to someone who could tell me exactly what was going on with my return. The IRS agent I spoke with found the issue and cleared it while I was on the call.
20d
go on the IRS website and request an account transcript for 2023, not a return transcript. Sometimes the account transcript will show info even when the return transcript is blank. might give u some clues.
Thanks for the tip! Just checked and unfortunately both transcripts are completely blank. No activity whatsoever for 2023.
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Something similar happened to my husband. His refund was sent to an account we closed last year (even though we updated everything on the return). No notification, no nothing until he called. Keep careful track of that date range they gave you - if no check by then, call back immediately!
Good advice, thanks. Did your husband eventually get his check?
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Yes finally! Took about 3 weeks after the call but it did arrive. Just frustrating that there wasn't better communication from the IRS about the whole process.
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Had the EXACT same issue. The agent I talked to said there were thousands of rejections this year due to some new fraud prevention system that's being overly cautious. No way to override it once it happens โ just gotta wait for the paper check. Mine came about 10 days after they said it was mailed.
Call them!! Seriously, I was in the same boat, filed 2/17, got state quick but fed was stuck on processing forever. Finally called using claimyr.com (after trying the regular number for days) and found out they needed to verify my identity. No letter was ever sent to me about this! After I verified over the phone, got my refund 9 days later. Sometimes you just gotta talk to a human.
This happened to me - the IRS found a "math error" on my return. They never sent a notice, but when I finally got through on the phone they told me what happened. They had adjusted my refund down by $42 and the system was just waiting for the correction to process. If I hadn't called, I would've waited another month probably. ALWAYS CALL if it's been more than 21 days.
I used claimyr.com and it was a lifesaver. They basically navigate the phone system for you and get you in line for a callback. I had tried calling directly for weeks with no luck but got through in one day with their service.
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Oh wow I'm gonna try this. I'm desperate at this point. Been waiting on $4200 for nearly two months with zero updates.
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The 898 code freaked me out too when I saw it on mine! But what it means is they're confirming there weren't any non-tax debts that they needed to take money from your refund for (like defaulted student loans or child support). Since it shows $0.00, they didn't take anything and he got his full refund. The number after that is just showing his refund amount again.
Lol welcome to the confusing world of IRS transcripts... they might as well be written in ancient hieroglyphics ๐คฃ But yeah your bf's refund looks normal from what you described - nothing to worry about.
Carmen Sanchez
LMAO welcome to IRS hell buddy ๐ where nothing happens when they say it will! My check was supposedly mailed on January 30th and i didnt get it until Valentine's Day. TWO WHOLE WEEKS! the system is broken.
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Andre Dupont
the system isn't broken it's DESIGNED this way ๐คฎ they want you to get frustrated and give up
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Zoe Papadakis
have you checked if theres a mail forwarding order active on your address? my friend had this happen and her refund check got sent to her old address and then redirected which added like 10 extra days.
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Eduardo Silva
I don't think so? I've lived at the same address for 3 years and haven't set up any forwarding. But good point, I'll double check.
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