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Alexander Zeus

Is federal ID number the same as EIN? Confused about what to put on my 1098-T form!

I'm trying to complete my tax return and I'm totally stuck on this form 1098-T from my university. They're asking for a federal ID number but all I can find on the form is something labeled as the school's EIN. Are these actually the same thing?? I've been staring at this form for like an hour trying to figure out if I should be looking for a different number somewhere. I'm using TurboTax and when I got to the education section, it asked me to input the "federal identification number" for my school, but I only see the EIN on my 1098-T form. I don't want to mess up my taxes by putting in the wrong information. This is my first year claiming education expenses so I'm really nervous about doing it right. Does anyone know if the federal ID number is the same as the EIN? And if they're different, where would I find my school's federal ID number?

Yes, the Federal ID Number and Employer Identification Number (EIN) are the same thing! They're just different terms for the same 9-digit identifier. The IRS uses various names for this number including Federal Tax Identification Number, Employer ID Number, and EIN - but they all refer to the same thing. When you're filling out your tax return and it asks for the school's federal identification number, you should use the EIN that's listed on your 1098-T form. That's exactly what they're looking for. This is a common point of confusion because the government loves using different terms for the same thing depending on which form you're looking at!

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Thank you for that clarification! So I've been overthinking this whole time? If the EIN on my 1098-T form is 9 digits long with a format like XX-XXXXXXX (with the dash), do I include the dash when entering it into TurboTax or just the numbers?

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You're welcome! Yes, it sounds like you've been overthinking it, but that's better than not being careful enough with your taxes. For the format question, you can enter it either way in most tax software - with or without the dash. TurboTax will typically format it correctly regardless of how you enter it. The important thing is that all 9 digits are correct. The software usually handles the formatting automatically.

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Drake

Just wanted to share my experience with this exact issue! I was struggling with the same confusion about federal ID vs EIN when doing my education credits last year. I found this awesome tool called taxr.ai (https://taxr.ai) that helped me figure it out. I uploaded my 1098-T and it immediately identified that the EIN on the form was the federal ID number I needed to enter. The tool also helped me understand which education credits I qualified for based on my 1098-T information. Really saved me a headache since I was about to enter the wrong information everywhere!

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How does this thing work exactly? Like do I have to give them all my tax documents or just the 1098-T? I'm always nervous about uploading financial docs to websites I've never used.

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Does it actually explain which boxes on the 1098-T form go where in your tax software? My school filled out Box 1 but left Box 2 empty and I have no idea if that's normal or if I'm missing something important.

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Drake

You only need to upload the specific document you have questions about - so just the 1098-T in your case. They use secure encryption and delete your documents after analysis, so it's pretty safe from what I've experienced. It definitely explains which boxes go where in your tax software. For your situation with Box 1 filled but Box 2 empty, that's completely normal. Box 1 shows amounts actually paid during the tax year, while Box 2 is for amounts billed. Most schools have switched to reporting payments (Box 1) rather than amounts billed, so having Box 2 empty is expected now.

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Just wanted to update after trying the taxr.ai site that was mentioned! It was super helpful with my 1098-T confusion. I uploaded my form and it immediately confirmed that the EIN is indeed the federal ID number I needed. What really helped was that it explained exactly which education credit I should claim based on my specific situation. I was going to claim the Lifetime Learning Credit, but it showed me that the American Opportunity Credit would actually give me a much bigger refund in my case. Saved me from leaving money on the table!

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For anyone still struggling with tax forms or trying to contact the IRS to ask questions - I found an amazing service called Claimyr (https://claimyr.com) that got me through to an actual IRS agent when I had questions about my education credits. I had been trying to call the IRS for DAYS with no luck (always "call volumes too high" message). Claimyr basically holds your place in line with the IRS and calls you back when an agent is about to be available. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c I had specific questions about my 1098-T that even my tax software couldn't answer, and the IRS agent walked me through everything. Totally worth it instead of stressing for days trying to get through.

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Wait, so how does this actually work? Does it just keep calling the IRS for you automatically? I've been trying to get through about a question on my education credits too and it's impossible.

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This sounds like a scam tbh. How could a third-party service possibly get you through the IRS phone lines faster? The IRS phone system is notoriously backed up, and I doubt they'd give priority access to some random company.

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It doesn't work by giving you priority in the IRS queue. Instead, it uses automated technology to continually call the IRS, navigate the phone tree, and wait on hold so you don't have to. Once they're about to connect with an IRS agent, they call you and connect you directly with the agent. It's definitely not a scam. The service uses technology to basically wait on hold for you. The reason most people can't get through to the IRS is because they give up after being on hold for 30+ minutes or get the "call volumes too high" message. Claimyr's system is persistent and keeps trying until it gets through. I was skeptical too until I tried it!

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I need to post a follow-up about Claimyr after trying it. I was totally skeptical (as you can see from my previous comment), but I was desperate to talk to the IRS about my education credits and 1098-T issues, so I gave it a shot. The service actually worked exactly as described. I got a call back about 45 minutes after signing up, and I was connected directly to an IRS agent with no hold time on my end. The agent confirmed that the EIN is indeed the federal ID number and helped me sort out an issue with my education credits. I'm genuinely surprised this worked. Sorry for being so skeptical before - I've just seen so many tax scams that I'm always suspicious of anything that sounds too good to be true.

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Just to add another data point - I had the same confusion with my 1098-T last year and ended up calling my university's financial aid office. They confirmed that the EIN listed on the 1098-T form is definitely the federal ID number that tax forms and software are asking for. Also, make sure you're claiming all the education expenses you're entitled to! Depending on your situation, you might be eligible for the American Opportunity Credit (up to $2,500) or the Lifetime Learning Credit (up to $2,000). These can make a huge difference on your tax return.

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How do you know which credit to choose? Is there an income limit or something? I'm a grad student if that matters.

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The choice between credits depends on several factors. For the American Opportunity Credit (AOC), you need to be pursuing a degree, in your first four years of post-secondary education, enrolled at least half-time, and not have a felony drug conviction. It phases out for modified AGI between $80,000-$90,000 ($160,000-$180,000 for joint filers). For the Lifetime Learning Credit, it's better for grad students or those beyond their first four years of college. It starts phasing out at $80,000 ($160,000 for joint filers). The biggest differences are that AOC gives you up to $2,500 (with 40% potentially refundable) while LLC gives up to $2,000 (non-refundable). Most tax software will calculate which is better for your situation.

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Does anyone know if the federal ID number format changes depending on what type of organization the school is? My community college has a 9-digit number, but my friend's trade school gave him something that looks different.

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All legitimate EINs/Federal ID numbers in the US follow the same format: XX-XXXXXXX (nine digits total, usually with a hyphen after the first two). If your friend's trade school provided something in a different format, it could be: 1) Not actually an EIN but some other identifier 2) A mistake on their documentation 3) Not an accredited institution for tax purposes The IRS only issues EINs in the 9-digit format regardless of organization type. Might be worth having your friend call the school to verify.

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Thanks for clearing that up! I'll tell my friend to double-check with his school. It's probably just a typo on their form or maybe it's some internal ID number they use that's not actually the EIN. I've only ever seen the 9-digit format myself.

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I went through this exact same confusion last tax season! Yes, the Federal ID Number and EIN are absolutely the same thing. The IRS uses these terms interchangeably, which is super confusing for first-time filers. When TurboTax asks for the "federal identification number" for your school, just enter the EIN exactly as it appears on your 1098-T form. You can include the dash or leave it out - the software will format it correctly either way. One tip that helped me: if you're ever unsure about any numbers on your 1098-T, you can always call your school's bursar office or financial aid department. They deal with these questions all the time and can confirm which number goes where on your tax return. Don't stress too much about it - you're being appropriately careful with your taxes, which is a good thing!

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This is such a relief to hear from someone who went through the same thing! I was starting to think I was the only one who found this confusing. Your tip about calling the bursar office is really helpful - I didn't even think about that option. I was so focused on trying to figure it out myself that I forgot the school would probably be the best source for clarification. Thanks for the reassurance that being careful is better than rushing through it!

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Hey Alexander! I totally understand your confusion - this tripped me up when I first started filing taxes too. Yes, the federal ID number and EIN are exactly the same thing! The IRS just loves using different names for the same identifier, which makes it super confusing for everyone. When you're in TurboTax and it asks for the school's "federal identification number," just use that EIN from your 1098-T form. That's exactly what they want. The format should be 9 digits (usually written as XX-XXXXXXX with a dash), and you can enter it either way - TurboTax will handle the formatting. Since this is your first year claiming education expenses, make sure you're getting the right credit too! Depending on your situation, you might qualify for the American Opportunity Credit (up to $2,500) or the Lifetime Learning Credit (up to $2,000). Your tax software should help you figure out which one gives you the bigger benefit. Don't worry about being nervous - it's way better to double-check these things than to rush through and make a mistake. You've got this!

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Thanks Paolo! This is exactly the kind of reassurance I needed to hear. I've been stressing about this for way too long when the answer was actually pretty straightforward. I really appreciate you mentioning the different education credits too - I honestly hadn't looked into which one would be better for my situation. I just assumed there was only one option! I'll make sure TurboTax walks me through both the American Opportunity Credit and Lifetime Learning Credit to see which gives me the bigger benefit. It's so helpful to know that other people went through this same confusion when they first started filing. Makes me feel a lot less alone in this whole tax filing process!

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Hey Alexander! I completely understand your confusion - this is one of those tax situations that seems way more complicated than it actually is. Yes, the Federal ID Number and EIN (Employer Identification Number) are absolutely the same thing! The IRS just uses different terminology on different forms, which makes it super confusing for taxpayers. When TurboTax asks for your school's "federal identification number," you should definitely use that EIN from your 1098-T form. That's exactly what they're looking for. The format is always 9 digits (usually shown as XX-XXXXXXX), and most tax software will accept it with or without the dash. Since you mentioned this is your first year claiming education expenses, I'd also recommend double-checking that you're maximizing your education credits. Depending on your income and student status, you might qualify for the American Opportunity Credit (worth up to $2,500) or the Lifetime Learning Credit (up to $2,000). TurboTax should guide you through this, but it's worth understanding the differences. Don't worry about being cautious with your tax return - it's much better to ask questions and get it right than to rush through and potentially miss out on credits or make errors. You're doing exactly the right thing by being thorough!

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This is such helpful advice, Yara! I'm also a first-time filer dealing with education expenses and had no idea there were different types of education credits to choose from. I was just going to take whatever TurboTax automatically suggested, but now I realize I should actually understand the differences between the American Opportunity Credit and Lifetime Learning Credit. Do you happen to know if there are income limits for these credits? I work part-time while going to school and want to make sure I'm not missing out on anything. It's reassuring to see so many people confirming that the EIN and federal ID number are the same - I was starting to think I was completely missing something obvious!

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I see you've gotten some great answers already, but I wanted to jump in as someone who works in tax preparation to confirm - yes, Federal ID Number and EIN are absolutely the same thing! The IRS uses these terms interchangeably, which is incredibly confusing for taxpayers. When you're entering information from your 1098-T into TurboTax, that 9-digit EIN (formatted as XX-XXXXXXX) is exactly what goes in the "federal identification number" field. You can enter it with or without the dash - the software will format it correctly. A quick tip for anyone dealing with education credits: make sure you understand the difference between Box 1 (amounts paid) and Box 5 (scholarships/grants) on your 1098-T. The software needs both pieces of information to calculate your education credits properly. If you have scholarships that exceeded your qualified education expenses, that could affect which credit gives you the best benefit. Also, don't forget that you can only claim education credits for qualified expenses that weren't paid for with tax-free educational assistance like grants or scholarships. TurboTax should walk you through this, but it's good to understand the basics before you start entering numbers.

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Thank you so much for the professional perspective, Melina! As someone new to all this, it's really helpful to hear from someone who works in tax preparation. I had no idea about the Box 1 vs Box 5 distinction on the 1098-T - I was just focused on finding the EIN! Quick question: if my scholarships did exceed my qualified education expenses, does that mean I can't claim any education credits at all, or just that the calculation changes? I received a partial scholarship this year and want to make sure I'm not missing anything or doing something wrong. It sounds like there are more nuances to this than I initially realized!

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Great question! If your scholarships exceeded your qualified education expenses, it doesn't necessarily mean you can't claim education credits - it just changes the calculation. Here's how it works: The IRS requires you to reduce your qualified education expenses by the amount of tax-free educational assistance (like scholarships and grants) when calculating education credits. So if you paid $5,000 in tuition but received a $3,000 scholarship, you can only claim credits on the remaining $2,000. However, you do have some flexibility in how you treat scholarships. If part of your scholarship covered non-qualified expenses (like room and board), you might be able to treat that portion as taxable income, which would then allow you to claim education credits on a larger amount of qualified expenses. This is called "optimizing" your scholarship treatment. TurboTax should help you work through these calculations, but it's definitely worth understanding the basics. The software will typically run different scenarios to see which approach gives you the best overall tax benefit - sometimes paying a little tax on scholarship income results in much bigger education credits. I'd recommend having both your 1098-T and any scholarship award letters handy when you're going through this section in your tax software!

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I just want to add my voice to everyone who's already confirmed this - yes, Federal ID Number and EIN are absolutely the same thing! I went through this exact confusion two years ago when I was filing my taxes for the first time with education expenses. The terminology is super confusing because different forms and software use different names for the same 9-digit number. When TurboTax asks for the "federal identification number" from your 1098-T, just use that EIN exactly as it appears on the form. Don't overthink it like I did! One thing I wish someone had told me back then: take a screenshot or photo of your 1098-T before you start entering data into your tax software. That way if you get confused about which number goes where, you can easily reference the original form without having to dig through your paperwork again. Also, since you mentioned being nervous about claiming education expenses for the first time - that's totally normal! The education credits can be confusing, but they're worth understanding because they can significantly reduce your tax bill or increase your refund. Take your time going through each section and don't hesitate to use the help features in TurboTax if you're unsure about anything. You're being smart by double-checking everything rather than just guessing. Better to spend a little extra time getting it right than having to deal with corrections later!

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This is such great advice, Lena! I'm also dealing with education expenses for the first time this year and your tip about taking a screenshot of the 1098-T is brilliant - I never would have thought of that but it makes so much sense. I've already had to dig through my paperwork multiple times just trying to understand what all the different boxes mean. It's really reassuring to hear from so many people who went through this same confusion. I was starting to feel like I was the only one who found tax forms this intimidating! The fact that everyone is confirming the EIN = Federal ID number gives me confidence to finally move forward with entering the information into my tax software. I really appreciate everyone taking the time to explain not just the answer but also the context around education credits. As a newcomer to all this, understanding WHY things work the way they do makes me feel much more confident about handling my taxes correctly.

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Hey Alexander! I completely understand your confusion - this is actually one of the most common questions we see during tax season, and you're definitely not alone in being puzzled by this! Yes, the Federal ID Number and EIN (Employer Identification Number) are exactly the same thing. The IRS unfortunately uses multiple terms for the same 9-digit identifier, which creates unnecessary confusion for taxpayers. You'll also see it called "Federal Tax Identification Number" or "Employer ID Number" on different forms, but they all refer to that same 9-digit number. When TurboTax asks for your school's "federal identification number," you should absolutely use the EIN that's printed on your 1098-T form. That's exactly what they're looking for. The number will be in the format XX-XXXXXXX (with or without the dash - TurboTax will format it correctly either way). Since this is your first year claiming education expenses, make sure you're also maximizing your education credits! Depending on your income and student status, you might qualify for either the American Opportunity Credit (up to $2,500, partially refundable) or the Lifetime Learning Credit (up to $2,000, non-refundable). TurboTax should help you determine which one gives you the better benefit. Don't feel bad about being nervous - it's much better to double-check these things than to rush through and potentially make mistakes. You're doing exactly the right thing by being thorough with your first education tax return!

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Thank you so much, QuantumLeap! This is exactly the kind of comprehensive answer I was hoping for. It's such a relief to know that this confusion is common and I'm not just being dense about something obvious. I really appreciate you breaking down the different names the IRS uses for the same number - Federal ID Number, EIN, Federal Tax Identification Number, Employer ID Number - it makes sense now why I was getting so confused trying to figure out if they were different things! Your point about maximizing education credits is really valuable too. I honestly had no idea there were different types of credits or that one could be partially refundable while the other isn't. I was just planning to take whatever TurboTax suggested, but now I understand I should pay attention to which one actually gives me the better benefit. I'm definitely going to take my time going through the education section now instead of rushing through it. Thanks for the reassurance that being thorough is the right approach - sometimes it feels like everyone else just breezes through their taxes while I'm here stressing over every little detail!

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Hey Alexander! I totally get your confusion - I went through this exact same thing when I first started filing taxes with education expenses. It's actually one of those things that seems way more complicated than it really is! Yes, the Federal ID Number and EIN are absolutely the same thing! The IRS just loves using different terminology for the same identifier, which drives everyone crazy. When TurboTax asks for the "federal identification number" for your school, you should definitely use that EIN from your 1098-T form - that's exactly what they want. The format should be 9 digits (usually shown as XX-XXXXXXX), and you can enter it with or without the dash. TurboTax will handle the formatting automatically, so don't stress about that part. Since you mentioned this is your first time claiming education expenses, make sure you understand which education credit you're eligible for! The American Opportunity Credit can be worth up to $2,500 (and part of it is refundable), while the Lifetime Learning Credit is worth up to $2,000. Your tax software should help you figure out which one gives you the bigger benefit based on your specific situation. Don't feel bad about being nervous - I was the same way my first year! It's way better to double-check everything and get it right than to rush through and potentially miss out on credits or make mistakes. You're being smart about this!

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Thank you Kingston! This is so helpful and reassuring to hear from someone who went through the exact same confusion. I was honestly starting to wonder if I was overthinking something that should be obvious, but it sounds like the IRS terminology really is just unnecessarily confusing. I'm definitely going to take your advice about understanding the different education credits before just accepting whatever TurboTax automatically suggests. The fact that the American Opportunity Credit can be partially refundable while the Lifetime Learning Credit isn't is something I had no idea about - that could make a real difference in my refund! It's such a relief to know that being cautious and double-checking everything is actually the right approach. Sometimes when you're new to filing taxes, you feel like everyone else just knows what they're doing while you're sitting there stressing over every form. Thanks for the encouragement that it's better to be thorough than to rush through it!

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