Have you checked your IRS transcript to see if there are any issues or holds? Sometimes there's a problem that needs to be resolved before they'll release the funds, even if you have a DDD. You can access your transcript online at irs.gov if you have an account.

I had the exact same issue with Cash App last year - DDD of 4/12 but didn't see the money until 4/17. It's super frustrating when you're expecting it and it doesn't show up! Since you already confirmed your 846 code with the 4/15 date on your transcript, the IRS has definitely sent the money. Cash App just processes government deposits slower than traditional banks. I'd give it until Monday (that'll be 4 full business days) before panicking. If it's still not there by then, definitely call both Cash App and the IRS. But based on my experience and what others are saying here, you should see it in the next day or two. Hang in there!

Just went through this exact same panic last month! The 766 and 768 codes are just part of the puzzle - they don't have to add up to your total refund at all. Like others said, look for code 846 (that's your actual refund amount). Also keep an eye out for code 150 which shows your tax liability, and any 806 codes which are withholdings from your W-2. All these different pieces come together to determine your final refund. The IRS math works even when it looks like chaos to us! 😅

Just wanted to add - if you're still confused after looking at all the codes, don't be afraid to call the IRS directly! I know their wait times are brutal but sometimes a human explanation helps way more than staring at numbers. I called last year when my 766/768 situation looked weird and the rep walked me through exactly what was happening with my refund. Sometimes there are offsets or adjustments that aren't immediately obvious from the transcript alone.

I had the same confusion last year! Code 766 is your refundable credit (like child tax credit, earned income credit, etc.) and 768 is usually additional child tax credit. But your actual refund amount also factors in your withholdings (code 806), estimated tax payments, and your total tax liability. So those two codes alone won't equal your refund - you need to look at the whole picture on your transcript. As long as you see those codes with dates, you're probably good to go!

Yeah this is totally normal! I went through the same panic last year. Your transcript shows different pieces of the puzzle - 766 and 768 are just two of many codes that factor into your final refund. You might also have withholdings from your paychecks (code 806), other credits, or even small adjustments that all get calculated together. The IRS basically does the math: (all your credits + withholdings) - (your actual tax owed) = your refund amount. As long as you're seeing movement on your transcript with recent dates, you're in good shape!

mine looked exactly like this last week and I just got my DDD today! hang in there

I see you're missing code 768 for the Earned Income Credit, which is totally normal at this stage! The IRS processes EIC claims separately and they often appear later in the cycle. Your transcript shows you're in cycle 20250605, so you should see updates every Thursday night/Friday morning. Based on your numbers, you're looking at a substantial refund - but the exact amount will depend on when your EIC gets processed and shows up as code 768. The cycle date (20250605) tells you when your return will be worked on, while the processing date (Feb 24) is when it was initially received. Keep checking your transcript weekly - you should see code 846 (refund issued) and hopefully 768 (EIC) appear together soon. The 21-day processing window for returns with credits means you're still well within normal timeframes!

I'm in a very similar situation! Filed with Jackson Hewitt on February 10th with the Serve card option and got my advance right away, but I'm still waiting for the remainder after 14 days. This is my second year using this setup, and last year the whole process took exactly 12 days from filing to final deposit. What's really frustrating is that the IRS Where's My Refund tool has been stuck on "being processed" this entire time - no movement to "refund approved" or "refund sent" yet. I'm starting to wonder if there's something different about how the IRS is processing returns this year, because based on everyone's experiences here, it seems like the timelines are consistently longer than previous years. Austin, have you noticed any updates on your WMR status since you posted this?

I filed with Jackson Hewitt and the Serve card on February 14th and I'm also still waiting after 10 days now. Got my advance immediately but nothing since then. This is my third year using this setup and it's definitely taking longer than usual - previous years I had my full refund within 8-10 days total. I think there might be some IRS processing delays this season because I've talked to friends who used other tax prep services and they're also experiencing longer wait times than normal. The IRS website has been showing "being processed" the entire time with no updates. At least it's good to know from reading everyone's experiences that we're not alone in this! Hopefully we'll all see movement in the next few days since most people seem to be getting theirs around the 14-17 day mark this year.