Where can I cash EDD check with no bank account? Got check instead of Money Network card

You can cash an EDD check at most check cashing places, but yes they'll charge a fee (usually 1-3%, not 10%). Walmart will cash government checks up to $5,000 for a $4 fee if your check is under $1,000, or $8 if it's over. You'll need a valid ID. Some grocery stores like Food 4 Less also cash government checks. Another option is to go directly to the bank listed on the check (Bank of America for EDD checks) - they'll cash it even without an account, but bring your ID.

i cashed mine at the check cashing place near my house last year. they charged me like $20 on a $450 check which sucked but i needed the money that day. walmart is def cheaper tho

The same thing happened to me! I requested a card and got a check instead. I called EDD about it (took like 40 tries to get through 🙄) and they said sometimes they send the first payment as a check even if you request the card. The Money Network card will come in the mail a week or two after your first payment, and all future payments will go on that card instead of paper checks. It's super annoying they don't explain this anywhere in their instructions.

I HAD THE EXACT SAME PROBLEM!!! EDD sent me a check when I asked for direct deposit and I wasted 3 DAYS trying to reach someone at EDD about it. Their phone system is a joke - always busy or they hang up on you! The BofA on the check will cash it but they'll charge you a FEE if you dont have acct with them!!!!

Just wondering - did you do your certification online or by mail? Sometimes how you certify affects how they pay you.

Once you get your Money Network card, you might want to consider setting up direct deposit for future payments if you can open a bank account. Many credit unions offer free checking accounts with no minimum balance requirements. I know you said you don't have a bank, but it might be worth looking into to avoid check cashing fees in the future. The Money Network card works fine too, but sometimes there are fees at certain ATMs.

The Money Network card can be used for purchases at stores with no fee. You get free ATM withdrawals at Bank of America ATMs and MoneyPass network ATMs. There's a fee for out-of-network ATMs (about $3). There's no fee for checking your balance online, but there's a small fee for calling customer service more than once per month. You can also transfer money from the card to a bank account online if you eventually open one.