Need help getting EDD Money Network card - where to call? No card after 3 weeks
I got approved for unemployment benefits 3 weeks ago and still haven't received my EDD debit card in the mail. My claim shows payments were issued, but I can't access my money without the card! I checked my address is correct in UI Online. Is there a specific number I need to call to get the card sent out? I read something about Money Network being the card provider now instead of Bank of America? The EDD website is confusing me and I really need this money for rent next week. Anyone know the right contact for card issues? Thanks!!
21 comments

Omar Farouk
You need to contact Money Network directly for card issues, not EDD. Their customer service number is 1-888-323-7735. They're available 24/7. When you call, have your EDD Customer Account Number ready (it's on your award letter). They can tell you if your card was already mailed and when, or send you a replacement if needed. If they say it was already sent, ask them to verify your address.
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Freya Andersen
AuthorThank you so much!! I didn't realize I needed to call Money Network directly. I've been looking all over UI Online for card info. Will call them right now!
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CosmicCadet
same thing happend to me lol. took almost a month to get my card and i was FREAKING OUT. just wait a little longer it will come
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Freya Andersen
AuthorA month?! I can't wait that long! My rent is due next week and I'm completely broke. Did you end up calling anyone to speed it up?
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CosmicCadet
nah i just waited. but maybe try that number the other person posted if ur in a hurry
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Chloe Harris
The Bank of America EDD cards were phased out last year, and Money Network is now handling all EDD debit cards. If you previously had a BofA EDD card, it won't work anymore - you NEED the new Money Network card. Important: If this is your first time on unemployment, your card is automatically mailed when your first payment is processed. But the system is SLOW. They claim 7-10 business days, but it's taking 3+ weeks for many people right now. If you need your money faster, I'd recommend setting up direct deposit instead of waiting for the card. Log into UI Online, go to "Payment Methods" and select "Change Payment Method" to switch to direct deposit. You'll need your bank routing and account numbers.
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Freya Andersen
AuthorThis is really helpful info, thank you! I didn't know I could switch to direct deposit instead. I'll try that if Money Network says the card will take much longer.
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Diego Mendoza
When I had this problem I tried calling EDD for THREE DAYS and could never get through!!! The phone lines are a JOKE. You call and it just says they're experiencing high call volume and HANGS UP ON YOU. How is anyone supposed to resolve issues???
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Anastasia Popova
I was in the same situation last month trying to get through to EDD about my missing card. What worked for me was using Claimyr - it's a service that basically calls EDD for you and gets you in the queue, then calls you when an agent is available. Saved me days of frustration. You can check it out at claimyr.com - they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km But honestly for card issues specifically, calling Money Network directly as mentioned above is probably faster since they handle the cards now, not EDD.
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Sean Flanagan
Everybody saying "just call Money Network" but good luck getting a human! I spent 45 minutes on hold last month for a replacement card. Here's what I learned: 1) Call early morning (like 8:01am) to avoid the longest hold times 2) When the automated system asks why you're calling, say "lost or stolen card" even if that's not exactly your issue - it routes you faster 3) Have your full SSN and address ready - they'll ask for verification 4) If they say your card was already mailed, ask for the exact date and tracking info 5) Standard delivery is 7-10 business days, but you can pay extra for expedited shipping (2-3 days) Hope this helps! The whole EDD/Money Network system is frustrating but eventually works.
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Freya Andersen
AuthorThese are fantastic tips, thank you! I'll definitely try calling first thing tomorrow morning. Good to know about the "lost or stolen card" option - I would have just selected general questions and probably waited forever.
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Zara Shah
my edd payments started going to the old bofa card at first but then they switched to money network. i never got a new card and had to request one. they dont automatically send them to everyone so check if ur payments r actually processed yet on ui online
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Freya Andersen
AuthorI checked UI Online and it shows my payments as "Paid" for the last 3 weeks. That's why I'm confused about where my money is and why I don't have a card yet.
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Chloe Harris
If UI Online shows "Paid" status but you don't have your card yet, Money Network has likely already processed and mailed your card. First-time cards are automatically sent when the first payment is issued. However, with current delays, it could take 3-4 weeks to arrive. Definitely call the Money Network number provided above to check on status.
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Leila Haddad
That makes sense about the automatic mailing. I'm going to call Money Network first thing tomorrow morning using the tips from @Sean Flanagan about calling early and saying lost "or stolen card to" get through faster. If they confirm it was already mailed weeks ago, I ll'ask about expedited replacement shipping since I really need the funds ASAP. Thanks everyone for the helpful advice!
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Miguel Silva
I'm also dealing with this same issue right now - going on week 3 without my Money Network card! Reading through everyone's detailed experiences here has been incredibly reassuring that this is a widespread problem with actual solutions. One thing I wanted to add that might help others: I discovered that you can check the status of your card through the Money Network website (mynycb.com/moneynetworkedd) even before you receive it. You just need your SSN and some basic info. It won't solve the problem, but at least you can see if your card shows as "issued," "mailed," or still "in production." I'm definitely going to try the early morning calling strategy (7:30-7:45am) that multiple people have recommended, and ask specifically for a "card fulfillment specialist" right away. The address formatting issues that several people mentioned make so much sense - I live in an apartment and I bet there's a mismatch between how EDD and Money Network have my address stored. Thank you to everyone who shared such specific, actionable advice. This thread is literally more helpful than anything on the official EDD website! Will update with how my call goes tomorrow morning. Fingers crossed! 🤞
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Christopher Morgan
Thanks for mentioning the Money Network website portal! I had no idea you could check your card status online at mynycb.com/moneynetworkedd - that's really useful to know even just for peace of mind. I'm going to check that right after I post this comment. It's so helpful to see if the card is actually "in production" versus stuck somewhere in the system. I'm also planning to call tomorrow morning using everyone's strategies here - the 7:30am timing and asking specifically for a "card fulfillment specialist" seems to be the winning combination. This whole thread has been like a crash course in navigating the EDD/Money Network system! Really hope your call goes well tomorrow and that you get your card issue resolved quickly. Please do update us - I think a lot of people are following along and would benefit from hearing how the specialist route works out for you!
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Giovanni Mancini
I'm so grateful I found this thread! I've been dealing with the exact same situation - it's been almost 4 weeks since my UI Online shows "Paid" status but still no Money Network card. I was starting to think I was the only one going through this nightmare! Reading through everyone's detailed experiences and solutions has been incredibly helpful. The early morning calling strategy (7:30-7:45am) and asking specifically for a "card fulfillment specialist" seems to be the key based on multiple success stories here. I had no idea there was a difference between general customer service and specialists who can actually track cards through their internal system. The address formatting issues that several people mentioned really hit home for me - I live in a condo and I bet there's a mismatch between how EDD has my address (probably "Unit 4B") versus what Money Network expects (maybe "#4B" or "Apt 4B"). These tiny formatting differences causing weeks of delays is so frustrating but at least now I know what to ask about. I'm also going to check that Money Network website portal someone mentioned (mynycb.com/moneynetworkedd) to see the status of my card, and start the direct deposit switch in UI Online as backup while I pursue getting the card. Thank you everyone for sharing such specific, actionable advice and success stories. This thread has been more helpful than hours of searching official websites! I'll definitely update with how my call goes tomorrow morning. Feeling much more hopeful now! 🙏
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Olivia Van-Cleve
I'm in the exact same boat - week 3 and counting with no card! This thread has been a lifesaver, honestly. I had no idea about the specialist vs regular customer service difference either. I've been calling the general line and getting nowhere. The address formatting thing is probably my issue too since I'm in an apartment complex. I'm going to try the 7:30am call tomorrow and use that exact wording about "card fulfillment specialist" that everyone's mentioned. Also starting my direct deposit switch right now as backup. Thanks for summarizing all the key strategies - having it all in one comment is really helpful! Let's both update tomorrow on how our calls go. We got this! 💪
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NebulaNomad
I'm going through the exact same situation right now - week 2.5 of waiting for my Money Network card and getting really stressed about upcoming bills! This thread has been absolutely incredible - way more helpful than anything I could find on the official EDD or Money Network websites. I wanted to thank everyone who shared such detailed strategies, especially the early morning calling approach (7:30-7:45am) and asking specifically for a "card fulfillment specialist." I had no idea there was a difference between general customer service and specialists who can actually track your card through their internal systems! The address formatting issues that multiple people mentioned really resonates with me - I'm in an apartment complex and I bet there's some tiny difference between how EDD has my address versus what Money Network expects. It's so frustrating that something like "Apt 3C" vs "#3C" can hold up someone's rent money for weeks! I'm definitely going to call tomorrow morning at 7:30am sharp and use the exact approach everyone outlined. Also going to check that Money Network portal (mynycb.com/moneynetworkedd) to see my card status, and start setting up direct deposit as backup right now. Reading all these success stories gives me so much hope that this is totally solvable once you reach the right person. Will definitely update with how my call goes! Thanks again everyone for sharing your experiences - this community support means everything when you're dealing with EDD stress! 🙏
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Zara Mirza
You're absolutely right that this thread has been incredibly helpful - I wish I had found it weeks ago when I was panicking about my missing card! The collective wisdom here is so much better than trying to navigate the official websites alone. I'm actually in a very similar situation (week 3 of waiting) and I'm planning to try the same strategy tomorrow morning. The address formatting issue seems to be the culprit for so many people - it's crazy that such tiny differences can cause these major delays, but at least now we know what to look for. One thing I learned from reading everyone's experiences is to take screenshots of your UI Online payment history before calling, since the specialists can use that as proof to expedite your case. Also going to have my full address written out in different formats (Apt vs # vs Unit) so I can quickly verify which one they have on file. Good luck with your 7:30am call tomorrow! I'll be trying around the same time. Hopefully we'll both have success stories to share by tomorrow afternoon. This community support really does make such a difference when dealing with all this EDD stress! 💪
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