EDD Money Network account access before card arrives - desperate for funds

nope gotta wait for the card sorry

You technically need the card to access the funds, but there are a few things you can try: 1. Call Money Network directly at 1-866-320-8699 - yes, the wait times are terrible, but if you can get through, they can expedite a replacement card for a fee (usually around $15) 2. You can also check if you're eligible for a virtual card through the Money Network mobile app. Not everyone qualifies, but it's worth trying. Download the app and use the "virtual card" option to see if you can access your funds digitally. 3. If you set up your EDD account correctly initially, you should've had the option for direct deposit to your personal bank account instead of the Money Network card. For future payments, you might want to switch to direct deposit. Hope this helps!

I went through this EXACT SAME THING in January!!! The waiting is the WORST especially when you can see the money sitting there! Mine took 12 days to arrive and it was pure torture. The tracking info they give you is basically useless too. Call the Money Network people and BEG them to expedite it. Sometimes they will, sometimes they won't. Depends on who you get on the phone.

After having similar issues reaching EDD and Money Network, I found that Claimyr got me through to a real agent within 20 minutes - worth every penny when I was desperate to resolve my card issue. They connected me directly to EDD, who then transferred me to Money Network's priority line. Check out the demo video here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km and their website at claimyr.com. Only reason I actually got my card expedited without waiting weeks.

there actually is a way but its not well known. I found out you can link your Money Network account to PayPal before the card arrives if you have your account number. call EDD (good luck lol) and ask for your Money Network account number. its different from your claim number. then add it as an external account in PayPal and transfer the money that way. worked for me when i was in your situation last month. took about 3 days for the transfer to go through tho.

I had this exact problem! The virtual card option doesn't work for everyone - it depends on when your account was created. The Money Network system was updated in late 2024 and newer accounts have more options. Here's what I learned after hours of frustration: 1. The cards are typically mailed 2-3 business days after your first payment is processed 2. Standard delivery takes 7-10 business days 3. Expedited delivery costs $15 but gets it to you in 3 business days 4. You MUST have the physical card to set up online access initially In my case, I called repeatedly until I got someone willing to help. The trick is to emphasize that you have urgent bills that cannot wait (medical, housing, etc). They do have the ability to issue emergency access in extreme cases.

This whole Money Network thing is such a scam, they make it DELIBERATELY difficult to access YOUR money so they can hold onto it longer. I went through 3 lost cards before I finally got one. Total nightmare. The whole system is designed to frustrate people so much they give up. I finally switched to direct deposit and it's so much better.

Just following up - were you able to resolve this? The most reliable method is calling Money Network directly at 1-866-320-8699 and requesting an expedited card. Yes, the wait times are frustrating, but it's really the only official way to access your funds before the standard card arrives. For everyone else reading this thread in the future: when you first file for unemployment, ALWAYS select the direct deposit option if you have a bank account. It's much faster and more reliable than the Money Network card system.