EDD Direct Deposit option changed to Money Network card - how long for delivery?

This is actually pretty common. The system sometimes defaults to the Money Network card even if you select direct deposit. In my experience, the card usually arrives within 7-10 business days after your first payment is processed. If you need it faster, you can call EDD and ask them to expedite the card delivery, though that's hit or miss if they'll actually do it.

got mine in 6 days but my cousin waited 3 weeks lol. totally random i think. you can call them to check the status but good luck getting thru

If you need to actually speak with an EDD representative about changing your payment method back to direct deposit or tracking your card, I'd recommend using Claimyr (claimyr.com). I was in the exact same situation last month and couldn't get through the phone lines for days. Claimyr got me connected to an EDD agent in about 20 minutes. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The agent I spoke with explained that even if you select direct deposit initially, the first payment often comes on the card while they verify your bank information. After that, you can call and have them switch future payments to direct deposit.

THE SAME THING HAPPENED TO ME!!!! its like they WANT to make everything take longer. my card took 8 days to arrive and then i had to activate it and set a pin and all that bs. so annoying when they could just deposit the $$ directly!!!!!

This is a very common issue with EDD's system. Here's what's happening: When you first file a claim, you do select direct deposit, but EDD still sends the first payment(s) via the Money Network card while they verify your banking information. This is actually a security measure to prevent fraud. Timeframes for receiving the card vary: - Standard delivery: 7-10 business days - Expedited delivery (if requested): 3-5 business days Once you receive the card, you have three options: 1. Use the card as-is (it works anywhere Visa is accepted) 2. Transfer funds from the card to your bank account using the Money Network mobile app 3. Call EDD to confirm your direct deposit information is on file for future payments If you need your payment urgently, call the EDD card customer service at 1-866-692-9374 (not the regular EDD line) and request expedited delivery of your card.

i remember when i got laid off back in 2023 this happened to me too so dont worry its normal. card came in like 9 days for me but my friend got hers in a week. anyway EDD always says one thing and does another lol welcome to the club

While we're waiting for your card to arrive, have you certified for benefits yet? Sometimes people focus so much on the payment method they forget to certify and then wonder why no money is being sent at all! Just a friendly reminder!

I'd like to clarify something important: The Money Network card is actually the default payment method for all new EDD claims in 2025. Even if you selected direct deposit during your application, your first payment will always come on the card. After you receive the card, you can call EDD to switch to direct deposit for future payments, but that first payment will always be card-based. This is part of EDD's fraud prevention measures. As for timing, the official timeframe is 7-10 business days from the date your first payment is processed (not from when you filed or were approved). If your payment was just processed yesterday, for example, the earliest you'd likely see the card is next Wednesday. One tip: When the card arrives, you can download the Money Network mobile app and transfer the funds directly to your bank account instead of waiting to switch to direct deposit for future payments.

One important thing to know: once your card arrives, make sure you activate it immediately and set up your online account. Even if you plan to switch to direct deposit later, you need to activate the card to access any funds that have already been issued to it. Many people make the mistake of ignoring the card if they want direct deposit, but then they can't access their initial payment(s). Also, check your mail carefully every day. The card comes in a plain white envelope that can look like junk mail. Many people accidentally throw it away and then have to request a replacement, which takes even longer.

Hey Oscar! I went through this exact same situation about 2 months ago. I was so confused when I saw the Money Network card option selected instead of direct deposit. What helped me was calling the EDD card services line at 1-866-692-9374 and asking them to track my card shipment. They were able to give me a better timeline than the general EDD line. My card took exactly 8 business days to arrive, and I was able to transfer the funds to my bank account the same day using their mobile app. The transfer took about 2 business days to show up in my account. Since your rent is due next week, I'd definitely recommend calling that number to see if you can get expedited shipping or at least track when it was sent out. Good luck!

Just wanted to add my experience - I had the exact same thing happen last month! I was so sure I selected direct deposit, but then saw the Money Network card option was selected instead. It's definitely frustrating when you're counting on that money for bills. My card took 9 business days to arrive, but once I got it, I was able to use the Money Network app to transfer funds to my bank account within minutes. The actual bank transfer took 2 business days to clear. One thing that helped was setting up text alerts through the Money Network website so I got notified as soon as funds were loaded onto the card. That way I could transfer them right away instead of waiting to physically check the card balance. Hang in there - it's annoying but you'll get through it!

I totally feel your frustration! The same thing happened to me when I first applied - I was absolutely certain I selected direct deposit but somehow ended up with the Money Network card selected. It's like the system has a mind of its own sometimes! From what I've learned, this is actually super common and happens to most people on their first claim. The card typically arrives within 7-10 business days from when your payment is processed, not from when you filed. Since you mentioned your payment was just processed, you're probably looking at late next week. A few things that might help while you wait: - Call 1-866-692-9374 (the card services line) to see if you can get expedited delivery - Once the card arrives, download the Money Network app immediately - you can transfer funds to your bank account the same day - Set up text alerts so you know the moment funds hit the card I know it's stressful with rent due, but hang in there! Most people in this thread seem to have gotten their cards within that 7-10 day window. The system is frustrating but it does work eventually.

I'm dealing with this exact same situation right now! Filed my claim two weeks ago, definitely selected direct deposit, but when I check my account it shows Money Network card. I called the regular EDD line three times and couldn't get through, but after reading all these comments I'm going to try that card services number tomorrow. It's such a relief to know this is normal and not some kind of error on my part. The stress of waiting for money when you have bills due is real! Thanks everyone for sharing your timelines and tips - especially the Money Network app transfer option. I had no idea you could move the funds that quickly once the card arrives. Definitely going to set up those text alerts too!

Just went through this same exact situation last month! I was absolutely certain I had selected direct deposit during my application, but when I logged into my EDD account, there it was - Money Network card selected. I thought I was losing my mind! Turns out this is completely normal and happens to almost everyone. The first payment always goes to the card regardless of what you initially selected - it's part of their verification process. My card took exactly 9 business days to arrive after my payment was processed. Here's what I wish someone had told me: Once you get the card, don't panic about being stuck with it forever. You can immediately transfer the funds to your bank account using the Money Network mobile app - it literally takes like 2 minutes and the transfer shows up in your bank within 1-3 business days. Way faster than waiting to get direct deposit set up for future payments. Also, definitely call 1-866-692-9374 (the card services line, not the main EDD number) to check if you can get expedited shipping. They were actually helpful when I called, unlike the main EDD line. Since your rent is due next week, it's worth asking! The card comes in a plain white envelope that looks like junk mail, so check your mailbox carefully. You got this - the waiting is the worst part but it does work out!