EDD disability payments not showing up on existing BofA card after maternity leave claim approved
Hi everyone, I'm SO confused about my disability payments for maternity leave! I checked my EDD account yesterday and it shows my SDI payment was issued via direct deposit two days ago, but when I log into my Bank of America EDD card account, the balance is still only $2.15 from an old unemployment claim from 2023. I received this replacement card about a month ago for my old UI claim (they seriously mailed me a new card for $2.15... why??). My question is: Are maternity disability payments supposed to go onto the same BofA card I used for unemployment last year? Or will they send me a completely new card for SDI benefits? I'm getting really anxious because I need this money for baby expenses and my leave started 3 weeks ago. Anyone dealt with this SDI/UI card confusion before?
17 comments


Chloe Martin
They should be using the same card for both UI and SDI payments. When I had my baby in 2024, my disability payments went onto the same BofA card I had used for unemployment the previous year. However, sometimes there can be a system disconnect if you haven't used the card in a while. I'd recommend checking if your address is updated in both your EDD SDI Online account AND your BofA prepaid account. If everything looks correct, you should call EDD to make sure they have the right payment method on file.
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Omar Fawaz
Thank you! I double-checked both accounts and my address is current in both places. Such a relief to hear they should use the same card though. I was worried I'd have to wait for a whole new card in the mail.
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Diego Rojas
did u set up direct deposit to your regular bank account? cuz edd disability payments can go direct to your checking account not just the bofa card. might wanna check your regular bank too
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Omar Fawaz
Hmm I don't remember setting up direct deposit to my checking account, but maybe I did? I'll definitely check that too. Thanks for the suggestion!
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Anastasia Sokolov
OMG the EXACT same thing happened to me!! My maternity SDI payment showed as
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Omar Fawaz
Oh wow, that makes me feel better! Did it just randomly show up or did you have to do anything to get it resolved? I'm on day 3 of waiting now...
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Anastasia Sokolov
It literally just appeared on day 5! No explanation, no notification, just suddenly the money was there. SO frustrating that they show it as \
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StarSeeker
There's a technical explanation for what's happening here. When EDD processes SDI payments, they're handled through a different payment system than UI benefits, even though both ultimately use the BofA card. The lag time you're experiencing is because:\n\n1. EDD marks the payment as \
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Omar Fawaz
This is super helpful, thank you! It's only been 3 business days so I'll wait a bit longer before calling. My card isn't expired - it was just issued last month (for that tiny UI balance).
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Sean O'Donnell
wait so yr on maternity leave now? congrats! boy or girl?? sry not helpful for yr question but i've been on hold w/ edd for DAYS trying to get my disability too and it's making me crazy
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Omar Fawaz
Thanks! It's a girl - my first! And I totally get the frustration with EDD... this payment delay is stressing me out so much.
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Zara Ahmed
Listen, I've been through this nightmare with EDD multiple times. Their system is broken and trying to get a human on the phone is basically impossible. After wasting DAYS trying to reach someone at EDD about my disability payments last year, I found this service called Claimyr that got me through to an actual EDD agent in about 20 minutes. It costs money but honestly saved my sanity. You can see how it works at their website claimyr.com or check out their demo video at https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd\n\nFor your specific issue, you definitely need to talk to an EDD agent because they can see exactly where your payment is in their system and why it might be delayed. Good luck with the new baby!
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Diego Rojas
does that claimyr thing actually work? i tried calling edd like 30 times today and jst kept getting hung up on
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Zara Ahmed
Yeah it worked for me twice now. better than wasting hours redialing for sure
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Omar Fawaz
Thanks for the suggestion! If my payment doesn't show up by tomorrow, I'll definitely check it out. Getting through to an actual person sounds amazing right now.
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Luca Esposito
Hey there! Just wanted to update everyone on what happened with my situation. My payment finally posted to my BofA card this morning - took exactly 5 business days from when it showed as \
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Chloe Martin
That's great news! Glad it worked out without you having to call them. Enjoy your time with your new baby!
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