EDD Overpayment Notice: What to Do?
Hey everyone, I just got notified about an overpayment on my unemployment benefits. Has anyone dealt with this before? I'm not sure what to do next or how to handle it. Any advice would be really appreciated!
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FireflyDreams
Ugh, I've been there. It's such a headache! First thing you should do is double-check all your paperwork and make sure it actually is an overpayment. Sometimes they make mistakes.
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Natasha Kuznetsova
•This! 👆 I thought I had an overpayment but it turned out to be their error. Definitely worth checking!
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Javier Morales
•how do you even go about checking that? the EDD website is impossible to navigate 🤔
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FireflyDreams
•You can try calling them, but good luck getting through lol. I ended up having to go through all my bank statements and compare them to the benefit amounts they said I received.
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Emma Anderson
I found a method to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/1X-mEsLtbmQ
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Malik Thompson
•Sounds too good to be true. Has anyone else tried this?
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Isabella Ferreira
•$20 just to talk to someone? That's ridiculous, we shouldn't have to pay for basic customer service 😤
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Emma Anderson
•I get it, but for me it was worth it. Spent hours trying to get through before I found this. Saved me so much time and stress.
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CosmicVoyager
•Can you give more details about how it works? Do they guarantee you'll get through?
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Emma Anderson
•Yeah, so basically they use some kind of auto-dialer that navigates the phone tree and waits on hold. When a real person picks up, it calls your phone. They don't guarantee it'll work every time, but it did for me.
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Ravi Kapoor
Whatever you do, don't ignore it. I made that mistake and ended up owing way more because of penalties. Reach out to them ASAP and try to set up a payment plan if you can't pay it all at once.
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Freya Nielsen
Has anyone had any luck with getting an overpayment waived? I heard it's possible if it wasn't your fault, but idk how to even start that process.
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Omar Mahmoud
•I actually managed to get mine waived! It was a whole ordeal tho. Had to provide a ton of documentation and it took months. But worth trying if you really can't afford to pay it back.
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Freya Nielsen
•Wow, that's awesome! Do you remember what kind of documentation they asked for? I'm willing to try anything at this point.
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Omar Mahmoud
•They wanted proof of income, bank statements, and a written statement explaining why I couldn't repay. Also had to fill out this financial hardship form. It was a lot, but hang in there!
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Chloe Harris
Here's what you need to know about EDD overpayments: 1. Types of overpayments: - Non-fraud: Honest mistakes - Fraud: Intentional misrepresentation 2. What to do: - Respond to any notices immediately - Request an appeal if you disagree - Apply for a waiver if eligible 3. Repayment options: - Lump sum - Payment plan - Offset against future benefits 4. Consequences of not paying: - Additional penalties - Wage garnishment - Tax refund interception Remember, each case is unique. It's best to contact EDD directly to discuss your specific situation. Don't panic, but do take action promptly.
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Diego Vargas
•This is super helpful, thanks for breaking it down! 🙏
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NeonNinja
•Quick question - do you know how long they typically give you to repay? I'm worried I won't be able to come up with the money fast enough.
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Chloe Harris
•It varies, but they usually work with you on a repayment plan if you can't pay it all at once. I've seen plans ranging from 6 months to 3 years. Just be honest about what you can afford.
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Anastasia Popov
am i the only 1 who thinks its bs that they can just decide we owe them money outta nowhere? like how are we supposed to budget for this crap
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Sean Murphy
•Preach! 🙌 The whole system is a joke. They mess up and we have to pay for it.
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Zara Khan
•I feel you, but sometimes it's legit. Like if you got a job and didn't report it right away. Still sucks tho.
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Luca Ferrari
Pro tip: Keep ALL your unemployment-related documents, even after you stop claiming. I'm talking about approval letters, certifications, pay stubs, everything. You never know when you might need them.
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Nia Davis
•Learned this the hard way. Wish I'd seen this advice a year ago! 😩
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Mateo Martinez
Has anyone tried contacting their local representative about EDD issues? I've heard some people have had success going that route when they can't get anywhere with EDD directly.
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QuantumQueen
Just a heads up, if you do end up having to repay, make sure you get documentation of everything. I paid mine off and then six months later they tried to say I still owed. Thank god I kept all my receipts!
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Aisha Rahman
•Omg that's terrifying. Did you have any trouble proving you'd paid?
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QuantumQueen
•It was a pain in the ass, but I eventually got it sorted. Took like a month of back and forth tho. Moral of the story: document EVERYTHING
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TillyCombatwarrior
This happened to me last year and I was freaking out! Here's what worked for me: 1) Don't panic - these things can often be resolved, 2) Gather all your paperwork (benefit statements, work search logs, everything), 3) Call the overpayment department specifically (different from regular EDD line), and 4) If you can't afford to pay back immediately, ask about hardship options. In my case, it turned out I had reported my part-time work correctly but their system had a glitch. Took 3 months to fix but they eventually cleared it. Good luck! 🤞
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