When will UI benefits resume after overpayment deduction? Do I need to set up a payment plan?
Hey everyone, I'm in a bit of a pickle with unemployment benefits. I had an overpayment situation a while back, and now I'm wondering when I'll start receiving benefits again after they deduct the overpayment. Anyone been through this? Do I need to set up a payment plan myself, or will they just take it out automatically? I'm kinda lost here and could use some advice.
28 comments


Aiden Rodríguez
I've been there, buddy. Usually, once the overpayment is deducted, your benefits should start up again automatically. Have you gotten any recent updates from the unemployment office about your payment status? They should've sent you something explaining the process.
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Maya Patel
•Thanks for the reply! I haven't received anything recently. Should I be worried? How long did it take for your benefits to restart?
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Aiden Rodríguez
•It took about 3 weeks for mine to kick back in after they started deducting the overpayment. If you haven't heard anything in a while, might be worth giving them a call to check on your status. Better to be proactive, ya know?
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Maya Patel
•Ugh, calling them is such a pain. But youre probably right. I'll try to get through to someone this week. Thanks for the advice!
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Emma Garcia
The system is so messed up, I swear. I had an overpayment issue last year and it took FOREVER to sort out. Hang in there, OP. 🙄
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Ava Kim
Ok, let me break this down for you based on my experience and what I've learned: 1. Overpayment deductions are usually automatic. You don't typically need to set up a payment plan yourself unless you're no longer receiving benefits. 2. The deduction amount can vary. Sometimes they take a percentage, other times they might withhold entire payments until the overpayment is recovered. 3. Benefits should resume once the overpayment is fully recovered. However, the timing can vary. 4. It's crucial to keep an eye on your online account if you have one. Any updates or changes should be reflected there. 5. If you haven't received any communication, definitely reach out to them. Sometimes things fall through the cracks. 6. Keep all documentation related to your claim and the overpayment. You might need it later. 7. If you're facing financial hardship due to the overpayment recovery, let them know. Some states have hardship waivers or can adjust the repayment terms. Hope this helps! Let me know if you have any other questions.
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Maya Patel
•Wow, thank you so much for this detailed response! This is super helpful. I'll definitely check my online account and give them a call if I don't see any updates soon.
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Ethan Anderson
•This is great info! Quick question - do you know if the hardship waivers apply to all states or just some?
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Ava Kim
•Good question! Hardship waivers vary by state. Not all states offer them, and the criteria can differ. It's best to check with your specific state's unemployment office for details on what they offer.
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Layla Mendes
lol welcome to unemployment hell 🔥 where nothing makes sense and everything takes 10x longer than it should 🙃
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Lucas Notre-Dame
•Ain't that the truth 😂 I swear, dealing with unemployment is a full-time job in itself!
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Aria Park
•Fr fr 💯 I've spent more time on hold with them than I have looking for actual jobs smh
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Noah Ali
Hey, I found a way to actually get someone on the phone! I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video explaining it: https://youtu.be/Rdqa1gKtxuE
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Chloe Boulanger
•Sounds too good to be true. Is this legit? Has anyone else tried it?
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Noah Ali
•I was skeptical at first too, but I can confirm it's legit. Used it twice now and got through both times. Saved me hours of frustration.
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James Martinez
•Wait, we have to PAY to talk to unemployment now? That's messed up. 🤦♂️
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Noah Ali
•I get it, it's not ideal. But for me, the time saved was worth the cost. Beats sitting on hold for hours or trying to call 100 times a day.
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Olivia Harris
Have you checked if theres a way to appeal the overpayment? Sometimes they make mistakes, and you might not actually owe anything.
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Maya Patel
•I hadn't even thought of that! Do you know how I would go about appealing?
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Olivia Harris
•Usually there's an appeals process outlined on your state's unemployment website. Look for something like 'file an appeal' or 'dispute a decision'. You'll probably need to provide evidence showing why you think the overpayment is incorrect. Good luck!
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Alexander Zeus
Ugh, I feel your pain. I've been waiting on my benefits to restart for 2 months now after an overpayment issue. The whole system is a joke. 🤡
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Alicia Stern
Pro tip: keep a detailed log of all your interactions with the unemployment office. Dates, times, who you spoke to, what they said. It'll save you a headache later if theres any discrepancies.
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Maya Patel
•That's a great idea, thanks! I'll start doing that right away.
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Gabriel Graham
Anyone else notice how they're quick to take our money for overpayments but slow af to pay out benefits? 🙄 Make it make sense.
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Drake
•Preach! 🙌 It's almost like they don't want us to have money or something 🤔
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Sarah Jones
•Conspiracy theory: they're hoping we'll just give up and stop claiming 👀
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Lucas Turner
I went through something similar last year! In my case, they automatically deducted from my weekly benefits until the overpayment was cleared - took about 6 weeks total. The key thing is to make sure you keep certifying each week even while they're deducting, otherwise you might miss out on benefits once the overpayment is resolved. Also, definitely check your online account regularly for any notices or updates. Sometimes they send important info there that doesn't come by mail. Hope this helps and that you get it sorted out soon! 🤞
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Connor Murphy
•This is really helpful, thanks! Quick question - when you say "keep certifying each week," do you mean I should still file my weekly claims even if I'm not getting paid due to the overpayment deduction? I wasn't sure if I should keep doing that or wait until it's resolved.
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