Unemployment Overpayment Issue - Applied in January, Now What?

Ugh, overpayments are the worst! I've been there. First thing you should do is check if you've received any notices about it. They usually send something in the mail explaining why they think you were overpaid.

I found a way to actually get someone on the phone about this! I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's the link: https://claimyr.com

Overpayments can happen for a bunch of reasons. Did you work at all while receiving benefits? Or maybe there was a mistake in your initial application? Figuring out why it happened can help you decide what to do next.

Whatever you do, don't ignore it! I made that mistake and ended up owing wayyy more because of penalties. Deal with it asap, even if it's stressful.

Here's what you need to know about unemployment overpayments: 1. Causes: Can be due to reporting errors, agency mistakes, or changes in eligibility. 2. Notice: You should receive an official notice explaining the overpayment and your options. 3. Appeal: You usually have the right to appeal if you disagree with the decision. 4. Repayment options: Often include lump sum, installment plans, or sometimes waivers for hardship. 5. Consequences: Ignoring it can lead to tax refund interception, wage garnishment, or legal action. Steps to take: - Review all your unemployment documents and income reports - Gather evidence if you believe the overpayment is an error - Contact the unemployment office (use the phone service mentioned above if needed) - Consider seeking legal aid if it's a large amount Remember, many people go through this. Stay calm and address it promptly. Good luck!

am i the only 1 who thinks its crazy we gotta pay for a service just to talk to the unemployment office?? like, we're already struggling and now we gotta shell out more cash just to fix their mistakes? smh

Has anyone successfully gotten an overpayment waived? I've heard it's possible if paying it back would cause significant hardship.

Quick tip: start setting aside some money now if you can. Even if it turns out to be a mistake, having a little cushion will help if you do end up having to repay something.

lol remember when unemployment was supposed to HELP us? 🤡 now we're all stressing about overpayments and repayments. what a world