Ive been in your shoes and it SUCKS. heres what worked for me: 1. Call right when they open 2. Have all your docs ready 3. Be super nice to the rep (even tho you wanna scream) 4. Ask for a supervisor if the first person cant help 5. Follow up EVERY WEEK until its resolved Stay strong, you got this! 💪

I went through something similar when I was self-employed as a freelance graphic designer. The key is documentation! Here's what saved me: 1. **Tax documents**: Get copies of your Schedule C from your tax returns - this shows your business income/expenses 2. **1099s**: Collect all 1099-MISC or 1099-NEC forms from clients 3. **Bank statements**: Print statements showing deposits from real estate commissions 4. **Business records**: Any invoices, contracts, or commission statements you have 5. **Quarterly tax payments**: If you made estimated tax payments, include those records The appeal process is worth it - don't let them dismiss your case! When you submit your appeal, include a cover letter explaining that as a real estate agent, your income is commission-based and fluctuates. Attach everything above as proof of your actual earnings. Also, make sure you're applying based on your highest earning quarter in the base period (usually 12-18 months before your claim). Good luck! 🤞

Just a heads up, if you do end up having to repay, make sure you get documentation of everything. I paid mine off and then six months later they tried to say I still owed. Thank god I kept all my receipts!

This happened to me last year and I was freaking out! Here's what worked for me: 1) Don't panic - these things can often be resolved, 2) Gather all your paperwork (benefit statements, work search logs, everything), 3) Call the overpayment department specifically (different from regular EDD line), and 4) If you can't afford to pay back immediately, ask about hardship options. In my case, it turned out I had reported my part-time work correctly but their system had a glitch. Took 3 months to fix but they eventually cleared it. Good luck! 🤞

Pro tip: If you haven't heard anything after 3 weeks, try reaching out to your local state representative's office. They can sometimes help expedite things!

I'm currently waiting on my SDI claim too and it's been about 10 days since they received it. From what I'm seeing here, sounds like I'm still within the normal timeframe. Really appreciate everyone sharing their experiences - it helps to know what to expect! @Connor Richards, hope you hear back soon!

Have you tried reaching out to your local assembly member's office? They can sometimes help speed things up with EDD. Worth a shot if you're having trouble.

I switched mine about 6 weeks ago and it took roughly 3 weeks to go into effect. One thing I wish someone had told me - make sure to screenshot or save confirmation of your direct deposit info submission because their system doesn't always keep good records. Also, don't throw away any checks you receive during the transition period until you're 100% sure direct deposit is working. The timing can be a bit unpredictable, but once it kicks in, it's so much more convenient than waiting for checks in the mail!

Just wanted to share my recent experience since I was in almost the exact same situation! I had a pregnancy disability claim approved in October and was worried because I couldn't find my old EDD card from 2020. You'll definitely get a new card - Bank of America automatically sends one for each new claim period. Mine arrived about 8 days after my first payment was processed. The card came with a sticker showing the last 4 digits so you know it's the new one. One tip: I actually called Bank of America's EDD line (1-866-692-9374) proactively to report my old card as lost, just to make sure there wouldn't be any confusion. The rep was really helpful and confirmed that the new card would be completely separate from the old one. Good luck with your pregnancy and don't stress too much about the payment logistics - it sounds like you're being proactive by filing early!

I just went through this exact situation a few months ago! I had lost my EDD card from a previous claim in 2019 and was panicking about my pregnancy disability payments. You'll definitely get a brand new card - Bank of America automatically issues a fresh EDD debit card for every new claim period, even if you had one before. Mine took about 10 days to arrive after my first payment was processed. One thing that really helped me was logging into my SDI Online account and triple-checking that my mailing address was 100% correct, including apartment numbers, spelling, etc. I also took the advice from another member here and called Bank of America's EDD customer service (1-866-692-9374) to proactively report my old lost card. The rep was super helpful and put a note on my account. Honestly, after reading all the experiences here, I'm thinking direct deposit might be the way to go for future claims - seems more reliable than waiting for physical cards. But for your current situation, you should be totally fine with the debit card option you selected. The system is designed to handle lost/old cards from previous claims. Best of luck with your pregnancy and don't stress too much about the payment logistics - you're being really proactive by filing early!