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I had a similar issue last year with my disability payments! In my case, it turned out the EDD had an address mismatch in their system that was causing deposits to get rejected by my bank, but neither side was communicating this properly. I had to call EDD directly and verify all my banking information was correct in their system. It took about a week to resolve, but once they updated everything, the missing deposit showed up along with the current one. Definitely check with EDD to make sure they have the right account details on file - sometimes the issue isn't with your bank at all!
That's such a good point about checking with EDD directly! I always assume it's the bank's fault, but you're right that the issue could be on the sender's side. Did you have to provide any specific documentation to get them to update your banking info, or was it just a matter of confirming the details over the phone?
This exact thing happened to me about 6 months ago! Turned out my bank had updated their ACH processing system and some deposits were getting stuck in a queue without any notification. The frustrating part was that the first customer service rep I talked to didn't know about the system issues, so they just told me there was no record. I had to call back three times before I got someone who actually looked deeper into it. My advice would be to call your bank again and specifically ask them to check for any ACH holds, pending transactions, or system delays - don't just accept "no record" as the final answer. Also, if it's an EDD payment, they sometimes batch process on different days than expected, especially around holidays. Hang in there, it'll likely show up in the next day or two! 🤞
One more important thing - make sure your doctor is very specific about your disability being due to pregnancy complications (high blood pressure and swelling) rather than just a normal pregnancy. Standard pregnancy disability usually only starts 4 weeks before your due date, but with complications properly documented, you can start earlier. Ask your doctor to be very clear about why you can't work now, otherwise EDD might deny your claim or only approve it starting at the standard 36-week mark.
Thank you for pointing this out! I'll make sure my doctor specifies the complications on the medical certification. She mentioned writing that I can't work due to pregnancy-induced hypertension requiring bed rest. Hopefully that will be clear enough for EDD to understand.
I went through this same transition last year! Just wanted to add a few things that helped me avoid issues: 1. Keep ALL your paperwork from both UI and SDI - I had to reference my UI claim dates when there was a question about my SDI timeline 2. Take screenshots of your last UI certification and the date you stop certifying - this saved me when EDD questioned whether I had properly ended my UI claim 3. Ask your doctor to put the START DATE of your disability on the medical form, not just sign it - mine initially just signed without specifying when my disability began and it caused a delay 4. If you have any saved sick/vacation time from your old job, that might affect your SDI calculation, so mention it when you file The pregnancy-induced hypertension should definitely qualify you for early disability before the standard 36-week mark. Wishing you a healthy rest of your pregnancy and hoping your claim goes smoothly! The EDD process is stressful enough without pregnancy complications on top of it.
This is such helpful advice, thank you! I never would have thought about taking screenshots of my UI certifications - that's really smart. Quick question about the saved sick/vacation time - I do have about 2 weeks of unused PTO from my old job that they're supposed to pay out. Will that money affect my SDI benefit amount or just the timing of when payments start? I'm trying to figure out if I should wait to cash that check or if it doesn't matter.
The unused PTO shouldn't affect your SDI benefit amount since that's calculated based on your wages from your base period (usually the first 4 quarters of the last 5 completed quarters before your claim). However, if your employer pays it out as "wages" rather than a severance lump sum, there might be timing considerations. I'd recommend cashing it sooner rather than later - just make sure to report any income on your SDI claim forms if it overlaps with your benefit period. When I had this situation, EDD told me that PTO payouts from a previous employer typically don't cause issues as long as you're transparent about reporting them. Better to have the money in hand given all the uncertainty with benefit processing times!
Thank you, these are excellent suggestions. I'll email HR tomorrow to get written clarification of what my manager told me verbally. And I'll definitely ask my doctor to be very specific about my restrictions at my next appointment. The 19-day timeline is helpful to know - I'll make sure I have some emergency savings set aside to cover that gap.
This is such a tough situation, and I really feel for you! I went through something similar when my employer "restructured" while I was on medical leave for anxiety/depression. A few things that helped me navigate this: 1. Contact your union if you have one - they can often provide guidance on disability rights and job protection that HR won't tell you about. 2. Keep ALL medical documentation organized. When I transitioned from SDI to UI, they asked for proof that I was able to work but had no job to return to. 3. Start looking for new jobs NOW while you're still on disability. Even if your current employer has to take you back, having backup options reduces stress and gives you leverage. 4. Consider contacting a disability rights attorney for a free consultation. Many work on contingency, so you don't pay unless you win. Even if you don't sue, they can often write a letter to your employer that gets them to take your rights more seriously. The whole system is frustrating, but you have more options than you think. Don't let them push you around just because you've been on medical leave. You deserve to be treated fairly after everything you've been through with your back injury!
Thank you so much for sharing your experience and these practical tips! I hadn't thought about starting my job search while still on disability - that's really smart advice. I don't have a union, but I'm definitely going to look into getting a free consultation with a disability rights attorney. Even just having someone write a letter might make my employer take this more seriously. You're right that I have more options than I initially thought. It's encouraging to hear from someone who successfully navigated a similar situation. Did you end up staying with your original employer or finding something new?
Hey OP, when you do get through to someone, make sure to get their name and ID number. It helps if you need to follow up later.
@Nadia Zaldivar I went through the exact same thing a few months ago! The wage continuation error is super common. Here's what worked for me: When you call (and yes, you'll need to call), be very clear that you made an error on the initial form and need to correct the wage continuation question. They can actually update this in their system without you having to file a whole new claim. Also, if you have any documentation from your employer showing you didn't receive continued wages (like a final paystub or termination letter), have that ready. The whole process took about 2 weeks for me once I got through to someone. Don't give up - you've got this! 💪
@Admin_Masters This is super helpful! I'm dealing with a similar wage continuation mix-up right now. Quick question - when you called, did you have to go through the appeal process first, or were they able to fix it directly? I'm worried I might have already started the wrong process by clicking the electronic appeal button.
GalaxyGazer
Have you considered getting a lawyer? Some specialize in SDI appeals and might be able to help. Many offer free consultations.
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StarSurfer
•I hadn't thought of that. Do you know if it's expensive to hire a lawyer for this kind of thing?
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GalaxyGazer
•It can be, but some work on contingency. Meaning they only get paid if you win. Might be worth looking into if your appeal doesn't work out.
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Evan Kalinowski
I went through something similar last year! The key is to act fast - definitely file that appeal within 30 days like others mentioned. When I had my denial, I wrote a detailed timeline showing exactly when I received the denial vs. when the form was due, and that helped my case. Also, if you can get your doctor's office to write a letter explaining any delays on their end, that can be really helpful. The appeals process took about 6 weeks for me, but I did eventually get approved. Don't lose hope - the initial denial doesn't mean it's over!
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Paolo Longo
•This is really encouraging to hear! Thank you for sharing your experience. I'm definitely going to follow your advice about documenting the timeline. It's so reassuring to know that someone else went through this and came out successful on the other end. 6 weeks feels like forever when you're waiting, but at least there's light at the end of the tunnel. Did you have to do anything special during the appeals process, or was it mostly just waiting after you submitted everything?
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CosmicCadet
•@Evan Kalinowski This gives me so much hope! I m'in almost the exact same situation right now. Quick question - when you wrote that detailed timeline, did you submit it as part of your initial appeal or did you have to send it separately? Also, did you include any other documentation besides the doctor s'letter? I want to make sure I m'covering all my bases when I file my appeal. Really appreciate you taking the time to share what worked for you!
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