For anyone still struggling with this - I just want to emphasize that you absolutely need to report your SDI benefits on your federal tax return even if you didn't receive the 1099-G form yet. The IRS considers disability benefits as taxable income, so don't skip reporting it just because you're missing the form. You should have records of your weekly benefit amounts that you can use to calculate the total. But definitely try to get that 1099-G from UI Online first since it will also show any federal taxes that were already withheld, which could mean a refund for you! Also, keep in mind that while SDI is taxable federally, it's not taxable for California state taxes, so don't include it on your state return.

I went through this exact same situation last month! Like others mentioned, you definitely need to create a UI Online account even though you only received SDI. One thing I learned the hard way - if you're having trouble with the identity verification during UI Online account setup, you can also call the EDD customer service line at 1-800-300-5616 and they can help you access your 1099-G over the phone. It took me about 45 minutes to get through, but they were able to read me all the numbers I needed for my taxes while I waited for my online access to get sorted out. The rep also confirmed that the 1099-G shows both your total benefits AND the federal taxes withheld, which is crucial for filing correctly. Don't panic about the deadline - you have options even if the online account setup is giving you trouble!

This thread has been absolutely incredible to read through! I've been struggling with similar EDD access issues for about two weeks now, and seeing all these detailed solutions gives me so much hope. It's amazing how this community has essentially reverse-engineered all the workarounds that EDD should provide but doesn't. I've been making several of the classic mistakes mentioned here - using Safari, trying password resets immediately without waiting, and never considering IP flagging or browser compatibility issues. Andre's mobile app suggestion is brilliant - I had no idea that it might use different authentication pathways than the web portal! What strikes me most is how one generic "error code" can mask so many completely different underlying problems - browser issues, IP flags, system migrations, identity verification requirements, saved password conflicts, and more. This community has basically created the comprehensive troubleshooting guide that EDD should have provided from the start. I'm going to try a systematic approach based on everyone's advice: start with the mobile app, then move to browser cleanup + Chrome incognito with the mobile site on weekend mornings, followed by Angel's secret recovery pathway if needed. The 24-hour spacing between attempts makes total sense to avoid triggering additional security flags. Thank you all for sharing your hard-earned knowledge and turning your frustrating experiences into actionable solutions. This is exactly the kind of community support that makes all the difference when dealing with these bureaucratic nightmares! I'll definitely report back on what works. 🙏

I've been following this thread as someone who went through a similar EDD nightmare last year, and I wanted to add one more solution that hasn't been mentioned yet - try using a VPN if you have access to one. Sometimes EDD's system flags not just your specific IP address, but your entire ISP's IP range, especially if you're on a common provider like Comcast or Verizon where lots of people might be having similar issues. I was locked out for almost three weeks using my home internet, tried all the browser tricks, mobile site, even went to the library - nothing worked. Finally borrowed a friend's VPN, connected through a server in a different state, and boom - logged right in on the first try. Turns out my whole neighborhood's IP block had somehow gotten flagged in their system. Also, for what it's worth, I've noticed EDD's system seems to work better on Tuesdays and Wednesdays mid-morning (around 10-11 AM) when it's not peak filing time. Avoid Mondays and Fridays if possible - that's when everyone's trying to access the system. This thread really should be turned into a pinned community guide. Between all the solutions everyone has shared - mobile app, browser switching, secret recovery pathways, timing strategies, VPN workarounds - we've basically created the definitive EDD troubleshooting manual. You all are legends for helping each other navigate this broken system! 🙌

I'm new to this community and really grateful I found this thread! I'm currently on SDI after a workplace injury and had no idea about any of these tax implications. Reading through everyone's experiences has been incredibly helpful - I honestly thought disability benefits weren't taxable at all. This is my first time dealing with SDI so I'm still learning the ropes. It sounds like I should definitely keep an eye out for the 1099-G form next year and make sure I understand the federal vs state tax differences. Thanks to everyone for sharing such detailed information and tips about the UI Online portal - I'm bookmarking this thread for future reference! It's amazing how much you can learn from people who've actually been through the process.

I'm new to this community and currently dealing with this exact same issue! I was on SDI for about 6 weeks last year following knee surgery and just realized I need my 1099-G form for tax filing. Reading through all these responses has been incredibly helpful - I had no idea that SDI benefits were taxable at the federal level but not for California state taxes. I've been waiting for the form to arrive in the mail but after seeing everyone's experiences, I'm definitely going to try accessing it through UI Online first thing tomorrow morning. It's such a relief to know there are multiple options if the online portal doesn't work out. Thank you to everyone who shared their tips and experiences - this community is a goldmine of practical information for navigating EDD's systems! I feel much more confident about getting my taxes sorted out now.

I went through this exact same situation a few months ago and can confirm what others are saying - you WILL get paid for those remaining days! My disability ended on a Wednesday and my final payment came about 8 days later for the partial week. The key thing is that EDD pays you through the day BEFORE your return-to-work date, so if you're returning April 12th, you should get paid through April 11th. The delay happens because they have to process the final certification and make sure everything matches up with your doctor's paperwork. Don't panic if it takes a week or two longer than expected - that's totally normal for the final payment. Just budget accordingly knowing it's coming but might be delayed a bit.

I'm in a similar situation right now - my disability period ends next week and I was worried about the same thing! Reading through everyone's responses here is so helpful. It sounds like the consensus is that we DO get paid for those final days, but there's often a delay of 1-2 weeks after our return-to-work date before that final payment shows up. I'm going to take the advice about double-checking that my doctor put the correct return-to-work date on the certification form. That seems like something that could easily cause problems if there's a mismatch. Thanks everyone for sharing your experiences - it's reassuring to know this is normal and the payment will come through eventually!

I'm in the exact same situation! Been trying for almost two weeks now and it's driving me crazy. This thread is amazing though - I had no idea there were all these different strategies and that alternate disability line! I'm definitely going to try calling (800) 480-3287 at 8am tomorrow with all my documents ready. It's honestly shocking that we have to become amateur investigators just to figure out how to reach the people who are supposed to help us. Thank you everyone for sharing your experiences - at least now I know I'm not the only one going through this nightmare! 🤞

Wow, this thread is incredibly helpful! I'm completely new to dealing with EDD disability claims and had no idea there were so many strategies for actually getting through to them. I've been calling the main number randomly throughout the day for the past week with zero success - just constant busy signals. The alternate disability line at (800) 480-3287 is news to me, and I can't believe this isn't posted anywhere official! I'm definitely going to try the 8am calling strategy tomorrow with all my documents organized beforehand. It's honestly ridiculous that we have to become detectives just to access benefits we're entitled to, but I'm so grateful everyone is sharing what actually works. This gives me hope that maybe I can finally get my claim moving forward. Thank you all for the amazing advice! 🙏