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NeonNova

When do you get paid unemployment benefits through Washington ESD?

I just filed my first weekly claim on Sunday and I'm wondering when the money actually hits my account? I know Washington ESD processes claims but I have no idea what their payment schedule looks like. My rent is due Friday and I'm hoping the unemployment payment comes through by then. Does anyone know how long it typically takes from filing your weekly claim to getting the deposit?

Washington ESD usually processes payments on Tuesday/Wednesday if you file your weekly claim by Sunday. Most people see the deposit in their account by Wednesday or Thursday, depending on your bank.

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That's cutting it close for my rent but hopefully Wednesday works out. Thanks for the timeline!

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yeah wednesday is pretty standard for me, been getting UI for 2 months now

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Just a heads up - your first payment might take longer if Washington ESD needs to verify anything on your claim. They sometimes hold the first payment for additional review even if your claim was approved.

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Oh no, what kind of verification? My claim status says approved already.

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Could be identity verification, employment verification, stuff like that. If your claim says approved you're probably fine though.

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I've been trying to call Washington ESD for three days straight about my payment timing because my claim got stuck somewhere in their system. The phone lines are absolutely impossible - either busy signal or they hang up on you after an hour hold. Found this service called Claimyr (claimyr.com) that actually got me through to a real person at Washington ESD in like 20 minutes. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Turns out my payment was just delayed for a routine review.

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Wait this actually works? I've wasted so many hours calling Washington ESD with nothing to show for it.

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Yeah I was skeptical too but it actually connected me. Way better than hitting redial 200 times a day.

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Interesting, I might try this if my payment doesn't show up this week. The regular Washington ESD phone system is brutal.

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THE WASHINGTON ESD PAYMENT SYSTEM IS A JOKE! I filed three weeks ago and still haven't seen a dime. They keep saying 'processing' but won't tell me what they're actually processing. Meanwhile my bills are piling up and I can't get anyone on the phone to explain what's happening!

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Have you checked if your claim is in adjudication? That can delay payments significantly.

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How do I even check that? The website just says 'claim processed' but no payment dates or amounts.

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Log into your Washington ESD account and look under claim status. If it says adjudication that means they're reviewing something before releasing payment.

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Payment timing depends on a few factors. If you file Sunday night, Washington ESD processes Monday/Tuesday, and most banks post by Wednesday. But if there's any flag on your account - even something minor - it can push the payment back by days or weeks.

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What kind of flags cause delays? I'm worried I might have something I don't know about.

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Common ones are job search requirement issues, reporting work hours incorrectly, or if Washington ESD needs to verify your identity. Usually shows up in your account notifications.

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been getting unemployment for 4 months now and the payment schedule is pretty reliable. file sunday get money wednesday most of the time. only had delays when i screwed up reporting my work hours

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Good to know it's consistent once you get in the rhythm. Hopefully my first payment goes smoothly.

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I remember being so anxious about my first unemployment payment timing too! It felt like forever waiting to see if the money would actually show up. Now I know Washington ESD is pretty reliable with the Wednesday deposits as long as you file by Sunday night.

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Yeah the waiting is stressful when you're counting on that money for bills. Glad to hear it gets more predictable.

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Same here, first few payments I was checking my bank account every hour lol

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One thing to watch out for - if you're on standby status through your employer, the payment timing can be different. Those claims sometimes get additional review by Washington ESD which can delay the deposit by a day or two.

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I'm not on standby, just regular unemployment after being laid off. Should be straightforward I hope.

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This reminds me of when I first started collecting unemployment - I had no idea about any of the timing and was panicking when the money didn't show up immediately. Turns out Washington ESD has this whole process and schedule you just have to learn. Now I know to file Sunday, expect payment Wednesday, and not worry unless it's Thursday with no deposit.

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That's a good rule of thumb. I still get nervous if the payment doesn't show by Thursday morning.

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Exactly! Thursday is when I start wondering if something went wrong with my weekly claim.

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What if you file your weekly claim late? Like if I file on Tuesday instead of Sunday, does that push back the payment?

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Yeah filing late usually delays your payment. Washington ESD processes claims in batches, so if you miss the Sunday cutoff you might wait until the next processing cycle.

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Good to know, I'll make sure to file on time. Don't want to mess up the payment schedule.

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Pro tip from someone who's been doing this for a while - set a reminder to file your weekly claim every Sunday morning. Washington ESD is pretty reliable with payments as long as you're consistent with filing. Missing the Sunday deadline can really mess up your payment timing for that week.

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That's smart, I'll set up a weekly reminder. Don't want to accidentally file late and delay my payment.

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Just wanted to add that some banks are faster than others with posting Washington ESD deposits. My credit union usually has the money available Tuesday night, while my friend's bank doesn't post until Thursday. Might be worth checking with your bank about their processing times for government deposits.

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I'll call my bank and ask. Would be nice to know exactly when to expect the deposit each week.

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Yeah some banks are definitely faster. Mine posts Wednesday morning like clockwork.

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Does Washington ESD ever send payments early? Like if you file your weekly claim on Saturday instead of Sunday?

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No, Washington ESD processes claims on a set schedule regardless of when you file (as long as it's within the weekly window). Filing Saturday vs Sunday won't speed up your payment.

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Makes sense, thanks for clarifying that.

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Something else to consider - if there's a federal holiday on Monday or Tuesday, that can delay Washington ESD payment processing by a day. I learned this the hard way when I was expecting my payment on a Wednesday but it didn't come until Thursday because of Presidents Day.

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Oh I hadn't thought about holidays affecting the schedule. Good thing to keep in mind.

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I tried that Claimyr thing someone mentioned earlier and it actually worked to get through to Washington ESD! I was having issues with my payment being delayed and needed to talk to someone about my claim status. Definitely worth trying if you're stuck on hold forever with the regular phone system.

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How much does it cost? I'm hesitant to pay for something when I'm already stressed about money.

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I'd rather pay a reasonable fee to actually reach someone at Washington ESD than waste hours every day trying to call for free and getting nowhere.

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Just to summarize what everyone's saying - file your weekly claim by Sunday, Washington ESD processes Monday-Tuesday, most people see deposits Wednesday or Thursday. First payments might take longer, and any issues with your claim can delay everything. Pretty straightforward once you know the timeline.

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Perfect summary, thanks! This gives me a good idea of what to expect for my first payment.

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Yep that matches my experience exactly. The system works pretty well once you understand the schedule.

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One last thing - make sure your bank account info is correct in your Washington ESD profile. I had a friend who was wondering why her payments weren't coming and it turned out she had an old account number on file. Took forever to get that sorted out.

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Good point, I double-checked that when I set up my claim but I'll verify again. Thanks for all the helpful info everyone!

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Glad you got all your questions answered! The unemployment payment timing seemed really confusing at first but now it's just part of my weekly routine. File Sunday, get paid Wednesday, repeat. Washington ESD is actually pretty reliable once you know what to expect.

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Yeah this thread was super helpful. Feel much better about the whole process now.

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